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Proton finance options

Want to purchase a Proton? Read our guide to compare your finance options.

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Proton is an automobile manufacturer and distributor based in Malaysia. It was founded in 1983 and has sold over 3 million cars in Malaysia.

Proton models available in Australia

There are currently three new Proton models you can buy in Australia, including a hatchback, sedan and people mover. The models are:

  • Proton Suprima S
  • Proton Prevé
  • Proton Exora

How much does it cost to buy and run a Proton?

Initial purchase cost

The manufacturer's suggested retail price (MSRP) of current Proton models are as follows:

  • 2018 Proton Suprima S GXA CVT Auto: $17,990
  • 2018 Proton Prevé GX MT Auto: $14,990
  • 2018 Proton Exora GXA CV: $25,990

Fuel efficiency

The 2018 Proton Prevé GX MT Auto is the best-performing Proton model with a fuel efficiency rating of 7.2L/100km. The 2018 Proton Suprima S GXA CVT Auto has a fuel efficiency of 8.8L/100km and the 2018 Proton Exora GXA CV has a rating of 8.3L/100km.

The ATO classifies a fuel-efficient car as one with a fuel consumption of less than 7L/100km, meaning none of the Proton models available in Australia meet this definition.

Other costs to consider

  • Maintenance and repairs. You will need to have regular servicing and maintenance on your vehicle to keep it in good working order. You may also need to pay for repairs in the event of a crash or unexpected breakdown.
  • Insurance. You will need to take out compulsory third party (CTP) insurance to drive in Australia. There are also a number of optional insurance policies you can purchase to help cover you for things like theft, fire and accidental damage. The cost of these policies is determined using your age, gender and driving history.
  • Stamp duty. You have to pay stamp duty in Australia when buying a new or used car. This will vary by state or territory, but you can work out what you'll need to pay using our vehicle stamp duty calculator.
  • New car extras. The listed price of a new vehicle will generally exclude any optional extras, such as alloy wheels or leather seats. If you wish to purchase add-ons, they should be factored into the cost of your vehicle.
  • Cost of finance. If you want to use a car loan or other finance option to fund your Proton, you should also factor this into your overall costs.

What types of Proton financing options are available?

  • Secured car loan. This is a type of personal loan that uses your new vehicle as security against the loan. You will generally receive a lower interest rate, but if you fail to repay the loan, the lender may take ownership of the vehicle.
  • Unsecured car loan. Unlike a secured loan, you do not need to use your vehicle or other asset as security against the loan. You are likely to receive a higher rate than on a secured loan.
  • Dealer finance. If you're planning on purchasing your vehicle from a dealer, you may also be able to have them act as a broker and secure finance on your behalf.
  • Chattel mortgage. If you're a business looking to finance a car, you can use a chattel mortgage to take immediate ownership of the vehicle and then pay it off over a set term.
  • Commercial hire. You can use commercial hire to lease a vehicle for your business and then have the option of taking ownership at the end of the lease term by making a one-off balloon payment.
  • Novated lease. If you're currently employed and have an employer that supports salary sacrificing, you may be able to use your pre-tax income to lease a vehicle and save on tax.

Factors to consider when financing your Proton

You should consider the following when comparing finance options:

  • Interest rate. The rate you receive will determine the size of your repayments and the overall cost of your loan. Depending on the finance option, you may get either a fixed or variable interest rate.
  • Loan term. Most car loans will give you a loan term of between one and seven years, but other finance options may only offer terms up to five years.
  • Fees and charges. There are a number of fees and charges you may have to pay depending on your finance options. These range from application and establishment fees, to ongoing service fees or break cost fees.
  • Repayments. You will generally need to make regular repayments, but the payment schedule will vary based on the type and terms of your loan. With a novated lease, you may be able to include ongoing vehicle running costs in your repayments, which means the amount you pay will change each time.
  • Loan amount. Lenders have set minimum and maximum loan amounts, so it's worth confirming a specific loan meets you financial needs before applying.
  • Vehicle ownership. Some finance options will not give you ownership of the vehicle or will require you to make a lump sum payment at the end of the term in order to take ownership.

What you will need to apply for finance for your Proton

You will generally need to meet the following criteria to be eligible for a car loan in Australia:

  • You must be at least 18 years old.
  • You must be an Australian citizen or permanent resident.
  • You must be currently employed or earning a reliable income.

You may also need to provide the following as part of your application:

  • Proof of residence
  • Details of your employment and income
  • Financial information, including any debts, assets and liabilities

Compare Proton car loans now

1 - 10 of 10
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Monthly Repayment View Details CTA
IMB New Car Loan
4.88%
(fixed)
5.23%
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
loans.com.au - New - Prime Special (Variable)
3.74%
(variable)
4.28%
You'll receive a variable rate of 3.74% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees.

Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
You'll receive a variable rate of 3.74% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees.

Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
RACV New Car Loans
From
5.99%
(fixed)
6.68%
You'll receive a fixed rate from 5.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
You'll receive a fixed rate from 5.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
loans.com.au - New - Prime Special (Fixed)
5.09%
(fixed)
5.64%
You'll receive a fixed rate of 5.09% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
You'll receive a fixed rate of 5.09% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
Stratton Finance New Car Loan
From
4.44%
(fixed)
5.76%
You'll receive a fixed rate from 4.44% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
You'll receive a fixed rate from 4.44% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
OurMoneyMarket Car Loan
From
5.85%
(fixed)
6.47%
You'll receive a fixed interest rate from 5.85% p.a. to p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
You'll receive a fixed interest rate from 5.85% p.a. to p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
NRMA New Car Loan
From
5.99%
(fixed)
6.68%
You'll receive a fixed rate from 5.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 5.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
NRMA Used Car Loan
From
6.99%
(fixed)
7.68%
You'll receive a fixed rate from 6.99% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 6.99% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
Stratton Finance Used Car Loan
From
4.99%
(fixed)
6.41%
You'll receive a fixed rate loan from 4.99% p.a. with a comparison rate of 6.41% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
You'll receive a fixed rate loan from 4.99% p.a. with a comparison rate of 6.41% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
RACV Used Car Loans
From
6.99%
(fixed)
7.68%
You'll receive a fixed rate from 6.99% p.a.
Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.
You'll receive a fixed rate from 6.99% p.a.
Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.
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Compare up to 4 providers

Compare car insurance side-by-side and get quotes

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2021 Finder Award for Car Insurance - Value in QLD, SA, TAS, VIC, WA and Car Insurance - Features in NSW, VIC, WA, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Youi Comprehensive Car Insurance
Optional
Agreed or Market
Finder's summary: Youi Comprehensive Car Insurance is one of the few providers to include roadside assistance in its policy. You'll also get access to YouiRewards which gives you discounts on furniture, parking and more. Youi also has a live chat feature on its site to talk through any questions.

Who it might be good for: People over 25 who want comprehensive cover with a focus on customer service.
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: With Coles comprehensive car insurance, you could earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If your car is damaged, you could benefit from a one-week turnaround on repairs.

⭐ Current offer: Get 10% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Coles customers and Flybuys collectors.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: QBE is a sustainable insurance company and also Finder's Green Insurer of the Year 2021 award winner. This policy offers the highest level of protection available from QBE including three-year new car replacement.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those that are looking for a more environmentally friendly insurance choice.
Bendigo Bank Comprehensive
Agreed or Market
Finder's summary: Bendigo Bank’s comprehensive policy offers up to $30 million in liability insurance, cover for your personal items and the option of a replacement car if your vehicle is being repaired after an accident.

Who it might be good for: Those who seek the peace of mind that comes with high legal liability and a range of cover benefits.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics. You don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
ahm Comprehensive
Optional
Both
Finder’s summary: ahm comprehensive car insurance lets you choose higher excess to reduce your premiums. Its Fixed Kilometre Plan can save you up to 30% compared to its standard comprehensive cover.

⭐ Current offer: Get free roadside assistance* for 12 months when you sign up by 30 June. T&Cs apply.

Who it might be good for: People who drive less than 15,000 km per year.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value.

⭐ Current offer: Earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who'd like to earn Qantas Points.
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Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 5.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 5.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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