Pioneer Credit Connect Personal Loan
Secure your loan at any point during the term and receive a rate discount of 2%. Interest rates are personalised and fees apply.
The Pioneer Credit Connect Personal Loan gives you the choice of going for a secured or unsecured loan. If you choose an unsecured loan and change your mind during the loan term, you can secure your loan at any point. Doing so will give you a rate discount of 2%.
3 things to consider about this loan:
- No ongoing or early repayment fees. You will pay an application fee of $195, but no monthly or service fees over the course of the loan.
- Varied interest rate. Your rate will depend on whether you have existing defaults, own a home and whether you opt for a secured or unsecured loan. Rates range from 9.99% p.a. up to 18.99% p.a.
- Change from unsecured to secured. You can initially choose an unsecured loan and then change to a secured loan at any stage. This means using your vehicle as collateral against the cost of the loan.
From 9.99% (variable)
Interest Rate (p.a.)
Comparison Rate (p.a.)
Min Loan Amount
|Product Name||Pioneer Credit Connect Secured Personal Loan|
|Interest Rate (p.a.)|
From 9.99% (variable)
|Comparison Rate (p.a.)||10.27%|
|Interest Rate Type||Variable|
|Min Loan Amount||$5,000|
|Max. Loan Amount||$50,000|
Main points to consider with the Pioneer Credit Connect personal loan
You can borrow between $5,000 and $30,000 with an unsecured personal loan, or from $5,000 to $50,000 with a secured personal loan. You have the option of a 2 to 7 years loan term and can also make additional repayments or even pay off the loan early without added fees or charges.
The rate starts at 9.99% p.a., with a comparison rate of 10.27% p.a., up to a maximum rate of 18.99% p.a., or 19.30% p.a. comparison rate. You will receive a tailored rate based on your financial situation and the type of loan you require.
Features of the Pioneer Credit Connect personal loan
- Secure your loan at any time. You have the ability to use a vehicle as collateral at any stage of the loan term and receive a rate discount of 2%.
- Application fee. You will pay a $195 application fee, but no monthly or ongoing fees.
- Flexible loan terms. You can choose to repay the loan over 2 to 7 years, or pay if off early with no additional fees.
- Additional repayments. You can make extra payments at any time without penalty, giving you added flexibility in how and when you repay the loan.
- Varied loan amounts. You can borrow up to $30,000 on an unsecured loan, or up to $50,000 with a secured loan.
- Flexible loan purposes. The loan can be used to finance a range of vehicles, including cars, motorcycles and boats, as well as other expenses including weddings, furniture and travel.
- Immediate approval. If you meet the Pioneer Credit lending criteria.
How to apply for the Pioneer Credit Connect personal loan
To apply for this loan, click on "Go To Site" above and follow the instructions. In order to be eligible for the loan, you will need to be:
- At least 18 years old
- An Australian citizen or permanent resident
- Currently employed
You will need to provide further personal and financial information as part of your application and can apply online or over the phone. The online application will take approximately 15 minutes and you will be approved immediately if you meet the credit conditions.
The Pioneer Credit Connect personal loan can be used for a range of purposes and offers freedom in how you repay the loan. You also have the ability to use a vehicle as collateral in order to change from an unsecured to secured loan.
You should consider a range of personal loan products and your own financial position before making a decision on a loan.
Compare other personal loans
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
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