Qantas American Express Discovery Card – Exclusive Offer
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Boost your points balance with 10,000 bonus Qantas Points and save with an ongoing $0 annual fee with the Qantas American Express Discovery Card.
When you apply through finder.com.au by 17 September 2019, the Qantas American Express Discovery Card will reward you with 10,000 bonus Qantas Points when you spend $750 on eligible purchases within the first 3 months from card approval.
0% p.a.
Balance transfer rate
for 12 months with 1% balance transfer fee
10,000
Bonus points
20.74% p.a.
Purchase rate
0.75
Reward points
Per $ spent (American Express)
Details
| Product Name | Qantas American Express Discovery Card - Exclusive Offer |
|---|---|
| Rewards Program | Qantas Frequent Flyer |
| Balance Transfer Rate | 0% p.a. for 12 months with 1% balance transfer fee |
| Balance Transfer Revert Rate | Purchase Rate (20.74% p.a.) |
| Balance Transfer Limit | 70% of available balance |
| Maximum Balance Transfer Amount | $10,000 |
| Purchase Rate | 20.74% p.a. |
| Annual Fee | $0 |
| Interest Free Period | 44 days |
| Minimum Credit Limit | $2,000 |
| Card Type | American Express |
| Foreign Currency Conversion Fee (American Express) | 3% of transaction value |
| Complimentary Travel Insurance | No |
| Minimum Income | $35,000 |
|---|---|
| Minimum Age | 18 years of age |
| Available to Temporary Residents | Yes - Conditions apply |
| Joint Application | No |
Pros
- Ongoing $0 annual fee
- 10,000 bonus Qantas points when you spend $750 within the first 3 months
- Balance transfer rate of 0% for 12 months
- Complimentary purchase and refund protection
Cons
- Charges a 3% of transaction value foreign transaction fee
- A 1% fee applies to any balances transferred
- Offers 44 days interest-free on purchases, compared to other cards that offer up to 55 days
| Rewards Program | Qantas Frequent Flyer |
|---|---|
| Bonus Points | 10,000 bonus points |
| Rewards Points per $ spent (American Express) | 0.75 |
| Rewards Points per $ Cap (American Express) | Uncapped |
| Annual Fee | $0 |
|---|---|
| Minimum Monthly Repayment | 2.5% of the closing balance or $30, whichever is greater |
| Late Payment Fee | $30 |
| Foreign Currency Conversion Fee (American Express) | 3% of transaction value |
| Additional Cardholder Fee | $0 |
| Number of Additional Cardholders | 4 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.
