The Finder app is here! 🥳

Get your savings sorted.

Property Tax Specialists

Property Tax Specialists can help those who’ve invested in property to maximise returns by minimising tax.

Last updated:

Property Tax Specialists Logo
People who invest in property and want to make the most of their investments often have questions that go unanswered. These questions can surround aspects such as tax structures, capital gains tax, deciding between holding and selling, renting, cash flow, renovations, transferring property, going overseas and not to forget, minimising taxes. Property Tax Specialists specialises in answering questions in this realm and offers services to anyone seeking taxation advice, property investments or asset protection.

Who are the Property Tax Specialists?

Shukri Barbara, a certified public accountant with 30 years of relevant experience and qualifications, helms Property Tax Specialists along with a team of reliable associates. The core expertise of this business lies in advising investors about asset protection while also minimising their tax liabilities.

Shukri has a personal interest in property investment and development, so he focuses on helping clients maximise their opportunities. He puts his background in accounting and marketing to use when studying business and investment opportunities and his insights help his clients, as well as his own business. Shukri is an expert in his field and has appeared on Sky News a number of times as a guest of independent property expert Chris Gray.

All the taxation strategies that Property Tax Specialists suggest are perfectly legal and they’re centrally located in Chatswood, NSW, although you can contact them and use their services from anywhere in Australia.

  • Your Investment Property Magazine’s Readers Choice Awards. In 2011 and 2012 Shukri Barbara, the owner of this business, won the ‘Tax Advisor of the Year’ award.

What services do Property Tax Specialists offer?

While you can use their services if you’re a property investor, they also offer services to homeowners, business owners, property developers, real estate agents, professionals and high net worth individuals.

  • Capital gains tax is a complex tax which confuses many who own investment properties. Intricate taxation knowledge enables Property Tax Specialists to turn to strategies that give you access to perfectly legitimate capital gains tax savings. They can also help you maximise rental property deductions.
  • As part of its asset management service it structures your financial affairs to keep you protected from any frivolous claims down the road. This ensures that you keep your family’s future secure.
  • Access to the right tools enables this business to analyse aspects like cash flow and return-on-investment, allowing them to guide you to make the most out of your investments.

When you work with Property Tax Specialists, they ensure that all your documentation, as required by the Australian Taxation Office (ATO), is in order. In the event of an ATO query, they’ll provide suitable support. If and when required, they’ll also coordinate with other qualified professionals.

Benefits of using a tax specialist

Given that taxation is a vital part of owning property, knowing just what the process entails is important. If you don’t have the required knowledge, as is often the case, turning to a professional is your next best bet. A business like Property Tax Specialists only makes recommendations after understanding your individual situation, your goals and your risk profile. You can expect a tax specialist from Property Tax Specialists to explain the overall tax environment as well as specifics relating to your case.

As mentioned above, capital gains tax is a matter which can limit the profits you make from a property, so it’s wise to seek the services of an expert in the field to help minimise the amount of profit you lose through tax. Property Tax Specialists can help you navigate through this complicated area as well as help you with any other questions you might have relating to the disposal or treatment of a property.

Property Tax Specialists can assist you with matters of compliance, like preparing tax returns. They also provide periodical reviews and updates. Protecting your assets and planning towards minimum tax, as required by the law, remains their primary aim. All in all, if you own property, turning to a tax specialist like Property Tax Specialists can save you time as well as money.

Start comparing loans for property investment today

Rates last updated April 7th, 2020
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
UBank UHomeLoan Variable Rate - Discount Offer for Investor Variable P&I Rate
$0 p.a.
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required. Smart Home Loan - (Investor, P&I)
$0 p.a.
A competitive variable investor rate for borrowers with 20% deposits. Low fees, redraw facilities and repayment flexibility.
Virgin Reward Me Variable Home Loan - LVR <= 80% ($500k to $750k Investor, P&I)
$10 monthly ($120 p.a.)
A flexible variable loan for investors. No application fee.
IMB Fixed Rate Home Loan - 3 Years Fixed (LVR ≤90% Investor, P&I, NSW and ACT borrowers only)
$6 monthly ($72 p.a.)
NSW and ACT customers only. A 3 years fixed rate investor which allows extra repayments to be made.
State Custodians Low Rate Home Loan with Offset - LVR up to 80% (Investor P&I)
$0 p.a.
This investment loan keeps fees low, has a sharp interest rate and comes with a 100% offset account. This loan is not available for construction.
Gateway Bank Low Rate Essentials Variable Rate Home Loan - Special offer LVR up to 80% and over $500k (Investor, P&I)
$0 p.a.
Investors with 20% deposits can get this flexible variable mortgage with low fees and a reasonable rate.
UBank UHomeLoan - 1 Year Fixed Rate (Investor, P&I)
$0 p.a.
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
Pepper Money Essential Prime Full Doc Home Loan - LVR >75% up to 80%
$10 monthly ($120 p.a.)
This is a competitive, flexible variable rate suitable for borrowers with a good credit history. Borrow up to 80%.
State Custodians Low Rate Home Loan with Offset - LVR up to 80% (Investor IO)
$0 p.a.
A competitive rate with no application or ongoing fee. This loan is not available for construction.
ING Orange Advantage Loan - $150k to $500k (LVR <=80% Investor, P&I)
$299 p.a.
Investors can enjoy a 100% offset account, a redraw facility and flexible repayments.
State Custodians Low Rate LOC - LVR up to 80% (Investor IO)
$0 p.a.
Investors can easily access their equity using BPAY, a debit Master Card or cheque book with this interest-only line of credit. This loan is not available for construction.
UBank UHomeLoan - 3 Year Fixed Rate (Investor, P&I)
$0 p.a.
Pay no ongoing fees on this investment loan fixed for 3 years.
State Custodians Low Rate Home Loan with Offset - LVR 80% to 90% (Investor P&I)
$0 p.a.
Access a fee-free offset account and a special interest rate for investors. This loan is not available for construction.
Pepper Money Essential Prime Alt Doc Home Loan - LVR up to 55%
$10 monthly ($120 p.a.)
A competitive rate home loan with an offset facility for self-employed borrowers.
ANZ Breakfree Home Loan Package  - $500,000 plus (LVR <=80% Investor, IO)
$395 p.a.
Pay no application fee with 100% offset account with redraw facility and borrow up to 95% LVR.

Compare up to 4 providers

Aussie Home Loans Logo

Start your home loan application with expert help from Aussie.

By submitting this form, you agree to the Finder Privacy and Cookies Policy and Terms of Use

Applications are subject to approval. Conditions, fees and charges apply. Please note that you need to be an Australian citizen or permanent resident to apply.

Credit services for Aussie Select, Aussie Activate and Aussie Elevate products are provided by AHL Investments Pty Ltd ACN 105 265 861 (“Aussie”) and its appointed credit representatives, Australian Credit Licence 246786. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133, Australian Credit Licence 414133 (“RMG”). RMG is a wholly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. Credit for Aussie Activate products is provided by Pepper Finance Corporation Limited ACN 094 317 647 (“Pepper”). Pepper Group Limited ACN 094 317 665, Australian Credit Licence 286655 acts on behalf of Pepper. Credit services for Aussie Elevate products are provided by AHL Investments Pty Ltd ACN 105 265 861 Australian Credit Licence 246786 (“Aussie”) and its appointed credit representatives. Aussie is a trade mark of AHL Investments Pty Ltd ABN 27 105 265 861. Credit and any applicable offset accounts for Aussie Elevate are issued by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL / Australian Credit Licence 237879.

Aussie is a trade mark of AHL Investments Pty Ltd. Aussie is a subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124. ©2019 AHL Investments Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786.

By submitting this form, you agree to the Aussie privacy policy.

An Aussie mortgage broker can find the right home loan for you.

  • FREE Suburb and Property Report with every appointment.
  • Access 3,000+ loans from over 20 lenders.
  • Get expert help with your loan application, including paperwork and eligibility.

Aussie Home Loans Lender Logos

The Adviser’s number 1 placed mortgage broker 7 years running (2013-2019)

Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.59% p.a. and a 2.59% p.a. comparison rate.

Logo for HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)
HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)

Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)

Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.

Logo for Essentials - Variable (Owner Occupier, P&I) Essentials - Variable (Owner Occupier, P&I)

A competitive interest rate home loan with interest only options. Interest rate 2.79% p.a.
comp rate of 2.81% p.a.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

48 Responses

  1. Default Gravatar
    SandraSeptember 26, 2018

    We built a three bed + study townhouse in the back of our property & are now looking at selling. We have lived in the front property on and off over the years & it has been rented in between times. We lived in the new townhouse for almost two years and it has now been rented for almost a year. We have not negative geared this property in any way as we have not lodged our tax return for the last financial year. If we sell the new townhouse do we pay capital gains tax?

    • Avatarfinder Customer Care
      JoshuaSeptember 30, 2018Staff

      Hi Sandi,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      Based on your statement, it is more likely that you will pay Capital Gains Tax (CGT) especially if you made a profit from selling your property. Generally, if you are selling a primary residence, meaning you have lived there for more than two years, that’s when you get a CGT exemption. You can learn more about whether you would need to pay CGT or not and how you can lower your CGT through this guide.

      You may also want to seek the help of a property tax specialist to obtain a more personalised answer.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


  2. Default Gravatar
    LisaMay 17, 2017

    I am an Australian citizen but non-resident. I have found that when I sell my investment property I am not eligible for the 50 percent reduction from May 8 2012. I am trying to get advice on the best course of action. Sell or hold on. As non-resident – if I put money into the house to improve it – is that a deduction against capital gains? Or does that only apply for residents?

    • Avatarfinder Customer Care
      MayMay 17, 2017Staff

      Hi Lisa,

      Thank you for your inquiry.

      As we are not tax experts and can only offer a general advice, I’m afraid we may not able to provide you with a definite answer to your question.

      Given the complexity of CGT, you’d be best to reach out to a tax accountant who is more knowledgeable and expert on getting strategies to help you save on paying capital gains tax when selling your investment property.

      In the meantime, this article provides some guides on CGT when selling investment properties, which you might find useful.


  3. Default Gravatar
    DianeOctober 1, 2015

    My house is paid for. I put my son and daughters name on it. In my will I want to remove my sons name. How can I do that?

    • Avatarfinder Customer Care
      MarcOctober 6, 2015Staff

      Hi Diane,
      thanks for the question.

      You might want to consult a legal representative about making this change to your will and any potential consequences it may have that you should consider.


  4. Default Gravatar
    JustAskingJuly 13, 2015

    If I knock down my house that I have lived in for 10 years and build a duplex, then how is capital gains tax calculated when selling 1 duplex that is NOT my primary place of residence? please note if the original purchase price from 10 years ago is used as the cost base or is it the current home value (more than doubled) or if another method is used. I need to know so I can decide if it is worth building. Thanks

    • Default Gravatar
      JodieJuly 14, 2015


      Thank you for your comment on, a financial comparison website.

      As we are a financial comparison website and not qualified financial advisors we are not able to offer specific financial advice however you can read through our page specific to capital gains tax or you can fill out the form above and a representative from Property Tax Specialists will be in touch with you shortly.


  5. Default Gravatar
    BettyMay 7, 2015

    Hi There,

    I have an investment property which is rented out and has been since I brought it and I want to know how much capital gains tax I will have to pay on it when I sell it and how I can avoid this?



  6. Default Gravatar
    SteveApril 7, 2015

    I had to move away for business reasons so I had to rent my principal residence and only residence for 7 years In that time I was renting a home interstate for around the same rent I was receiving from my tenant, I am now back in my own property for 12 months, would I have to pay CGT on it If I sold it?

    • Avatarfinder Customer Care
      ShirleyApril 7, 2015Staff

      Hi Steve,

      Thanks for your question.

      If upon purchasing your property you moved in as soon as practicable, then you can nominate the dwelling as your main residence when acquired (this includes overseas property) – the condition is that no other property is nominated as your MR. This generally means it will be exempt from CGT.

      You can use your main residence to generate income for a period of up to six years before it becomes liable for CGT.

      For a more detailed discussion of your circumstances, please contact The Property Tax Specialists today.


      Readers should not act on the information above without obtaining professional advice relevant to their circumstances. It is intended as information only.

    • Default Gravatar
      JenniferApril 8, 2015

      Hi Shirley, just saw your answer for Steve’s question. this is probably relate to me as well. I purchase a house on the 28th May 2013 and declared it as my main residence. and i rented out on the 5th Sep 2014 and it is still rented. i want to sell it in Oct this year. will it be treated as investment property and be charged for CGT? Thanks

    • Avatarfinder Customer Care
      MarcApril 9, 2015Staff

      Hi Jennifer,
      thanks for the question.

      For more information than Shirley’s reply to Steve, we recommend contacting the ATO or a qualified tax specialist. To speak to a qualified tax specialist, you can fill out the form on this page.


  7. Default Gravatar
    LaurieMarch 30, 2015

    We have owned an investment property for 16 years. If we sold Our own home and moved into the investment property, how long would we have to live there to negate CGT?

    • Avatarfinder Customer Care
      ShirleyMarch 31, 2015Staff

      Hi Laurie,

      Thanks for your question.

      Unfortunately you won’t be able to negate CGT, CGT will be payable upon the period that it wasn’t nominated as your main residence.

      For a more detailed discussion of your circumstances, please contact The Property Tax Specialists today.


      Readers should not act on the information above without obtaining professional advice relevant to their circumstances. It is intended as information only.

  8. Default Gravatar
    MarkoMarch 23, 2015

    I bought a property 20 years ago,and this year I demolished my old home which was my MR in order to build 3 dwelling units.
    One of them will be my MR and other two I have intention to sell.
    One of unit I would rent for 12 months and more and third one I would like to sell before ( after 6 months?) to decrease bank loan.
    What I have to do to get 50% discount on CGT.
    Thanks in advance!

    • Avatarfinder Customer Care
      ShirleyMarch 24, 2015Staff

      Hi Marko,

      Thanks for your question.

      You need to have owned the asset for a period of at least 12 months to be eligible for the 50% discount on CGT.


  9. Default Gravatar
    DaveMarch 17, 2015

    Hi Shukri,

    We own a property overseas and had lived in it for the past 18years. We rented out since May 2009. We came to OZ on work visa 457 and bought a property in Melbourne and live since Oct 2009. For CGT purpose, do we have the option to choose which property is to be our Main residence? We intend to return back to our country once the contract ends.

    • Avatarfinder Customer Care
      ShirleyMarch 18, 2015Staff

      Hi Dave,

      Thanks for your question.

      Please note that is an online comparison and information service and does not represent the Property Tax Specialists.

      If you’d like to submit an enquiry directly to Shukri, please use this form.

      All the best,

  10. Avatarfinder Customer Care
    ShirleyMarch 16, 2015Staff

    Hi Scott,

    Thanks for your question.

    Please note that is an online comparison service and is not in a position to give personal or investment advice.

    For a more detailed discussion of your circumstances, please contact The Property Tax Specialists today.

Ask a question
Go to site