Qantas American Express Discovery Card
Last updated:
Save with an ongoing $0 annual fee with the Qantas American Express Discovery Card.
You'll save on costs with a $0 annual fee and up to 44 interest-free days on purchases. If you want to consolidate existing credit card debt, you can take advantage of a 0% interest rate on balance transfers for up to 12 months (with a one-time 1% balance transfer fee).
0% p.a.
Balance transfer rate
for 12 months with 1% balance transfer fee
20.74% p.a.
Purchase rate
0.75
Reward points
Per $ spent (American Express)
$0 p.a.
Annual fee
Details
| Product Name | Qantas American Express Discovery Card |
|---|---|
| Rewards Program | Qantas Frequent Flyer |
| Balance transfer rate | 0% p.a. for 12 months with 1% balance transfer fee |
| Balance Transfer Revert Rate | Purchase Rate (20.74% p.a.) |
| Balance Transfer Limit | 70% of available balance |
| Maximum Balance Transfer Amount | $10,000 |
| Purchase rate (p.a.) | 20.74% p.a. |
| Annual fee | $0 p.a. |
| Interest Free Period | 44 days |
| Min credit limit | $2,000 |
| Card Type | American Express |
| Foreign Currency Conversion Fee (American Express) | 3% of transaction value |
| Complimentary Travel Insurance | No |
| Minimum Income | $35,000 |
|---|---|
| Minimum Age | 18 years of age |
| Available to Temporary Residents | Yes - Conditions apply |
| Joint Application | No |
Pros
- Ongoing $0 annual fee
- Balance transfer rate of 0% for 12 months
- Complimentary purchase and refund protection
Cons
- Charges a 3% of transaction value foreign transaction fee
- A 1% fee applies to any balances transferred
- Offers 44 days interest-free on purchases, compared to other cards that offer up to 55 days
| Rewards Program | Qantas Frequent Flyer |
|---|---|
| Rewards Points per $ spent (AMEX) | 0.75 |
| Rewards Points per $ Cap (American Express) | Uncapped |
| Annual fee | $0 p.a. |
|---|---|
| Minimum Monthly Repayment | 2.5% of the closing balance or $30, whichever is greater |
| Late Payment Fee | $30 |
| Foreign Currency Conversion Fee (American Express) | 3% of transaction value |
| Additional Cardholder Fee | $0 |
| Number of Additional Cardholders | 4 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.
