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Qantas Business Rewards Credit Cards

The Qantas Business Rewards program offers specific benefits to businesses including flight savings and a better Qantas Points earn rate. This loyalty program replaced Qantas Aquire on 1 February 2017, with all previous Aquire accounts automatically moving over to Qantas Business Rewards.

Here, we look at the different credit cards linked to Qantas Business Rewards, including how they work, the cards available and the difference between Qantas Frequent Flyer and Qantas Business Rewards options.

How do Qantas Business Rewards credit cards work?

From 1 February 2017, the business and corporate credit cards formerly linked to Qantas Aquire automatically moved over to Qantas Business Rewards. These cards now earn Qantas Points for account spending, with a focus on business expenses.

Every time you make a purchase using one of these cards, you will earn Qantas Points for your Qantas Business Rewards account. When you have at least 3,000 Qantas Points, you can transfer them from Qantas Business Rewards to any Qantas Frequent Flyer account or accounts of your choosing.

A bit about the Qantas Business Rewards program

This business loyalty program is targeted towards small to medium sized businesses. To become a member, your business must have an ABN and be registered for GST, or be an incorporated entity (eg. a private company or public company).

Once your business is a member of the program, you can earn points for business spending for eligible Qantas flights, with Qantas Business Rewards partners or by using a linked credit card. When you have earned at least 3,000 points, you can transfer them to any Qantas Frequent Flyer membership account of your choice. This means you can distribute the points among your employees or keep them all in the one account.

How to earn points with a Qantas Business Rewards credit card

When you will earn points

  • When your business is a member of the Qantas Business Rewards program
  • If you provide your ABN within four months of approval
  • When you use your card to purchase eligible goods and services.

When you won’t earn points

  • When you pay for interest or bank fees, cash advances, balance transfers or BPAY
  • If the billing account is in arrears
  • If the card is believed to have been used fraudulently, or has been reported lost or stolen
  • Where purchases are made from the billing account as opposed to a cardholder.

What Qantas Business Rewards credit cards are available?

As of July 2019, there are a few credit cards on the market that earn Qantas Business Rewards, including the Westpac BusinessChoice Rewards Platinum Mastercard, Bendigo Bank Qantas Business Mastercard and the American Express Qantas Business Rewards Card. As an example, we've outlined some of the features of the American Express Qantas Business Rewards Card:

  • Earn rate. This card earns 2 Qantas Points per $1 spent on Qantas products and services, 1.25 points per $1 spent on everyday purchases and 0.5 points per $1 spent on utilities, non-American Express insurance policies and with government bodies.
  • Interest-free days. Offers up to 51 days interest-free for each statement period.
  • American Express AccessLine. With this card, you can use the American Express AccessLine platform to make payments to domestic and international merchants, even if they don't accept American Express card payments. Just pre-register your suppliers and make payments through the online system using your Amex card. A 2.4% trade service fee applies for this option.
  • Complimentary travel insurance. Enjoy complimentary domestic and international travel insurance for you, your partner, your dependents and any additional card members when you use your card to purchase return domestic or international flights for business travel. For full terms and conditions, read the insurance policy booklet available on the American Express website.
  • Additional cardholders. You can request up to 99 additional cards at no extra cost.

Qantas Business Rewards Partners

The Qantas Business Rewards program also has a range of partners that allow you to earn points for your spending. If you spend with these partners using a Qantas Business Rewards credit card, you'll be able to earn points twice: Once your card spend and once for spending with the program partner.

  • Flights and accommodation. Earn points for eligible Qantas flights and for accommodation with Crown Hotels.
  • Car hire and services. Partners include Avis, Budget, Jaguar and Land Rover, Macquarie Leasing and Secure Parking.
  • Energy. These partners include Simply Energy and Madison Solar Power.
  • Construction and trade. Earn points for spending with Harvey Norman Commercial, Komatsu, Jinhang Lighting and Access Group.
  • Insurance providers. Earn points on eligible insurance policies with GIO, QBE and Vero.
  • Banks and financial service providers. Partners include Deloitte Private, Get Capital and Westpac.
  • Business purchases and functionality providers. These partners include Randstad, Snap, Regus, Staples, Qantas Freight, Simple Energy and Workforce HQ.

How does Qantas Business Rewards compare to other rewards programs?

If you're interested in joining a business rewards program, weigh up these other options before deciding which one is right for your needs.

Bankwest Business Rewards

The Bankwest Business Rewards program allows Bankwest customers who have a Bankwest Business rewards credit card to earn points on eligible purchases. They offer over 2,500 rewards including travel, vouchers and shopping products. Bonus points can also be earned when the cardholder shops with a rewards partner.

Points have a 24-month expiry but have no cap. The cards are only linked to Bankwest’s programs and cannot be transferred to another frequent flyer program, so the points are quite restricted in that way. Earn rates vary between credit cards, but there are a few cards to choose from that suit a range of different business.

As it stands, the Bankwest program is somewhat limited as you can only redeem points from within the program. However, the range of credit cards available is a benefit and increases access to the program.

ANZ Business One Rewards

The ANZ Business rewards program is directly linked to the Business One Rewards Options credit card. By using the card, you and any of your additional cardholders can earn and redeem rewards points for travel, gift cards, merchandise, and shopping.

You can choose to redeem your points as part of the Business Rewards program, or you can transfer your points into Velocity points. You can also set up annual, periodic or reward auto-redemption so you don’t have to keep constant track of your account to earn the rewards you want.

ANZ offers a stand-alone program rather than requiring you to transfer your points to another program, as with Aquire. However the benefits and partners aren’t as tailored to business. You also have to take out an ANZ branded Business rewards credit card to qualify for the program.

What are the benefits and limitations of Qantas Business Rewards?

Pros

  • Tailored rewards. Qantas Business Rewards benefits and partners are tailored for business spending. This makes it easier to earn rewards on work expenditure.
  • Account management. Each Qantas Business Rewards membership has an account manager and account administrator. These designated people have access to the account and can make decisions about how points are earned and distributed.
  • Flexible point options. You can choose which Qantas Frequent Flyer accounts you transfer points to, providing you have at least 3,000 points in your Qantas Business Rewards account. This means you can share the rewards with your employees and business associates.

Cons

  • Fees. The Qantas Business Rewards Program has a standard, one-off joining fee of $99.50. An annual account fee may also apply if you get a Qantas Business Rewards credit card.
  • Limited to Qantas Frequent Flyers. Qantas Points earned through this program can only be used by people with valid, personal Qantas Frequent Flyer accounts. If you are a member of another frequent flyer program, you won't benefit from these points.

Qantas Business Rewards credit cards offer a number of benefits for cardholders, but there are other rewards business credit cards on the market. Compare the features and costs of these cards based on your business' spending habits and needs to find the right product for you.

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