PetSecure Pet Insurance
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Petsecure Pet Insurance Review

Petsecure pet insurance covers you for a little more than others but its $12,000 benefit limit can be beaten.

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Pros

  • It covers 75% or 85% of vet bills. Most pet insurers come with an 80% reimbursement rate.
  • It's good if you have an assistance dog, are a senior or pension cardholder or you have a rescue pet — you get a 10% lifetime discount.
  • It lets you choose between a 75% or 85% reimbursement rate which can help lower premiums.

Cons

  • Its $12,000 annual benefit limit is among the lower limits available on Finder — out of 16 policies, 9 offer more than this.

Important Information

Petsecure is no longer offering Pet Insurance. However, the information on this page has been kept for the benefit of existing customers.

If you would like to compare pet insurance on Finder, click here.

🏥 What does Petsecure pet insurance cover?

Here's what's covered with a Petsecure pet insurance policy.

Ambulance vehicle with pet paw on the front

Accidental injuries

All Petsecure policies cover accidental injuries and can pay you 75% or 85% (depending on what cover you select) for the following and more:

  • A motor vehicle incident
  • A burn or electrocution
  • A snake bite
  • An allergic reaction to an insect bite other than tick or flea bites
Vet building with pet paw on the front

Illnesses

Petsecure's policies also cover illnesses. They can pay you 75% or 85% of eligible vet bills for illnesses such as:

  • Cancer treatment
  • Skin and eye conditions
  • Ingestion of a forgein object
  • Gastrointestinal problems
  • Hereditary conditions (but not pre-existing conditions)
Pet toothbrush and scissors

Routine care

Petsecure comes with the option to add on Wellness Care to Accident & Illness cover. This can help pay for routine care items such as:

  • Desexing
  • Microchipping
  • Heartworm control
  • Teeth cleaning
  • Vaccinations

Petsecure pet insurance costs

To help give you an idea about costs for Petsecure pet insurance, we gathered annual quotes for a few of Australia's favourite dog breeds. Just remember, prices are going to change based on things like your own dog's breed, age and your address, so it's always worth comparing policies and getting a few quotes.

Dog Breed1yr old5yr old
Maltese Cross$1,417.99$1,879.54
Cavoodle$1,525.46$1,987.99
Labrador$2,059.61$2,760.32
Staffordshire Bull Terrier$1,808.58$2,415.84
Border Collie$1,808.58$2,415.84

👥 Petsecure pet insurance reviews

​​We looked at Petsecure customer reviews on productreview.com which go back 9 years from August 2021. Here's a summary of how it performed.

  • Customers are happy with their Petsecure policies. Of the 440 reviews it has received, over 250 are 5 stars.
  • It's good at accepting claims quickly. Most are resolved in less than 2 weeks.
  • Out of the 440 reviews it received, 41 got 1 star, which suggests a small number of people have had some issues with the insurer.

Why you can trust Finder's pet insurance experts

free

We're free

You pay the same as buying directly from the pet insurer. Better still, we regularly run exclusive deals that you won't find on any other site – plus, our tables make it easy to compare policies.
expert advice

We're experts

Our team of pet insurance experts have researched and rated 25+ policies as part of the Finder Awards. We've produced guides on everything from the best policies to jargon-free explainers.
independent

We're independent

Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of pet insurance brands, making it easier for you to find a good deal.
help

We're here to help

Since 2016, we've helped 110,000+ people find pet insurance by explaining your cover options, simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.

Petsecure frequently asked questions

Compare alternative pet insurance policies

Name Product Accidental Injury Illness Paralysis Tick Yearly Sub-Limit Maximum yearly benefit Reimbursement rate Reimbursement Rate
Medibank Pet Max Cover with Extra Care
$30,000
$30,000
90%
90%
⭐Finder Exclusive: Get your 1st month’s premium free when you choose Medibank Pet Insurance. Sign up using promo code FINDERONE. Offer ends 12 December. T&Cs apply.
Everyday Comprehensive Plus Cover
$3,000
$30,000
80%
80%
Everyday Pet Insurance customers get 10% off their monthly Woolworths shop. T&Cs apply.
Budget Direct Pet Insurance
$1,500
$12,000
80%
80%
Current Offer: Apply online and get 15% off your first year's premium PLUS go in the draw for your chance to win 1 of 3 $10,000 cash prizes. T&Cs apply.
Kogan Pet Luxury Cover
$2,000
$15,000
80% up to age 8 & 65% over age 8
80% up to age 8 & 65% over age 8
Sign up and get your first month FREE plus $10 ongoing monthly credit. T&Cs apply.
Coles Premium Cover
$2,500
$15,000
80% or 100%
80% or 100%
Earn 10x Flybuys points per $1 spent on pet food at Coles Supermarkets. T&Cs apply.
PD Deluxe Plan
$15,000
$20,000
100%
100%
Apply online and get your first 1 month free. T&Cs apply.
Pet Circle Dog Cover
$10K or $17.5K or $30K
$0
70% or 80% or 90%
70% or 80% or 90%
Vets Choice Elite Cover
$2,500
$15,000
80% or 100%
80% or 100%
Get a 5% discount when you insure more than one pet.
Guardian Platinum Accident & Illness Cover
$1,200
$12,000
80%
80%
Lifetime cover for cats and dogs, up to 80% covered.
PIA Major Medical Cover
$3,000
$30,145
80%
80%
Covers specified accidents and illnesses, with Routine Care Cover included. Get 2 months free when you sign up using the code PIA241. T&Cs apply.
Petsy Custom Cover
$5000 or $10,000 or $25,000
$0
80% or 90%
80% or 90%
⭐ Finder Exclusive: Enjoy 30% off your first month of pet insurance, plus receive a custom pet tag. Sign up using the code FINDER. T&Cs apply.
Real Premium Accident & Illness Cover
$1,200
$12,000
80%
80%
Claim up to a maximum of $12k per year, with no excess to pay.
RSPCA Ultimate Plus Accident and Illness Cover
$20,000
$20,000
80%
80%
Comprehensive cover for your pet, including the option of routine care. Get 1 month free for the first year of new policies. T&C's apply.
Australian Seniors Top Accident & Illness Cover
$1,200
$12,000
80%
80%
Benefits include overseas cover when in NZ or Norfolk Island for your pet, plus an optional routine care add-on.
Knose Pet Insurance
Finder AwardExclusive
Knose Pet Insurance
$25,000
$25,000
90%
90%
⭐Finder Exclusive: Get 10% off your first year. Sign up using promo code FINDER10. T&C's apply.
Kogan Pet Primary Cover
$1,200
$8,000
80%
80%
Sign up and get your first month FREE plus $10 ongoing monthly credit. T&Cs apply.
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Why compare pet insurance with Finder?

  • You pay the same price as buying directly from the pet insurer.

  • We're not owned by an insurer (unlike other comparison sites).

  • We don't ask for your phone or email.

  • We've reviewed over 35 policies on the market, so you don't have to.

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