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Review by our pet insurance expert Alexandra Koster
Here are some of the main reasons why it might be worth getting a policy with Woolworths pet insurance.
To help give you an idea about costs for Woolworths pet insurance, we gathered quotes for a few of Australia's favourite dog breeds. Just remember, prices are going to change based on things like your dog's breed and age as well as your address.
Dog Breed | 1yr old | 5yr old |
---|---|---|
Maltese Cross | $624.06 | $817.95 |
Cavoodle | $657.19 | $850.28 |
Labrador | $849.97 | $1,144.43 |
Staffordshire Bull Terrier | $770.28 | $1,026.86 |
Border Collie | $770.28 | $1,026.86 |
Woolworths pet insurance has three levels of cover to choose from: Basic, Standard and Comprehensive. Here's an overview of what you get with each policy:
Basic Cover | Standard Cover | Comprehensive Cover | |
---|---|---|---|
Eligible Vet Bills | Up to 80% back | Up to 80% back | Up to 80% back |
Annual Benefit Limit | $5,000 | $10,000 | $24,000 |
Accidental Injuries | |||
Illnesses | |||
Routine Care | |||
Consultation Fees | $300 annual limit | $300 annual limit | |
Excess | Choice of $0 and $200 | Choice of $0 and $100 | Choice of $0 and $100 |
Offers |
|
|
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As you've seen, Woolworths pet insurance covers you for accidents and illnesses. Here's a breakdown of what that actually includes.
With the accidental injury benefit, you can get covered for motor vehicle incidents, burns and electrocutions and allergic reactions caused by bites which result in the following:
To be covered for any benefit, including accidental injury, your pet must be at least eight weeks old.
If your cat or dog gets sick, you can get reimbursed for 80% of the costs charged by your vet. Pets over the age of nine won't be covered for illnesses. Some examples of illnesses covered include the following:
Routine care is automatically included with Woolworths comprehensive pet insurance policy. It lets you claim $50 every year for vaccinations and health checks. You can also get an additional $50 towards the cost of the following:
Every policy comes with exclusions. You can usually find them in the general exclusions section of the product disclosure statement (PDS) at the bottom of the provider's website page. With Woolworths pet insurance, you won't be covered for the following:
If you need to submit a claim, your vet might be able to do it for you electronically during your visit. If they submit your claim on your behalf, Woolworths pet insurance will still contact you to let you know the status.
Alternatively, you can submit your claim online through Pet Portal. All you need to do is upload your receipts and click submit. If you prefer, you can also submit a paper claim form by post or call the company on 1300 10 1234. It shouldn't take long to go through since 95% of claims are processed in 5 days or less.
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The average price to insure a cat.
Living in a body corporate complex and I am therefore required to have pet liability insurance. Are you able to advise me as to which pet insurers provide this? Thanks
Hi Rachel,
Thanks for reaching out.
You may refer to our list of pet insurance designed for renters. This page will provide details on whether your renter’s insurance or pet insurance will cover accidental property damage and will allow you to compare insurers that may allow for this feature.
If an individual takes out renter’s insurance to cover their contents, there are ways in which a policy may cover pets such as pet insurance, property damage, and/or temporary accommodation.
Please note that each cover differs widely between policies, so it’s essential to read the PDS to find out what is and isn’t covered or discuss options or level of cover directly with the insurer.
Cheers,
Joanne
Is there an annual excess with the policy ?
Hi Erin,
Welcome to http://www.finder.com.au – We are a financial comparison website and general information service designed to help consumers make better decisions. Please note that we are not affiliated with any company we feature on our site and so we can only offer a general advice
Yes, as each pet has its own policy, you can actually select an appropriate cover and excess options. To learn more about your options, it would be best to contact Woolworths directly.
I hope this helps.
Cheers,
Danielle
Hi. Do you cover dental?
Hi Lana,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually Woolworths Pet Insurance.
According to Woolworths Pet Insurance PDS, they do not provide cover for dental.
Cheers,
Zubair
I have been doing my sums and I consider WOOLLWORTHS COMPREHENSIVE insurance to be the best “for me/dog”, at $504.92 p.a. with a gift benefit of $100, plus the $50 Wollies voucher, brings it down to $354.92 p.a.
Please, can you check IF my assessment is correct, having gone through the website, but not yet paid!!
Hi Jane,
Thank you for your question.
You have contacted finder.com.au and not actually Woolworths Pet Insurance, finder.com.au is a comparison and information service and don’t represent any insurance brand listed on our website.
We can’t verify your quote details if they are correct because we don’t provide online quotes for pet insurance. However, Woolworths Pet insurance offers $50 Woolworths Gift Card on new pet insurance policy. You will need to contact Woolworths Pet Insurance directly to verify the details of the quote.
Cheers,
Zubair
Is desexing covered ? My dog got an infection after being spayed and I had to cover the cost of medication for antibiotics, is this covered?
Hi Sherry,
Thanks for getting in touch. Woolworths Pet Insurance Comprehensive Cover provides $50 towards the cost of desexing, its other policies do not cover desexing. All three Woolworths Pet Insurance products do cover the costs of medications, although how much you will be covered for will depend on the policy. You should contact Woolworths Pet Insurance directly for the specifics of your cover.
Cheers,
Richard
Firstly is there a police document available.
Secondly, is there a list of conditions which are eligible for rebate; and a specific definition of ineligible.
Hi Helene,
Thanks for getting in touch. You will have to head to Woolworths Pet Insurance website to read their product disclosure statement (PDS). The PDS will contain the specifics of the cover.
If in case this helps, you may also want to check other pet insurance brands featured on our website.
Cheers,
Richard
Hi,
Could you please advise how to follow up on a claim that was made online. Is there an email address for customer support service communications?
Thanks?
HI Mehrnoush,
Thanks for getting in touch. You can get in contact with Woolworths Travel Insurance by heading to their Making a Claim article. On it, you’ll find out what you need to know about claiming or you can call them on 1300 10 1234.
I hope this was helpful,
Richard
How much for a desexed female 8 month old Jack Russell
Hi Gloria,
Thanks for your question.
To get your quote for your Jack Russell insurance, please contact Woolworths Pet Insurance directly. Please make sure to read the eligibility criteria, features and details of the policy, as well as the relevant Product Disclosure Statement of the policy before making a decision and consider whether the product is right for you.
I hope this was helpful,
Richard
Does accidental injury include swallowing foreign objects (the removal of)and injuries from foreign objects i.e. prickle removal ?
Hi Deb,
Thanks for your question. Woolworths Pet Insurance does not pay Vet Expenses incurred as a result of your Pet suffering an Illness attributable to or resulting from more than one (1) incident (per Policy Period) of swallowing a foreign object that causes a blockage or obstruction requiring surgical or endoscopic removal. For more information, you may wish to contact Woolworths Pet Insurance on 1300 10 1234 between 8am-5pm Monday to Friday.
I hope this was helpful,
Richard