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Pros
It covers 75% or 85% of vet bills. Most pet insurers come with an 80% reimbursement rate.
It's good if you have an assistance dog, are a senior or pension cardholder or you have a rescue pet — you get a 10% lifetime discount.
It lets you choose between a 75% or 85% reimbursement rate which can help lower premiums.
Cons
Its $12,000 annual benefit limit is among the lower limits available on Finder — out of 16 policies, 9 offer more than this.
Important Information
Petsecure is no longer offering Pet Insurance. However, the information on this page has been kept for the benefit of existing customers.
If you would like to compare pet insurance on Finder, click here.
🏥 What does Petsecure pet insurance cover?
Here's what's covered with a Petsecure pet insurance policy.
All Petsecure policies cover accidental injuries and can pay you 75% or 85% (depending on what cover you select) for the following and more:
A motor vehicle incident
A burn or electrocution
A snake bite
An allergic reaction to an insect bite other than tick or flea bites
Illnesses
Petsecure's policies also cover illnesses. They can pay you 75% or 85% of eligible vet bills for illnesses such as:
Cancer treatment
Skin and eye conditions
Ingestion of a forgein object
Gastrointestinal problems
Hereditary conditions (but not pre-existing conditions)
Routine care
Petsecure comes with the option to add on Wellness Care to Accident & Illness cover. This can help pay for routine care items such as:
Desexing
Microchipping
Heartworm control
Teeth cleaning
Vaccinations
Petsecure pet insurance costs
To help give you an idea about costs for Petsecure pet insurance, we gathered annual quotes for a few of Australia's favourite dog breeds. Just remember, prices are going to change based on things like your own dog's breed, age and your address, so it's always worth comparing policies and getting a few quotes.
We looked at Petsecure customer reviews on productreview.com which go back 9 years from August 2021. Here's a summary of how it performed.
Customers are happy with their Petsecure policies. Of the 440 reviews it has received, over 250 are 5 stars.
It's good at accepting claims quickly. Most are resolved in less than 2 weeks.
Out of the 440 reviews it received, 41 got 1 star, which suggests a small number of people have had some issues with the insurer.
Why you can trust Finder's pet insurance experts
We're free
You pay the same as buying directly from the pet insurer. Better still, we regularly run exclusive deals that you won't find on any other site – plus, our tables make it easy to compare policies.
We're experts
Our team of pet insurance experts have researched and rated 25+ policies as part of the Finder Awards. We've produced guides on everything from the best policies to jargon-free explainers.
We're independent
Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of pet insurance brands, making it easier for you to find a good deal.
We're here to help
Since 2016, we've helped 110,000+ people find pet insurance by explaining your cover options, simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.
Petsecure frequently asked questions
Petsecure makes filing a claim simple with the use of its user-friendly lodgement procedure. All claims can easily be filed online through the company's Managed Policy Portal. If you choose to use this option, you must first sign up on the portal where you will be able to easily upload your documents and track the process of your claim. In order for your claim to be processed as quickly as possible, you must:
Download the claim form.
Complete and sign your designated section and have your vet complete and sign the section designated as well.
Upload the completed claim form, along with all supporting documents and itemised invoices, to the Managed Policy Portal.
Ensure that you keep all original documents for your personal records in case the company needs them.
While filing your claim online is the easiest way possible, if you would like to go the more traditional route and file your claim via mail, ensure that you complete the claim form and mail it in with all supporting documents and itemised invoices.
The amount the company reimburses is determined based on the benefit percentage you selected when choosing your plan. However, the company reimburses up to 85% of all eligible vet expenses.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Gary Ross Hunter is an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, news.com.au, The Telegraph, Explore Travel and Escape. Gary holds a Kaplan Tier 1 General Insurance (General Advice) certification and a Kaplan Tier 1 Generic Knowledge certification which meets the requirements of ASIC Regulatory Guide 146 (RG146).
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