QBE Travel Insurance Deals

Comparing QBE travel insurance policies? QBE discount codes and coupons for December 2016

QBE Insurance is Australia’s biggest insurance provider and offers a range of travel insurance policies. Whether you’re travelling internationally or around Australia, QBE Travel Insurance offers a choice of basic and comprehensive policy options to cover your trip.

QBE Travel Insurance deals, discount codes and coupons

Save Up to 35% on QBE Travel Insurance with Easy Travel Insurance

Save up to 35% on QBE Travel Insurance when you purchase cover with Easy Travel Insurance.

Save Up to 35% on QBE Travel Insurance with Travel Insurance Saver

Save up to 35% on QBE Travel Insurance when you purchase cover with Travel Insurance Saver

Other travel insurance deals you may be interested in

Exclusive

Columbus Direct Exclusive Offer - 10% Off All Policies

Receive a 10% discount on your Columbus Direct policy when you apply through finder.com.au. Simply follow the secure link for your 10% discount to be applied.

Exclusive

YouGo Travel Insurance Coupon Code - Save 10% On Your Cover

Get 10% off your YouGo travel insurance cover with this exclusive coupon code. Offer available for a limited time only!

Show code & visit siteYO****

After the store tab opens, come back to copy the code

10% Off American Express Travel Insurance

10% off all new American Express Travel Insurance policies purchased online until the 22nd of December 2016.

10% Off Woolworths Comprehensive Travel Insurance

Get 10% off Woolworths Comprehensive travel insurance policies and a FREE Woolworths Prepaid Visa Gift Card and Global Roaming Sim Card

Show code & visit siteit****

After the store tab opens, come back to copy the code
Exclusive

Go Insurance Exclusive Deal - 10% Off Coupon Code

Apply this coupon code at the checkout when purchasing Go Insurance to receive a 10% discount on your policy.

Show code & visit siteFI****

After the store tab opens, come back to copy the code

Free Visa Prepaid Gift Card and Global Roaming sim

Receive a Free Woolworths Visa Prepaid Gift Card and Global Roaming sim with every Comprehensive Travel Insurance.

What cover is available from QBE Travel Insurance?

Depending on the level of cover you take out, you can benefit from:

International

  • Unlimited overseas medical assistance and hospitalisation expenses
  • Unlimited expenses for repatriation
  • Accidental death and disability
  • Unlimited cancellation fees and lost deposits
  • Hospital cash allowance
  • Additional expenses
  • Option to resume an interrupted journey
  • Travellers cheques and travel documents
  • Theft of cash
  • Travel delays
  • Luggage, personal effects and travel documents
  • Personal liability up to $3 million
  • Legal expenses
  • Car rental excess

Australia Domestic Travel

Choose between Australia Plus, Basic and Cruising options depending on your holiday type. This policy is available for travellers under the age of 70 years and covers:

  • Accidental death and disability
  • Evacuation and repatriation
  • Unlimited cancellation fees and lost deposits
  • Additional emergency expenses
  • Option to resume an interrupted journey
  • Sports and Entertainment Package (Golf Green fees, Ski Lift passes, surf equipment)
  • Travellers cheques and travel documents
  • Travel delays
  • Luggage, personal effects and travel documents
  • Personal liability up to $600,000 on the family plan
  • Car rental excess

Annual Multi-trip

This policy is available to Australian residents under the age of 70 years and going on trips for less than 60 days each. Valid for a period of one year, this policy provides full cover and can be upgraded with additional cover for snow sports, valuable items and pre-existing medical conditions. Your benefits include:

  • Unlimited overseas medical assistance and hospitalisation expenses
  • Unlimited expenses for repatriation
  • Accidental death and disability
  • Unlimited cancellation fees and lost deposits
  • Hospital cash allowance
  • Additional expenses
  • Option to resume an interrupted journey
  • Travellers cheques and travel documents
  • Theft of cash
  • Travel delays
  • Luggage, personal effects and travel documents
  • Personal liability up to $3 million
  • Legal expenses
  • Car rental excess

Pros and Cons of QBE

Before committing to buy any one policy, it’s important to consider the following pros and cons.

Pros

  • Underwritten by QBE Insurance Australia
  • Wide range of basic and full-cover policies
  • Ability to accumulate Qantas points with policy purchases
  • Option to purchase policies online
  • 24/7 worldwide assistance from QBE Assist
  • Several and varied additional options available
  • Ability to resume an interrupted trip
  • Sports and Entertainment cover available with domestic policy
  • Option to file a claim online

Cons

  • Some pre-existing medical conditions excluded
  • Local Cruising plan not available to non-residents
  • Age restrictions

How do I apply for QBE travel insurance?

  • Compare policy options. Your destination, its region, your age and the level of cover you can afford will determine your choice.
  • Get a quote. You can get a quote online by entering your personal and travel details into the online calculator.
  • Read the PDS. The terms of your contract and the sections under which you can claim are detailed in the PDS. Read it carefully to make sure that the policy you choose meets your expectations.
  • Additional options. QBE offers several additional options to upgrade your travel insurance policy, from cover for snow sports and valuable items to extra excess to lower your premium.

How do I make a claim with QBE?

Thanks to an online claim filing facility, claims can be lodged any time, whether locally or overseas. A claims officer will be assigned to your claim within 24 hours. Here are a few things to keep in mind when filing a claim.

1. Keep all necessary information handy. This includes your insurance policy number, your contact and travel details, and any evidence to support your claim.

2. Be thorough. Provide all the information required for QBE to process your claim. An incomplete submission will lead to delays and possibly penalties for costs incurred by QBE. Your claim may be refused or your policy cancelled if you provide insufficient or false information.

3. Be patient. Provided you’ve supplied all the necessary information, your claim will be processed within 10 days working days. In the meantime, refrain from handling matters yourself without conferring with your claims officer.

QBE FAQ

Here are a few frequently asked questions about QBE travel insurance.

  • Q. Who can apply for these policies?
    • Age limits and eligibility differ from policy to policy. Travellers aged 70 years and older aren’t automatically covered and must submit a Travellers Medical Appraisal form before QBE will issue the Certificate of Insurance.
  • Q. How is my premium calculated?
    • When calculating your premium, factors like the length of your trip, the type of plan chosen and any optional extras you’ve added are taken into account. This includes relevant government charges and additional fees for any changes you’ve made to your policy.
  • Q. What is the duty of disclosure?
    • It’s your duty to be honest and tell QBE about any condition or information that may affect your cover. If you’re found to have been dishonest, you run the risk of having your claim rejected and your policy cancelled.
  • Q. What are some of the additional benefits I can purchase?
    • Depending on your policy, you can add the following to your policy:
      • Excess Buy Out to remove excess payable
      •  Additional Rental Vehicle Insurance Excess Cover
      •  Snow Sports Cover
      •  Pre-existing Medical Conditions of a non-travelling spouse or business partner
      •  Specified Item Cover
  • Q. What are some of the risks of which I need to be aware?
    • Some risks include:
      •  The policy not meeting your expectations
      •  Not having the right amount of cover
      •  Having a claim refused
      •  Not being able to claim for the loss of unattended luggage and personal effects
  • Q. Who underwrites QBE?
    • QBE underwrites its own travel insurance policies. In an emergency, you will be assisted by QBE Assist available worldwide and 24/7.
  • Q. Can I cancel my QBE policy if I’m not happy with it?
    • If you’d like to return your policy for a full refund, there is a 14-day cooling-off period. You can cancel your policy during this period provided you haven’t left on your trip or filed to claim from your policy, you are eligible for the refund.

Richard Laycock

Richard is the senior insurance writer at finder.com.au and is on a mission to make insurance easier to understand.

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