Pioneer Credit Connect Personal Loan
Choose to secure your loan at any time
The Pioneer Credit Connect personal loan can be used for a number of purposes, including consolidating debt, personal investment, home renovation or financing a vehicle, holiday or other expense. You can choose a secured or unsecured loan up-front, or opt to secure your loan at any time during the term using a vehicle as security.
The rate you receive will vary depending on your financial needs and situation. Find out if it’s right for you in this review.
3 things you should know about the Pioneer Credit Connect personal loan
Before you consider the Coles Personal Loan in detail, here are the three most important things you need to know:
- No ongoing or early repayment fees. You will pay an application fee of $195, but no monthly or service fees over the course of the loan.
- Varied interest rate. Your rate will depend on whether you have existing defaults, own a home and whether you opt for a secured or unsecured loan.
- Change from unsecured to secured. You can initially choose an unsecured loan and then change to a secured loan at any stage. This means using your vehicle as collateral against the cost of the loan.
From 9.99% (variable)
Interest Rate (p.a.)
Comparison Rate (p.a.)
Min Loan Amount
|Product Name||Pioneer Credit Connect Secured Personal Loan|
|Interest Rate (p.a.)|
From 9.99% (variable)
|Comparison Rate (p.a.)||10.27%|
|Interest Rate Type||Variable|
|Min Loan Amount||$5,000|
|Max. Loan Amount||$50,000|
Main points to consider with the Pioneer Credit Connect personal loan
You can borrow between $5,000 and $30,000 with an unsecured personal loan, or from $5,000 to $50,000 with a secured personal loan. You have the option of a 2 to 7 years loan term and can also make additional repayments or even pay off the loan early without added fees or charges.
The rate starts at 9.99% p.a., with a comparison rate of 10.27% p.a., up to a maximum rate of 18.99% p.a., or 19.30% p.a. comparison rate. You will receive a tailored rate based on your financial situation and the type of loan you require.
Features of the Pioneer Credit Connect personal loan
- Secure your loan at any time. You have the ability to use a vehicle as collateral at any stage of the loan term and receive a rate discount of 2%.
- Application fee. You will pay a $195 application fee, but no monthly or ongoing fees.
- Flexible loan terms. You can choose to repay the loan over 2 to 7 years, or pay if off early with no additional fees.
- Additional repayments. You can make extra payments at any time without penalty, giving you added flexibility in how and when you repay the loan.
- Varied loan amounts. You can borrow up to $30,000 on an unsecured loan, or up to $50,000 with a secured loan.
- Flexible loan purposes. The loan can be used to finance a range of vehicles, including cars, motorcycles and boats, as well as other expenses including weddings, furniture and travel.
- Immediate approval. If you meet the Pioneer Credit lending criteria.
How to apply for the Pioneer Credit Connect personal loan
To apply for this loan, click on "Go To Site" above and follow the instructions. In order to be eligible for the loan, you will need to be:
- At least 18 years old
- An Australian citizen or permanent resident
- Currently employed
You will need to provide further personal and financial information as part of your application and can apply online or over the phone. The online application will take approximately 15 minutes and you will be approved immediately if you meet the credit conditions.
The Pioneer Credit Connect personal loan can be used for a range of purposes and offers freedom in how you repay the loan. You also have the ability to use a vehicle as collateral in order to change from an unsecured to secured loan.
You should consider a range of personal loan products and your own financial position before making a decision on a loan.
Personal Loan OffersImportant Information*
You'll receive a fixed rate between 6.99% p.a. and 25.69% p.a. based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.
You'll receive a fixed rate of 10.5% p.a.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants. Note: These rates are available until 2 February 2021. Credit, eligibility criteria and terms & conditions apply.
You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.
You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.