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Proton finance options

Want to purchase a Proton? Read our guide to compare your finance options.

Updated

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Proton is an automobile manufacturer and distributor based in Malaysia. It was founded in 1983 and has sold over 3 million cars in Malaysia.

Proton models available in Australia

There are currently three new Proton models you can buy in Australia, including a hatchback, sedan and people mover. The models are:

  • Proton Suprima S
  • Proton Prevé
  • Proton Exora

How much does it cost to buy and run a Proton?

Initial purchase cost

The manufacturer's suggested retail price (MSRP) of current Proton models are as follows:

  • 2018 Proton Suprima S GXA CVT Auto: $17,990
  • 2018 Proton Prevé GX MT Auto: $14,990
  • 2018 Proton Exora GXA CV: $25,990

Fuel efficiency

The 2018 Proton Prevé GX MT Auto is the best-performing Proton model with a fuel efficiency rating of 7.2L/100km. The 2018 Proton Suprima S GXA CVT Auto has a fuel efficiency of 8.8L/100km and the 2018 Proton Exora GXA CV has a rating of 8.3L/100km.

The ATO classifies a fuel-efficient car as one with a fuel consumption of less than 7L/100km, meaning none of the Proton models available in Australia meet this definition.

Compare Proton car loans now

Data indicated here is updated regularly
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
IMB New Car Loan
4.99% (fixed)
5.34%
$2,000
1 to 7 years
$275.12 ($250 Application fee + $25.12 PPS registration fee)
$0
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
Loans.com.au - New and Dealer Used Car Loan
From 4.67% (fixed)
5.22%
$5,000
3 to 5 years
$400
$0
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Note: Settle the loan before 30 November 2020 and enter the draw to win a $1,000 fuel voucher. Terms & conditions apply.
Stratton Finance New Car Loan
From 4.05% (fixed)
5.63%
$10,000
3 to 7 years
$700
$8.25
You'll receive a fixed or variable rate depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
Credit Concierge Car Loan
From 4.45% (fixed)
5.29%
$10,000
1 to 7 years
$350
$5
You'll receive a fixed rate of 4.45% p.a. with a comparison rate of 5.29% p.a.
Get access to over 20 providers to fund a new or used car.

CUA Secured Fixed Car Loan
6.79% (fixed)
7.16%
$5,000
1 to 7 years
$265 ($175 Establishment Fee + $90 Security Administration Fee)
$0
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
NAB Personal Loan Unsecured Fixed
From 9.99% (fixed)
10.88%
$5,000
1 to 7 years
$150
$10
You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% (13.56% comparison rate) or less. See Comparison rate warning in (i) above.
Symple Loans Personal Loan
From 5.75% (variable)
6.47%
$5,000
1 to 7 years
from 0% to 5% of the loan amount
$10
You'll receive a personalised interest rate from 5.75% p.a. to 21.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
NRMA New Car Loan
From 4.99% (fixed)
5.69%
$5,000
1 to 7 years
$499
$0
You'll receive a fixed rate from 4.99% p. a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
Plenti Car Loan
From 4.89% (fixed)
5.44%
$10,000
3 to 7 years
from $249 to $799
$0
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
Driva Car Loan
From 4.34% (fixed)
5.5%
$2,000
1 to 7 years
$295 (Varies by lender, starting from $295)
$10
You'll receive a fixed rate from 4.34% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
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Compare up to 4 providers

Other costs to consider

  • Maintenance and repairs. You will need to have regular servicing and maintenance on your vehicle to keep it in good working order. You may also need to pay for repairs in the event of a crash or unexpected breakdown.
  • Insurance. You will need to take out compulsory third party (CTP) insurance to drive in Australia. There are also a number of optional insurance policies you can purchase to help cover you for things like theft, fire and accidental damage. The cost of these policies is determined using your age, gender and driving history.
  • Stamp duty. You have to pay stamp duty in Australia when buying a new or used car. This will vary by state or territory, but you can work out what you'll need to pay using our vehicle stamp duty calculator.
  • New car extras. The listed price of a new vehicle will generally exclude any optional extras, such as alloy wheels or leather seats. If you wish to purchase add-ons, they should be factored into the cost of your vehicle.
  • Cost of finance. If you want to use a car loan or other finance option to fund your Proton, you should also factor this into your overall costs.

What types of Proton financing options are available?

  • Secured car loan. This is a type of personal loan that uses your new vehicle as security against the loan. You will generally receive a lower interest rate, but if you fail to repay the loan, the lender may take ownership of the vehicle.
  • Unsecured car loan. Unlike a secured loan, you do not need to use your vehicle or other asset as security against the loan. You are likely to receive a higher rate than on a secured loan.
  • Dealer finance. If you're planning on purchasing your vehicle from a dealer, you may also be able to have them act as a broker and secure finance on your behalf.
  • Chattel mortgage. If you're a business looking to finance a car, you can use a chattel mortgage to take immediate ownership of the vehicle and then pay it off over a set term.
  • Commercial hire. You can use commercial hire to lease a vehicle for your business and then have the option of taking ownership at the end of the lease term by making a one-off balloon payment.
  • Novated lease. If you're currently employed and have an employer that supports salary sacrificing, you may be able to use your pre-tax income to lease a vehicle and save on tax.

Factors to consider when financing your Proton

You should consider the following when comparing finance options:

  • Interest rate. The rate you receive will determine the size of your repayments and the overall cost of your loan. Depending on the finance option, you may get either a fixed or variable interest rate.
  • Loan term. Most car loans will give you a loan term of between one and seven years, but other finance options may only offer terms up to five years.
  • Fees and charges. There are a number of fees and charges you may have to pay depending on your finance options. These range from application and establishment fees, to ongoing service fees or break cost fees.
  • Repayments. You will generally need to make regular repayments, but the payment schedule will vary based on the type and terms of your loan. With a novated lease, you may be able to include ongoing vehicle running costs in your repayments, which means the amount you pay will change each time.
  • Loan amount. Lenders have set minimum and maximum loan amounts, so it's worth confirming a specific loan meets you financial needs before applying.
  • Vehicle ownership. Some finance options will not give you ownership of the vehicle or will require you to make a lump sum payment at the end of the term in order to take ownership.

What you will need to apply for finance for your Proton

You will generally need to meet the following criteria to be eligible for a car loan in Australia:

  • You must be at least 18 years old.
  • You must be an Australian citizen or permanent resident.
  • You must be currently employed or earning a reliable income.

You may also need to provide the following as part of your application:

  • Proof of residence
  • Details of your employment and income
  • Financial information, including any debts, assets and liabilities

More guides on Finder

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.89% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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