Qantas American Express Discovery Card
Save with an ongoing $0 annual fee with the Qantas American Express Discovery Card.
Get Qantas Points for your spending and pay no annual fee with the Qantas American Express Discovery. In addition to the $0 annual fee, you can save on potential interest costs with up to 44 interest-free days on purchases. The points-earning potential is uncapped and you can also benefit from complimentary purchase and refund protection.
20.74% p.a.
Purchase rate
0.75
Reward points
Per $ spent (American Express)
$0 p.a.
Annual fee
44 days
Interest free period
Details
| Product Name | Qantas American Express Discovery Card |
|---|---|
| Rewards program | Qantas Frequent Flyer |
| Purchase rate (p.a.) | 20.74% p.a. |
| Annual fee | $0 p.a. |
| Interest free period | 44 days |
| Min credit limit | $2,000 |
| Card type | American Express |
| Foreign currency conversion fee (American Express) | 3% |
| Complimentary travel insurance | No |
| Minimum Income | $35,000 |
|---|---|
| Minimum age | 18 years of age |
| Available to temporary residents | Yes - Conditions apply |
| Joint application | No |
Pros
- Ongoing $0 annual fee
- Complimentary purchase and refund protection
- Earn 0.75 Qantas Points per $1 spent and 0.5 points per $1 with government bodies in Australia
Cons
- Charges a 3% foreign transaction fee
- Only offers up to 44 days interest-free on purchases, as compared to other cards that offer 55 days
| Rewards program | Qantas Frequent Flyer |
|---|---|
| Rewards Points per $ spent (AMEX) | 0.75 |
| Rewards Points per $ Cap (American Express) | Uncapped |
| Annual fee | $0 p.a. |
|---|---|
| Minimum monthly repayment | 2.5% of the closing balance or $30, whichever is greater |
| Late payment fee | $30 |
| Foreign currency conversion fee (American Express) | 3% |
| Additional cardholder fee | $0 |
| Number of Additional Cardholders | 4 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is a creative content producer at Finder, co-hosts our Pocket Money podcast and wrote about credit cards for almost five years. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone. She has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.
