Queensland Teachers Mutual Bank Credit Card

Pay 0% p.a. interest for up to 14 months on balance transfers and enjoy a host of rewards with the QT Mutual Bank Platinum Mastercard.

Important information

The Queensland Teachers Mutual Bank Platinum Credit Card is no longer available for new applications. However, we've kept the information online for the benefit of existing customers and for those who are interested. You can compare the current range of platinum credit cards here.

QT Mutual Bank offers a Platinum Mastercard that is all about you and what you want. The card has an impressive rewards program and helps you save money with a discounted annual fee and 0% p.a. interest on balance transfers. The more you use your credit card, the more you are rewarded.

If you’re after a simple credit card with less rewards, QT Mutual Bank also offers a Low Rate Mastercard. The Low Rate card attracts a competitive interest rate, a lifetime annual fee of $49 and 0% p.a. interest on balance transfers.

Things to consider about the QT Mutual Bank Platinum Mastercard

The QT Mutual Bank Platinum Mastercard offers an array of benefits to cardholders. Along with a discounted annual fee in the first year, 0% p.a. interest on balance transfers and a range of rewards, it also features a guaranteed price scheme. You can potentially add additional cardholders for extra convenience, while complimentary insurance policies offer peace of mind. With a range of rewards available including cashback, shopping vouchers, flights and electronic items, the Platinum Mastercard aims to reward you every time you spend.

Features of the QT Mutual Bank Platinum Mastercard

  • Annual fee. The card attracts an annual fee of $99 in the first year, then $129 p.a. thereafter.
  • Balance transfer rate. Receive a 0% p.a. interest rate on balance transfers for up to 14 months. After this period the balance transfer rate will revert back to 21.74% p.a.
  • Interest rate. The card has a competitive interest rate of 20.24% p.a. on purchases.
  • Interest-free days. With this credit card you will receive up to 55 interest-free days, giving you the opportunity to pay off your balance in full without having to pay additional interest.
  • Rewards program. The Platinum Mastercard features a rewards program that lets you receive 1 reward points for every dollar you spend on your card. The reward points also have no expiry date.
  • 24/7 concierge. A 24/7 concierge service is available to assist you with anything from organising gifts to locating restaurants.
  • Security. The Mastercard features a secure chip which protects your details and data. It can also protect you against fraud.

Complimentary insurance policies

  • Purchase cover insurance. Receive complimentary purchase cover insurance with the Platinum Mastercard. This insurance covers loss, theft or accidental damage to a range of personal goods that were purchased on your Platinum Mastercard for a three-month period. Please note an excess applies to claims on this policy.
  • Interstate flight inconvenience insurance. The Platinum Mastercard also comes with complimentary interstate flight inconvenience cover. This protects you against any domestic flight inconvenience and covers cancellations, rental vehicle excess and more. This is perfect for those who frequently travel interstate for business.
  • International flight inconvenience insurance. Complimentary international flight inconvenience insurance is also offered for international flights and covers flight cancellations and delays, medical expenses and loss or theft of property.

If you want access to a host of rewards and features like complimentary insurance cover and 0% p.a. interest on balance transfers, apply for the QT Mutual Bank Platinum Mastercard today.

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