Petsy Pet Insurance Review

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Highly commended
- Maximum yearly benefit
- $25,000
- Reimbursement rate
- 90%
- Routine Care
- No
Our verdict
A solid choice for pet owners.
We looked at 14+ policies — Petsy pet insurance is one of the only insurers to offer 90% back and a $25,000 benefit limit.
- Its comprehensive policy gives you 90% back. Out of the 15 pet insurance policies on Finder, only 4 others also offer more, but all require you pay an excess.
- Its $25,000 annual benefit limit is market-leading — only 1 other insurer (Knose) on Finder offers this much.
- You can't take out a new policy for your pet if they are over 8 years and 364 days old – but this is similar to other insurers.
- If your pet has a chronic pre-existing condition, you won't be able to receive cover.
Details
Product details
Product Name | Petsy Top Cover |
Accidental injury | |
Routine Care | No |
Lifetime Cover | |
Reimbursement rate | 90% |
Cooling Off Period | 30 days |
Cruciate Ligament Benefit | $25,000 |
Excess options | Annual excess of $0, $150, $200, $300 or $500 |
Emergency Boarding | $25,000 |
Consultations and Vet Visits | $25,000 |
Compare alternatives
We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
Compare pet insurance from Petsy Pet Insurance
Compare alternatives
We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
Why compare pet insurance with Finder?
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You pay the same price as buying directly from the pet insurer.
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We're not owned by an insurer (unlike other comparison sites).
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We don't ask for your phone or email.
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We've reviewed over 35 policies on the market, so you don't have to.
Petsy pet insurance costs
To help give you an idea about costs for Petsy pet insurance, we gathered annual quotes for a few of Australia's favourite dog breeds. Just remember, prices are going to change based on things like your own dog's breed and age, and your address, so it's always worth comparing policies and getting a few quotes.
Dog Breed | 1yr old | 5yr old |
---|---|---|
Maltese Cross | $1,443.36 | $1,842.36 |
Cavoodle | $1,403.76 | $2,030.64 |
Labrador | $2,166.60 | $2,843.16 |
Staffordshire Bull Terrier | $2,064.00 | $2,937.84 |
Border Collie | $1,555.68 | $2,213.52 |
Prices will differ based on a few criteria, including:
- The gender, breed and age of your pet
- The level of cover you choose
- Your excess
- Your locations
- If your pet is desexed.
Frequently asked questions
Your reviews

Gary Ross Finder
Journalist
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