Can I get dental work abroad?

Given how expensive Australian dentistry is, it's no wonder that a number of Australians head overseas for dental work. This is also known as "medical tourism". Keep in mind that there will be additional expenses involved. Apart from the cost of dentistry, you should also account for flight tickets and accommodation. It may be cheaper to pay a local dentist. If you do decide to get medical work done abroad, it's important to have the right insurance as there may be risks involved too.

Can I withdraw my super to pay for emergency dental work?

In most cases, you won't be able to access your super until you reach the preservation age. However, there are some situations where you may be able to access your super early. Under "compassionate grounds", you apply to the ATO through myGov (ATO online services), and your super fund pays the money once the ATO approves the release. This will enable you to access your super early to pay for medical costs. This includes dental work. Before accessing your super, you should also consider if it's the best option. There may be more suitable options. You should also look into the drawbacks of withdrawing your super early.

Can I take out a short-term payday loan for my dental work?

Short-term loans, or payday loans, are alternatives to a standard personal loan or other form of finance. However, these are more dangerous forms of finance as they often charge high fees, particularly if you don't make a repayment on time. It is usually better to take out another form of finance instead, but if you're considering a short-term loan you should understand the risks involved and be very confident that you can make the repayments.

Can I get a dental loan with bad credit?

Yes, you may be able to get a dental loan with bad credit. You'll likely have to pay a higher interest rate though, as personal loan rates are often personalised. You'll also probably have a lower borrowing capacity. You might be more likely to get a secured loan.