PROSURE Pet Insurance Review

PROSURE Pet Insurance provides pays 80% of treatment costs like most insurers and offers a lower annual limit than many others.

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  • It comes with a 10% multi-pet discount.
  • Its 80% reimbursement rate is similar to the majority of other pet insurers.
  • It's good if you want a policy that only covers accidents.


  • It's cooling off period is similar to other pet insurers but it's possible to get some as large as 30 days.
  • Its $14,500 annual benefit limit is not market-leading – many insurers including Petsy, Coles and Knose offer more.
  • Like most insurers, if your pet has a chronic pre-existing condition, you will not be covered.
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🏥 What does PROSURE pet insurance cover?

PROSURE offers three different levels of cover: Silver Accidental Injury, Gold Accidental Injury & Illness and Platinum Accidental Injury & Illness & Wellness. Here's an overview of what they include:

Ambulance vehicle with pet paw on the front

Accidental injuries

You can get cover for accidental injuries with all PROSURE pet insurance policies. They can pay for 80% of vet bills for injuries such as:

  • Motor vehicle incidents
  • Burns or electrocutions
  • Bone fractures
  • Snake bite toxicity
Vet building with pet paw on the front


PETSURE's Silver and Platinum policies can cover illnesses if your pet is 8 weeks old and younger than 9 years. Illness cover can include:
  • Cancer
  • Skin conditions
  • Ear/eye conditions
  • Ingesting a forgein object
  • Gastrointestinal problems
  • Hereditary conditions (excluding pre-existing conditions)
Pet toothbrush and scissors

Routine Care

You can get Routine Care added to your cover but similar to the majority of insurers, you'll have to pay extra for it. This can help pay for certain preventative healthcare treatments such as:
  • Desexing
  • Microchipping
  • Health checks
  • Vaccinations or health checks

👥 PROSURE pet insurance reviews

​​We looked at PROSURE customer reviews on which go back 9 years from August 2021. Here's a summary of how it performed.

  • Many customers are relatively happy with PROSURE pet insurance's service. It currently has a 3.1 rating on which is better than a couple other insurers, including Woolies.
  • It has fairly mixed reviews – around 20 1 star and 5 star ratings.

PROSURE pet insurance FAQs

Compare alternative pet insurance policies

Name Product Accidental Injury Illness Paralysis Tick Benefit Maximum yearly benefit Reimbursement rate Reimbursement Rate
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Vets Choice Elite Cover
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PIA Major Medical Cover
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Petsy Dog Accidental Injury and Illness Cover (Vet Select)
Enjoy 2 months free and personalised pet tag with promo code: PETSYPET. Petsy members enjoy free personalised gifts, exclusive pet discounts and perks for humans.
Coles Premium Cover
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Get 10% off your new Coles pet policy till 31 Jan 2022. Plus, earn 10x Flybuys points per $1 spent on pet food at Coles Supermarkets. T&Cs apply.

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