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finder money podcast #43: Peer-to-peer investing


This week we spoke to Daniel Foggo from RateSetter for a refresher on peer-to-peer loans with a focus on how peer-to-peer investing works. RateSetter is a peer-to-peer lender which helps to connect investors with borrowers. In the episode we covered:

  • What peer-to-peer lending and investing is in nutshell
  • Why RateSetter allows investors to access their loan book
  • The returns for peer-to-peer investors
  • Information about the average borrower and investor
  • How open banking works
  • Generational differences between Gen X and baby boomers vs millenials
  • Where Daniel sees the future of peer-to-peer lending heading in the next 15 years
  • Why there's such a discrepancy in rates between peer-to-peer lending and investing and regular institutions

Also in the episode Adam, Marc and Liz talk about superannuation fees, falling Sydney house prices, Salim Mehajer's new business and much more.

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Notes and links mentioned in the podcast

Funny money
Notes from our chat with Daniel Foggo

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