Pioneer Credit Connect Personal Loan

Secure your loan at any point during the term and receive a rate discount of 2%. Interest rates are personalised and fees apply.

The Pioneer Credit Connect Personal Loan gives you the choice of going for a secured or unsecured loan. If you choose an unsecured loan and change your mind during the loan term, you can secure your loan at any point. Doing so will give you a rate discount of 2%.

3 things to consider about this loan:

  • No ongoing or early repayment fees. You will pay an application fee of $195, but no monthly or service fees over the course of the loan.
  • Varied interest rate. Your rate will depend on whether you have existing defaults, own a home and whether you opt for a secured or unsecured loan. Rates range from 9.99% p.a. up to 18.99% p.a.
  • Change from unsecured to secured. You can initially choose an unsecured loan and then change to a secured loan at any stage. This means using your vehicle as collateral against the cost of the loan.

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From 9.99% (variable)

Interest Rate (p.a.)

10.27%

Comparison Rate (p.a.)

$5,000

Min Loan Amount

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Details

Product NamePioneer Credit Connect Secured Personal Loan
Interest Rate (p.a.)
From 9.99% (variable)
Comparison Rate (p.a.)10.27%
Interest Rate TypeVariable
Min Loan Amount$5,000
Max. Loan Amount$50,000
Loan SecuritySecured

Main points to consider with the Pioneer Credit Connect personal loan

You can borrow between $5,000 and $30,000 with an unsecured personal loan, or from $5,000 to $50,000 with a secured personal loan. You have the option of a 2 to 7 years loan term and can also make additional repayments or even pay off the loan early without added fees or charges.

The rate starts at 9.99% p.a., with a comparison rate of 10.27% p.a., up to a maximum rate of 18.99% p.a., or 19.30% p.a. comparison rate. You will receive a tailored rate based on your financial situation and the type of loan you require.

Features of the Pioneer Credit Connect personal loan

  • Secure your loan at any time. You have the ability to use a vehicle as collateral at any stage of the loan term and receive a rate discount of 2%.
  • Application fee. You will pay a $195 application fee, but no monthly or ongoing fees.
  • Flexible loan terms. You can choose to repay the loan over 2 to 7 years, or pay if off early with no additional fees.
  • Additional repayments. You can make extra payments at any time without penalty, giving you added flexibility in how and when you repay the loan.
  • Varied loan amounts. You can borrow up to $30,000 on an unsecured loan, or up to $50,000 with a secured loan.
  • Flexible loan purposes. The loan can be used to finance a range of vehicles, including cars, motorcycles and boats, as well as other expenses including weddings, furniture and travel.
  • Immediate approval. If you meet the Pioneer Credit lending criteria.

How to apply for the Pioneer Credit Connect personal loan

To apply for this loan, click on "Go To Site" above and follow the instructions. In order to be eligible for the loan, you will need to be:

  • At least 18 years old
  • An Australian citizen or permanent resident
  • Currently employed

You will need to provide further personal and financial information as part of your application and can apply online or over the phone. The online application will take approximately 15 minutes and you will be approved immediately if you meet the credit conditions.

The Pioneer Credit Connect personal loan can be used for a range of purposes and offers freedom in how you repay the loan. You also have the ability to use a vehicle as collateral in order to change from an unsecured to secured loan.

You should consider a range of personal loan products and your own financial position before making a decision on a loan.

Compare other personal loans

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Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Symple Loans Personal Loan

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6.47%
$5,000
1 to 7 years
from 0% to 5% of the loan amount
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Borrow up to $50,000 and earn 1 Qantas Point for every $1 borrowed.

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Plenti Personal Loan

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$0 to $649
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Citi Personal Loan Plus
8.90% (variable)
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A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years. Note: Monthly account service fee will be waived for applications submitted before 31 January 2022.
Harmoney Unsecured Personal Loan

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Alex Bank Personal Loan

From 4.99% (fixed)
4.99%
$2,100
6 months to 5 years
$0 (Waived $295 establishment fee)
$0
You'll receive a fixed interest rate from 4.99% p.a. to 19.99% p.a. based on your risk profile
Borrow between $2,100 and $30,000 from 6 months to 5 years. Note: The $295 establishment fee will be waived for loan applications submitted by 3 November 2021.
SocietyOne Unsecured Personal Loan

From 5.95% (fixed)
5.95%
$5,000
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from $0 to $595
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A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
NAB Personal Loan Unsecured Fixed

From 6.99% (fixed)
7.91%
$5,000
1 to 7 years
$150
$10
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. (7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
NOW Finance No Fee Unsecured Personal Loan

From 5.95% (fixed)
5.95%
$5,000
18 months to 7 years
No Establishment Fee
$0
You'll receive a fixed rate between 5.95% p.a. and 17.95% p.a. based on your risk profile
Borrow from $5,000 to $7,999 with loan terms between 18 months and 3 years or borrow $8,000 to $50,000 with loan terms between 18 months and 7 years.

⭐ Finder Exclusive: Apply and settle a NOW Finance No Fee Unsecured Personal Loan for home improvement by 31 Dec for a chance to win a $2,000 Bunnings gift card.
OurMoneyMarket Personal Loan

From 5.45% (fixed)
6.07%
$2,001
1 to 7 years
From $250
$0
You'll receive a fixed rate from 5.45% p.a. to 20.99% p.a. based on your risk profile.
A personalised loan from $2,001 to $75,000 that varies based on your credit history and financial situation.

⭐ Finder Exclusive: Apply before 31 October 2021 to secure a discounted rate of 5.45% p.a. (comparison rate: 6.07% p.a.) for the first 12 months on loans over $35,000. T&Cs apply.
ANZ Fixed Rate Personal Loan
8.99% (fixed)
9.88%
$5,000
1 to 7 years
$150
$10
You'll receive a guaranteed rate of 8.99% p.a. with a comparison rate of 9.88% p.a. if you're approved.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

⭐Special Offer: Secure a reduced interest rate of 8.99% p.a. if you apply and get approved by 15 December 2021. Apply for up to $50,000 to use for a variety of purposes without needing to add security.
MoneyMe Personal Loans

From 6.25% (fixed)
7.64%
$2,100
1 to 5 years
from $295 to $495
$10
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Wisr Personal Loan ($5,000 to $30,000)

From 6.49% (fixed)
6.49%
$5,000
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$0 - Waived Establishment Fee
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Wisr  Personal Loan ($30,001 to $64,000)

From 6.49% (fixed)
7.11%
$30,001
3 to 7 years
$595
$0
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ANZ Variable Rate Personal Loan
10.50% (variable)
11.38%
$5,000
1 to 7 years
$150
$10
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A flexible loan with amounts starting $5,000 that offers flexible repayments and a redraw facility.

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Plenti Variable Rate Personal Loan

From 6.39% (variable)
6.39%
$5,000
1 to 3 years
$0 to $649
$0
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NAB Personal Loan Unsecured Variable Rate

From 6.99% (variable)
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$5,000
1 to 7 years
$150
$10
You'll receive a variable rate between 6.99% p.a. and 18.99% p.a. (7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
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Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 5.35% p.a. and based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.

Logo for ANZ Fixed Rate Personal Loan
ANZ Fixed Rate Personal Loan

You'll receive a fixed rate of 8.99% p.a.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 years to 7 years loan terms available. This loan comes with no fees for extra repayments and no early exit fees.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 5.95% p.a. and 19.99% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

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