Everyday Pet Insurance Review

Compare pet insurance from Everyday Pet Insurance

Finder Score	Maximum Yearly Benefit	Paralysis Tick Yearly Sub-Limit	Reimbursement rate	Accidental Injury	Illness
9.7 Excellent Everyday Pet Insurance	9.7 Excellent	$35,000	Not stated	70%, 80% or 90%			Discount: Get 2 months free Pet Insurance. Use promo code 2MF. Offer ends 27 Nov 2026. Plus get 10% off one in-store Woolworths shop every month when you link your Everyday Rewards Card. T&Cs apply.	Continue View details Compare product selection Compare	loading

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Finder Score for pet insurance

We designed Finder Score to make comparing pet insurance easier, assessing more than 20 products for their price and features. Finder Score assigns each product a score out of 10.

Read the full methodology

Everyday Insurance scored in the Finder Awards

The Everyday Insurance Comprehensive Plus Cover was highly commended for Best Comprehensive Pet Insurance in the 2026 Finder Awards.

Full list of 2026 winners

Why choose Everyday Pet Insurance?

Here are some of the main reasons why it might be worth getting a policy with Everyday Pet Insurance.

• GapOnly®. Everyday Pet Insurance lets you claim your benefit on the spot at participating vet clinics, so you won't have to worry about getting reimbursed - you'll only need to pay the gap (e.g. the amount not covered by your policy).
• High annual limit. Everyday Pet Insurance offers a $35,000 annual limit, giving customers ample cover for their pet. There are also no sub-limits per condition.
• Supports PetRescue. Your new policy will help PetRescue's vital adoption platform, which aims to connect future pet owners to thousands of pets seeking their forever home.

• What's not covered by Everyday Pet Insurance

  Every policy comes with exclusions. You can usually find them in the general exclusions section of the product disclosure statement (PDS) on the provider's website page. With Everyday Pet Insurance, you won't be covered for the following:

  • Pre-existing conditions (e.g. an illness your pet had before you bought a policy)
  • Optional routine care cover, such as food, vitamins, vaccinations and microchipping (unless you have purchased optional add-on non-insurance cover).
  • Certain treatments and conditions such as the following:
    • Accessories like pill poppers
    • Cell-replacement therapies including (but not limited to) stem cell therapy
    • Elective treatments
  • Negligence by you
  • Consequential loss, including economic loss and loss of enjoyment

  Remember, this is just a summary. For a full list of exclusions, customers should read the PDS.

  How to submit an Everyday Pet Insurance claim

  There are two ways you can make a claim with Everyday Pet Insurance: through the MyPet Portal via the My Insurance Portal or by using GapOnly® at a participating vet, which allows you to claim your benefit on the spot. If you are making a claim through MyPet Portal, follow these steps to complete the process:

  1. Log in. Log into your acccount and navigate to the MyPet Portal.
  2. Gather documentation. Obtain an itemised, paid invoice from your veterinarian. This document must show individual treatment items and the total amount paid. Request the vet's consultation notes as well, if available.
  3. Upload documentation. Upload digital copies or clear photos of your itemised invoice and any accompanying vet notes to the portal.
  4. Provide details. Fill in the required fields regarding your pet's condition, the veterinary visit, and the specific treatments received.
  5. Submit. Review the attached documents and entered data for accuracy, then submit the claim for processing.

  Frequently asked questions

  • What if I have more than one pet?

    Each pet will require its own insurance policy. Applicants are able to select an appropriate cover option and excess for each pet.

  • How can I pay my premiums?

    Premiums can be paid fortnightly, monthly or annually by credit card or direct debit.

  • How do I renew my Everyday Pet Insurance policy?

    Policies are renewed automatically by the insurer, so long as they continue to provide the product. Renewal notices will be sent out at least 14 days prior to your renewal date. Cover is subject to the terms and conditions of your renewing policy.

  • Can I cancel my pet's policy at any time?

    If you decide to cancel, the insurer will retain the portion of the premium that relates to the period that you've been insured up to your cancellation date. Where you have paid for a period in advance, you'll be refunded the proportion of premium for the time remaining on the policy.

  • Is my pet still covered if I take them travelling?

    Your pet is insured anywhere in Australia, and you may use any vet (other than yourself) that is licensed and currently registered to make a claim.

  • Can I change the level of cover for my pet after it is insured?

    You can change your level of cover at any time, provided you haven't had a claim paid in your current policy period. If you have made a claim, then the level of cover can be changed when your policy is due for renewal. Simply get in touch with the customer service team at Everyday Pet Insurance when you receive your renewal documents to discuss your cover options. Please refer to your PDS for further information.

  • What is Everyday VetAssist?

    VetAssist lets you chat online via video to an Australian Vet. It's useful if you need advice or aren't sure if you need to go to the vet.

  • Who is Everyday Pet Insurance underwritten by?

    Everyday Pet Insurance is underwritten by PetSure (Australia) Pty Ltd, except for those entered into before 17 July 2023 & subsequent renewals, which are issued by The Hollard Insurance Company Pty Ltd. Consider PDS & TMD at insurance.everyday.com.au/pet-insurance before buying.

  Sources

Written by

Ceyda Erem

Senior writer

Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University. See full bio

Ceyda's expertise

Ceyda has written 199 Finder guides across topics including:

• Insurance