Financial Spectrum

Financial spectrum logo

Two-time finalists in the Sydney Business Awards, the team at Financial Spectrum create a tailored financial strategy that will put you in control of your financial situation and help you achieve your future aspirations. They can help you navigate the complex world of financial products and investment, or take the leg work out of managing an existing portfolio. They'll model multiple strategies so you can see the impact different decisions can have on your future.

Their advice extends far beyond simply recommending investments – they’ll help you with budgeting, reducing debt and paying less tax, to help you reach your goals faster.

Who is Financial Spectrum?

Financial Spectrum is a Sydney-based financial planning agency. They have three offices in Sydney: in the CBD, Balmain and Bondi.

All Financial Spectrum financial planners are authorised representatives for Spectrum Wealth, who hold an Australian Financial Services Licence.

Areas of advice

Financial Spectrum is independently owned so you can feel confident you’re getting objective, expert advice across a range of areas:

  • Planning for the future
  • Building your investment strategy
  • Growing your personal wealth
  • Simplifying your budget
  • Increasing your super
  • Reducing your tax
  • Protecting your family
  • Minimising bad debt

Financial Spectrum's services

Financial Spectrum offers the following services:

  • Strategic financial advice. Financial Spectrum will meet with you to understand your financial goals, build a relationship and plan out a strategy for your financial future. Your advisors will refine your strategy as necessary to make sure it works for you, and then deliver a detailed plan of financial advice.
  • Ongoing financial advice. Financial Spectrum will provide you with regular reviews of your financial plan to make sure you're staying on track and that your plan suits your changing circumstances over time.

Does Financial Spectrum get incentives from providers for giving advice?

Financial Spectrum is an individually owned financial planning agency, and does not receive commissions for the financial products it recommends. Instead, Financial Spectrum delivers transparent fee-for-service advice.

Financial Spectrum fees

The fee you pay depend on the plan Financial Spectrum tailors for you. Fees are determined by the time, level of complexity and level of expertise preparing your financial plan requires.

Ways to pay for your financial plan with Financial Spectrum.

Pay for your financial plan outright - upfront, or enter into a payment plan with Financial Spectrum.

  • Upfront. You can choose to receive progress invoices for the work Financial Spectrum has completed throughout the development of your financial plan. Once your plan is developed, there is no more to pay, but you can select an ongoing service contract to suit your needs.
  • Pay in instalments. You can also pay for your financial plan back in monthly instalments over one year. Additional fees may apply for this payment option.
  • Superannuation. In some circumstances, you may be able to deduct your fee from your superannuation. Talk to your advisor to see if this option is available to you.

How to get in touch with a Financial Spectrum representative

If you would like to contact Financial Spectrum to discuss a financial plan and set up a complimentary first meeting, you can visit and fill in a form to arrange a call back. Alternatively, you can call Financial Spectrum on 02 8238 0888.

Home Loan Offers

Important Information*
Logo for Athena Variable Home Loan - Owner Occupier, P&I
Athena Variable Home Loan - Owner Occupier, P&I

Owner occupiers can get one of the lowest rates in the market with this variable rate mortgage. $0 application fee and $0 ongoing fees.

Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)

Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.

Logo for Essentials - Variable (Owner Occupier, P&I) Essentials - Variable (Owner Occupier, P&I)

A competitive interest rate home loan with interest only options. Interest rate 3.04% p.a.
comp rate of 3.06% p.a.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

2 Responses

  1. Default Gravatar
    chrisDecember 4, 2014

    do you have an office in Melbourne?

    • Avatarfinder Customer Care
      ShirleyDecember 4, 2014Staff

      Hi Chris,

      Thanks for your question.

      Unfortunately at this current point in time Financial Spectrum has all three of their offices in NSW.

      If you’d like, you can get in touch with them through this link.


Ask a question
Go to site