Qantas Premier Platinum
- Earn 70,000 + 30,000
bonus Qantas Points
Discounted annual fee of $149 for the first year
Offer ends 30 April 2019
Eligibility criteria, terms and conditions, fees and charges apply
Enjoy up to 100,000 bonus Qantas Points when you meet the spend requirement. Plus, 0% p.a. on balance transfers for 18 months and a reduced first year annual fee with the Qantas Premier Platinum credit card.
This platinum frequent flyer card from Qantas is designed to offer premium rewards and benefits for frequent flyers. As well as earning up to 2 points per $1 spent on eligible spend with Qantas, the Qantas Premier Platinum offers complimentary travel insurance, two airport lounge invitations per year on your card anniversary and a discount offer on selected domestic companion fares once a year.
You can also earn 70,000 bonus Qantas Points when you apply by 30 April 2019 and spend at least $3,500 within the first 90 days from card approval. You’ll receive another 30,000 bonus points after you pay the annual fee on your first card anniversary. Plus, receive an introductory 0% p.a. interest rate on balance transfers for up to 18 months and pay only half the annual fee for the first year.
| Product Name | Qantas Premier Platinum |
|---|---|
| Rewards Program | Qantas Frequent Flyer |
| Balance transfer rate | 0% p.a. for 18 months |
| Balance transfer revert rate The interest rate after the balance transfer ends. | Cash Advance Rate (21.99% p.a.) |
| Balance Transfer Limit | 80% of available credit limit |
| Purchase rate (p.a.) | 19.99% p.a. |
| Offer end date | 30 April 2019 |
| Annual fee | $149 p.a. annual fee for the first year ($299 p.a. thereafter) |
| Interest Free Period The interest-free period is the maximum number of days during which interest is not charged on new purchases. This only applies if you pay your closing balance in full by the statement due date. | Up to 55 days on purchases |
| Cash advance rate (p.a.) | 21.99% p.a. |
| Min credit limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $6,000 |
| Card Type | Mastercard |
| Foreign Currency Conversion Fee (MC) Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution. | 3% of transaction value |
| Complimentary Travel Insurance | Yes |
| Minimum Income | $35,000 |
|---|---|
| Minimum Age | 18 years of age |
| Available To Temporary Residents | No |
| Annual fee | $149 p.a. annual fee for the first year ($299 p.a. thereafter) |
|---|---|
| Minimum Monthly Repayment | 2% or $30, whichever is greater |
| Late Payment Fee | $10 |
| Foreign Currency Conversion Fee (MC) Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution. | 3% of transaction value |
| Cash Advance Fee | $3 (if <$100) or 3% (if $100 or more) |
| Overseas Cash Advance Fee | $5 |
| Additional Cardholder Fee | $50 |
| Number of Additional Cardholders | 4 |
Pros
- Earn 70,000 bonus Qantas Points when you apply by 30 April 2019 and spend $3,500 or more in the first 90 days from card approval. Plus, get an additional 30,000 points after you pay the second year’s annual fee.
- Pay a discounted $149 annual fee for the first year.
- Take advantage of a promotional offer of 0% p.a. interest for 18 months on balance transfers with no balance transfer fee.
- Earn up to 2 Qantas Points per $1 spent on Qantas purchases.
- Receive 2 complimentary lounge invitations each anniversary year.
- Enjoy complimentary overseas travel insurance.
- This card offers up to 20% discount on selected domestic companion fares once a year when you book through the Qantas Premier Concierge.
Cons
- This card’s standard $299 p.a. annual fee is relatively high.
- At the end of the promotional period, the balance transfer rate will revert to the cash advance rate of 21.99% p.a.
| Rewards Program | Qantas Frequent Flyer |
|---|---|
| Bonus Points | 100,000 bonus points |
| Rewards Points per $ spent (VISA/MC) | 1 |
| Rewards Points per $ (VISA/MC) Cap | Uncapped |
Benefits and features of the Qantas Premier Platinum
Here are some of the potential benefits and features you can look forward to:
- Up to 100,000 bonus Qantas Points. You can give your Qantas Points balance a boost of 70,000 bonus points when you apply and get approved for a Qantas Premier Platinum by 30 April 2019 and spend at least $3,500 on eligible purchases within the first 90 days from card approval. Receive an additional 30,000 bonus Qantas Points within 12 weeks after you pay the second year's annual fee.
- Discounted annual fee. Apply by 30 April 2019 and save with a reduced annual fee of $149 for the first year ($299 p.a. thereafter).
- Balance transfer offer. This card offers 0% p.a. interest on balance transfers for 18 months with no balance transfer fee when you apply by 30 April 2019. When the introductory period ends, any balance remaining from the transfer will accrue interest at the cash advance rate, currently 21.99% p.a. You can balance transfer up to 80% of your credit limit from cards not issued by Citi.
- 0% p.a. for 6 months on your first Qantas purchase. If you use your card for a qualifying purchase with Qantas in the first 6 months of card approval, it will automatically be charged 0% p.a. interest for 6 months from the date the transaction is processed. This is only available for your first qualifying Qantas purchase in this period and any unpaid balance at the end of the 6 month period will revert to the variable purchase rate, currently 19.99% p.a.
- Qantas Points per $1 spent. This card offers 2 points per $1 spent on Qantas flights, Qantas Club membership and purchases through the Qantas Store, 1.5 points per $1 spent overseas and 1 Qantas Point per $1 spent on eligible purchases in Australia up to $10,000 per month (0.5 points per $1 spent after that).
- Companion flight offer. Use the Qantas Premier Concierge service for your flight booking and you can enjoy up to 20% off selected domestic companion flights once per year. This offer is available for you and up to 8 companions as long as you travel together on the same booking number, day and flight(s).
- Airport lounge invitations. Enjoy two single-entry complimentary lounge invitations each year on your card anniversary. These passes can be used at domestic Qantas Club lounges or Qantas-operated International Business Lounges (excluding Los Angeles Tom Bradley Terminal International Business Lounge) in accordance with the Qantas Premier Platinum Credit Card Airline Benefit Terms and Conditions and the Qantas Lounge Invitation Terms and Conditions.
- Complimentary travel insurance. Enjoy peace of mind on your overseas trips with complimentary travel insurance issued by Chubb Insurance Australia Limited under a Master Policy with Citigroup Pty Limited.
- Concierge service. Gain access to a dedicated concierge that can help you with anything from travel bookings to restaurant recommendations, hotel reservations and event tickets.
Rates and fees for the Qantas Premier Platinum Mastercard
These are the costs that come with the Qantas Premier Platinum Mastercard:
- Annual fee. Outside of any promotions, this card charges a standard annual fee of $299 p.a.
- Additional cardholder. A fee of $50 per year applies for each supplementary card you add to your account. You can currently request up to 4 additional cardholders. Note that you will also be responsible for keeping the account in good standing if you share your account with any additional cardholders.
- Purchase rate. The variable purchase rate for this card is 19.99% p.a.
- Interest-free days. Pay your balance in full by the due date on each statement and you can enjoy up to 55 days interest-free on purchases.
- Cash advance rate. If you use this card for cash advance transactions, an interest rate of 21.99% p.a. will apply. This rate also applies to any balance transfer debt remaining at the end of the introductory balance transfer period.
How to apply for the Qantas Premier Platinum Mastercard
You can apply for the Qantas Premier Platinum online in a few minutes.
Eligibility criteria checklist
- Age. You must be at least 18 years old to apply for a credit card in Australia.
- Residency. You must be an Australian citizen or permanent resident to apply for this credit card. You also need to have an Australian residential address and mobile phone number.
- Minimum Income. You must earn at least $35,000 per year to apply for this card.
- Current Qantas Premier cardholder status. You won't be eligible to apply for this card if you are the primary cardholder of another Qantas Premier credit card account.
- Qantas Frequent Flyer Membership status. You must be a current Qantas Frequent Flyer member to apply for this card.
Information and documents you’ll need
To complete your application, you’ll be asked to provide a range of details and supporting documentation. This could include:
- Personal details. All credit card applications require your full name, date of birth, residential address, email address and a contact number.
- Identification. This includes your driver’s licence, passport or Medicare number. Usually a driver’s licence is preferred.
- Employment. Provide details of your current employer, role, salary and your employer’s contact details. You may also be asked to submit recent payslips or your work agreement as supporting documentation. If you’re self-employed, you should provide details of your tax accountant and recent Tax Assessment Notices.
- Financial details. Provide information about any other assets that you have (savings, investments etc) and debts such as existing cards or loans. You’ll also be asked to estimate your regular expenses for essentials such as food, housing and utilities.
The Qantas Premier Platinum credit card offers a competitive bonus points offer and travel-centric extra features to suit frequent flyers. However, as this isn't the only Qantas Frequent Flyer credit card on the market, make sure to compare the benefits and costs of this card with others before deciding if it's right for you.
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Hi – with the Qantas Lounge passes associated with the credit card, could you tell me what the rules are for bringing a 2 year old are? Are they eligible to enter for free with use of the two single entry passes?
THanks
Hi Karen,
Thank you for getting in touch with finder.
You may be able to bring children into a Qantas lounge which is subject to the child access guide. The Child Access Guide states that customers under the legal drinking age must be accompanied by an adult in any Qantas operated lounge. 0-3 years is not counted as a child guest. For complimentary lounge invitations, eligible customers cannot bring guests, including children. It is best that you verify this with your credit card issuer for clarification on bringing a toddler in Qantas lounge.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
I currently have an ANZ Frequent Flyer Card. If I keep the current credit card I have but also sign up for a Qantas Premier Platinum Credit Card, will I be eligible for the bonus Qantas Frequent Flyer Points upon signing and spending the required $3500 in 90 days?
Hello Anthony,
Thank you for your comment.
According to ANZ Qantas Frequent Flyer program terms and conditions, the offer is not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card. The offer is also not available where you currently hold an ANZ Rewards, ANZ Rewards Platinum or ANZ Rewards Black credit card, or have closed, or qualified for bonus Rewards Points or a credit back on, any of those ANZ Rewards credit cards within the previous 12 months. Hence, you will not be eligible for the bonus points offer.
Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.
Regards,
Jhezelyn
If I apply for this card as the primary cardholder and my husband as another cardholder. can we both use a lounge pass? also would we be able to bring our small children in with us ( 5 months and 3 years old)?
Hello Gemma,
Thank you for your comment.
Yes, both of you can use the lounge pass when you receive the invitation. Invitations are sent to Eligible Customers at Qantas’ absolute and sole discretion and Qantas can withdraw Invitations at any time. Invitations are only for Eligible Customers and Eligible Customers cannot bring guests, including children. Qantas may limit the number of child guests per Member to two. Child guests are aged between 4 and 17 years old.
Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.
Regards,
Jhezelyn
Does the qantas premium platinum card provide Apple Pay facilities, enabling you to use the credit card by waving your smart phone or smart watch?
Hello Dan,
Thank you for your comment.
Qantas Premier Platinum Mastercard does not offer Apple Pay, unfortunately. You may refer to the list of the credit cards with Apple Pay here.
Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.
Regards,
Jhezelyn
Why am I unable to join QANTAS PREMIER PLATINUM CARD when I am a Pensioner with no income other than Pension which exceeds $35,000?
Hello James,
Thank you for your comment.
Please note that every issuer has their own set of eligibility criteria. Some do not see pensions as an income. As for this card, they accept Age Pension, Disability Pension and Widower’s Pension. Bottom line is that you need to meet the minimum income requirements to apply for a card.
Regarding you not being approved for this card, you may need to review your eligibility and requirements. Please refer to our guides below about the reasons why your application was rejected.
– Credit card application tips for approval
– Reasons why your credit card application was rejected
I hope this helps.
Regards,
Jhezelyn
Hi, I am travelling overseas tomorrow and would like to redeem my complimentary Qantas lounge passes but do not know how to do this. I am not flying Qantas, but another OneWorld Airline, but still should be able to use the lounge as this comes with this credit card. Can you please advise?
Hi Amanda,
Thanks for your message.
Complimentary invitations can only be used when the customer is departing on a Qantas operated flight and booked on the QF flight number. All you need to show is your Qantas Club card along with your ticket or boarding pass. Since you are not flying Qantas for this trip, even if you are a Qantas Platinum Mastercard holder, access to this lounge is not prohibited.
Hope this clarifies.
Cheers,
Nikki
I have a Nab Visa frequent flyer card and an ANZ visa Frequent flyer card personally.
Does that make me ineligible for the bonus 75,000 points if I join for a Qantas premier platinum card?
Hi Greg,
Thanks for your message and for visiting finder – the leading comparison website & general information service built to give you advice in your buying decision needs. How are you doing today?
You can definitely apply and be eligible for 75,000 bonus points when you apply for the Qantas Premier Platinum Mastercard.
You can take advantage of this bonus points offer when you apply for this card by 30 April 2018 and spend $3,000 in the first 90 days from card approval. That’s enough points for an economy flight from Sydney to London. Note that cash advances, balance transfers, refunds, chargebacks and special promotions are not counted as eligible purchases and do not contribute to this spending requirement.
Hope this helps! Feel free to message us anytime should you have further questions.
Cheers,
Nikki
If I take an additional card holder will the other party get lounge access too?
Hi Alek, thanks for your inquiry.
The lounge passes are only available for the primary cardholder. The terms and conditions are “The Lounge Invitation Benefit comprises two complimentary
single-entry Lounge Invitations made available to the Primary Cardholder each year when Your annual fee is paid (or would be payable).”
Best,
Jonathan
Could you please explain how balance transfer is different with Qantas credit card?
I am Qantas CC user. My closing balance in last statement included my purchases and balance transfer. I paid back for all the purchases yet I was charged interest. I checked with customer care and they advised I need to pay my account in full even though the balance transfer is interest free for 15 months. Looks like Qantas promo is misleading?
Hi Randomuser, thanks for your inquiry.
Since the Qantas Premier Platinum Mastercard only comes with 0% on balance transfers, all purchases that you make will be charged at the purchase interest rate 19.99% p.a. Purchases will not attract interest only when the entire balance has been paid, this includes the balance transfer debt.
Best,
Jonathan
Please advise which bank underwrites this credit card.
Hi Jacquie,
Thanks for your question.
Citigroup Pty Limited underwrites the Qantas Premier credit cards on behalf of Qantas Airways Limited.
Cheers,
May