Bondi Vet may be best known for the hit TV show which shot Dr. Chris Brown to stardom, but it now also offers a wide range of online advice and resources to pet owners around Australia. As of October 2017, Bondi Vet now also offers a suite of pet insurance policies.
Bondi Vet Pet Insurance is underwritten by The Hollard Insurance Company and administered by PetSure. There are two policy options available, so let’s take a closer look at the benefits these policies offer for pet owners.
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What cover options does Bondi Vet Pet Insurance offer?
Bondi Vet Pet Insurance offers a choice of two cover options:
- Medical Essentials. This policy provides cover for a portion of your vet bills when your dog or cat suffers an accidental injury, such as a bone fracture, snakebite toxicity or bite wound. You can choose between cover for 70% or 80% of your eligible vet bills, up to a maximum annual benefit limit of $10,000. Treatment for tick paralysis and cruciate ligament conditions is also covered by Bondi Vet Medical Essentials Pet Insurance.
- Comprehensive Cover. This high-level policy covers accidental injury just like the Medical Essentials policy, including tick paralysis and cruciate ligament condition cover, but it also adds cover for illnesses such as kidney or liver disease, skin conditions and diabetes. You once again have the option to choose between 70% and 80% cover for your eligible vet bills, but this time up to a maximum annual benefit limit of $20,000.
How do Bondi Vet policies compare?
What does Bondi Vet Pet Insurance cover? Check out the table below for an in-depth comparison of the two policies available:
|Feature||Medical Essentials||Comprehensive Cover|
|Annual benefit limit|
|Benefit cover percentage|
|Accidental injury cover|
|Paralysis tick cover|
|Cruciate ligament conditions|
|Optional routine care benefit|
|Optional dental illness cover|
What additional benefits does Bondi Vet Pet Insurance offer?
Bondi Vet Pet Insurance policies also feature the following additional benefits:
- Emergency Boarding. If you, yourself, are hospitalised for five or more consecutive days, this benefit covers the cost of boarding your pet at a licensed kennel or cattery.
- Essential Euthanasia. If euthanising your pet is deemed a humane and essential course of action by your vet, your policy covers the benefit percentage for the vet expenses you incur as a result.
- Paralysis Tick Benefit. If your dog or cat requires treatment for tick paralysis, this benefit covers the resulting vet expenses (up to the benefit percentage and cover limit that apply).
- Pet Overseas Travel Insurance. If your pet requires veterinary treatment while overseas with you in a location where Australian quarantine regulations do not require the pet to be quarantined on its return, this benefit covers your overseas vet expenses.
Are there any optional extras?
You can also add the following optional covers to your policy for an additional premium:
- Routine Care. If you choose the Routine Care Benefit option, your policy will pay a specified amount of benefits to cover preventative healthcare treatments for your pet, such as vaccinations and flea or worm control.
- Dental Illness Benefit. Selecting this benefit entitles you to up to $3,000 cover per year if your dog or cat requires dental illness treatment for:
- Removal of teeth where medically necessary due to dental disease arising from infection, retained deciduous teeth, cavities or tooth fracture
What exclusions should I be aware of?
Bondi Vet Pet Insurance is designed to help cover the unexpected and unforeseeable veterinary expenses associated with pet ownership. As a result, there are certain circumstances and conditions that will not be covered by your policy, such as:
- Pre-existing conditions
- Dental care procedures (unless you select the optional Dental Illness Benefit)
- Regular, prescription or dietary pet food
- Preventative procedures and treatments, for example vaccinations and flea/tick/worm control (unless you select the optional Routine Care Benefit)
- Grooming and bathing your pet
- Accessories such as crates, bedding and collars
- Training, therapy and alternative therapies
- Treatment while your dog is used for commercial purposes, such as breeding, racing or in law enforcement
- Treatment of or conditions attributable to behavioural problems
- Stem cell therapy
- Medication not approved or listed by the APVMA (Australian Pesticides and Veterinary Medication Authority)
- If you pursue a course of treatment other than that recommended by your vet
- Breeding or obstetrics
- Out-of-hours treatment (unless the vet believes an emergency consultation was necessary)
- Elective procedures and treatments
- A malicious act, deliberate injury or gross negligence caused by you
- If you fail to take all reasonable precautions to protect your pet from a situation that could lead to injury or illness
Check the Bondi Vet Pet Insurance product disclosure statement (PDS) for a full list of general exclusions.