PetSecure Pet Insurance

Petsecure Pet Insurance Review

Petsecure pet insurance covers you for a little more than others but its $12,000 benefit limit can be beaten.

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  • It covers 75% or 85% of vet bills. Most pet insurers come with an 80% reimbursement rate.
  • It's good if you have an assistance dog, are a senior or pension cardholder or you have a rescue pet — you get a 10% lifetime discount.
  • It lets you choose between a 75% or 85% reimbursement rate which can help lower premiums.


  • Its $12,000 annual benefit limit is among the lower limits available on Finder — out of 9 policies, 8 offer more than this.

10% off PetSecure Pet Insurance for Seniors

Get up to 10% off your pet insurance if you hold a pensioners or seniors card.

Save 10% for rescue animals

Get 10% off your Petsecure pet insurance policy when you adopt a cat or dog through a rescue organisation.

10% Multi-Pet Discount

Save 10% when you insure multiple pets with Petsecure Pet Insurance.

Policies available from Petsecure

Name Product Maximum yearly benefit Paralysis Tick Benefit Reimbursement rate Accidental Injury Illness
PetSecure Accident and Illness Cover
75% or 85%
Get a 10% lifetime discount if your pet is a rescue animal or you own have a seniors or pensioners card.
PetSecure Accident and Illness Cover plus Wellness Care
75% or 85%
Your pet is covered for life.
PetSecure Accident Cover
75% or 85%
Your pet is covered for life.

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🏥 What does Petsecure pet insurance cover?

Here's what's covered with a Petsecure pet insurance policy.

Ambulance vehicle with pet paw on the front

Accidental injuries

All Petsecure policies cover accidental injuries and can pay you 75% or 85% (depending on what cover you select) for the following and more:

  • A motor vehicle incident
  • A burn or electrocution
  • A snake bite
  • An allergic reaction to an insect bite other than tick or flea bites
Vet building with pet paw on the front


Petsecure's policies also cover illnesses. They can pay you 75% or 85% of eligible vet bills for illnesses such as:

  • Cancer treatment
  • Skin and eye conditions
  • Ingestion of a forgein object
  • Gastrointestinal problems
  • Hereditary conditions (but not pre-existing conditions)
Pet toothbrush and scissors

Routine care

Petsecure comes with the option to add on Wellness Care to Accident & Illness cover. This can help pay for routine care items such as:

  • Desexing
  • Microchipping
  • Heartworm control
  • Teeth cleaning
  • Vaccinations

Petsecure pet insurance costs

To help give you an idea about costs for Petsecure pet insurance, we gathered annual quotes for a few of Australia's favourite dog breeds. Just remember, prices are going to change based on things like your own dog's breed, age and your address, so it's always worth comparing policies and getting a few quotes.

Dog Breed1yr old5yr old
Maltese Cross$1,125.47$1,518.76
Staffordshire Bull Terrier$1,459.95$1,976.66
Border Collie$1,459.95$1,976.66

👥 Petsecure pet insurance reviews

​​We looked at Petsecure customer reviews on which go back 9 years from August 2021. Here's a summary of how it performed.

  • Customers are happy with their Petsecure policies. Of the 440 reviews it has received, over 250 are 5 stars.
  • It's good at accepting claims quickly. Most are resolved in less than 2 weeks.
  • Out of the 440 reviews it received, 41 got 1 star, which suggests a small number of people have had some issues with the insurer.

Petsecure frequently asked questions

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