Pioneer Credit Connect Car Loan
Use a vehicle to secure your loan when you want
This loan gives you the option of securing your loan at any stage of the loan term. You will receive a 2% rate discount if you choose to use a vehicle as collateral against your existing unsecured loan. You can also borrow more if you opt for a secured loan upfront.
You get flexible repayment options, including the ability to make extra payments and even pay off the entire loan amount early without penalty. See if the Pioneer Credit Connect Car Loan suits your needs by reading our review below.
Interest Rate (p.a.)
Comparison Rate (p.a.)
Max Loan Amount
Main points to consider with the Pioneer Credit Connect Car Loan
The loan term is 2 years to 7 years and the minimum loan amount is $5,000. The maximum loan amount is $30,000 for unsecured loans. You can borrow up to $50,000 if you initially opt for a secured loan.
Your interest rate will vary depending on whether you own your home or have previous defaults as well as on whether you choose a secured or unsecured loan. The interest rate for a secured loan starts at 9.99% p.a. and the comparison rate for a secured loan starts at 10.27% p.a.
Features of the Pioneer Credit Connect Car Loan
- Discounted rate on secured loans. You can secure your loan at any time and receive a rate discount of 2%.
- Varied rate. Rates range from 9.99% p.a. to 18.99% p.a. and will depend on your financial situation and the type of loan you require.
- No monthly or ongoing fees. There are no monthly or ongoing fees and no penalty for paying off the loan before the end of the loan term.
- Flexible repayments. You can make additional payments whenever you like with no additional charge.
- Varied loan terms. You can repay the loan over a period of 2 years to 7 years.
- Borrow more with a secured loan. You can borrow up to $50,000 if you use a vehicle as collateral from the start of the loan.
- Use it for a range of vehicles. You can use the loan to finance a new or used car, boat or motorcycle.
- Immediate approval. If you meet the credit conditions for the loan, you can get immediate approval.
Fees and charges
- Application fee. You will need to pay $195 for the application fee.
There are no other ongoing fees or charges, and you will not be charged for making additional repayments or paying the loan off early.
How to apply for the Pioneer Credit Connect Car Loan
If you wish to apply for the Pioneer Credit Connect Car Loan, you can click on "Go To Site" above and follow the application instructions. To be eligible for the loan, you need to meet the following criteria:
- Be over the age of 18
- Be an Australian citizen or permanent resident
- Be currently employed
The online application will take approximately 15 minutes, and you will need to provide further personal and financial information as part of this process. You can also apply over the phone.
If you're planning on buying a vehicle and want the option of using it as security in the future, the Pioneer Credit Connect Car Loan may be worth considering. You should always review a range of car loan products before choosing the one that's right for you.
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Car Loan OffersImportant Information*
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.
You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.
You'll receive a fixed rate from 5.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
You'll receive a fixed rate of 5.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.