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The Pepper Money Advantage Alt Doc Home Loan is available credit-impaired and self-employed borrowers. It has a high maximum loan size, a wide variety of purposes it may be used for and a range of features.
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Review by
Marc Terrano is a lead publisher and growth marketer at Finder. He has previously worked at Finder as a publisher for frequent flyer points and home loans, and as a writer, podcast host and content marketer. Marc has a Bachelor of Communications (Journalism) from the University of Technology Sydney. He’s passionate about creating honest and simple reviews and comparisons to help everyone get value for money.
Pepper Money is a non-bank lender specialising in helping self-employed borrowers and borrowers who've had some rough patches in their credit history. While Pepper is a homegrown brand, it has expanded to be a global credit provider, with offices in Spain, South Korea, Ireland and the UK.
You can apply for a Pepper Money Advantage Alt Doc Home Loan by clicking on the apply links available on this page.
Unlimited number of judgements or defaults which have occurred two years before you apply, whether they are paid or unpaid may be considered. A further two defaults will also be considered if they occurred between 12-24 months ago. You may also qualify if your mortgage is up to two months in arrears. Defaults less than $1,000 will be ignored regardless of the date in which they occurred.
To qualify for this loan, you'll need to satisfy the following conditions:
You'll also need to supply one of these three: