Pepper Money
Get a personal loan starting from 5.95%p.a. or a home loan from 6.84% p.a.
Pepper Money is a homegrown Australian non-bank lender which launched in 2000. It offers solutions for home loans, car loans, personal loans, loans for professional equipment and commercial loans to customers Australia-wide.
Its personal loans allow you to borrow up to $100,000, with a personalised rate starting from 5.95% p.a.
Compare Pepper Money personal loans
3 of 3 results
Compare other products
How we picked these
Pepper Money loan uses
Pepper Money personal loans are available for a range of purposes, including:
- Debt consolidation of payday lender debts
- Weddings
- Cars
- Payout
- Rental
- Mortgage and credit arrears
- Payment of defaults and judgements
- Loans for business purposes
Features of Pepper Money personal loans
The following features are available with Pepper Money:
- Rate estimate. Get an estimated rate based on some simple personal information before you apply.
- Repayment calculator. Calculate your expected repayments to see what you can afford.
- Range of loan purposes. Pepper Money loans are available for almost any legitimate purpose.
- Secured and unsecured options. Depending on the type of finance you're looking for, how much you would like to borrow and your financial circumstances, Pepper may give you the option of a loan secured by an asset or not.
- Quick application. You can apply online in just 10 minutes.
- Quick approval. Pepper aims to get a decision as to whether or not your application has been approved to you within 5 hours.
- Quick funding. If approved, funds should be in your account by the next business day.
- Options for bad credit borrowers. Having a poor credit history can make getting a personal loan more difficult. With Pepper Money, an applicant's financial circumstances are considered on a case-by-case basis.
How to apply
To apply for a loan with Pepper, simply click "Go to site" to visit the lender directly and complete an application. Applicants for these loans will be required to:
- Be aged 18 or over
- Be an Australian citizen or permanent resident
- Have some form of employment
Depending on the type of finance that you are applying for, other eligibility criteria may also apply.
Compare other products from Pepper Money
More resources on Finder
Ask a question
More guides on Finder
-
Judge these loans for legal fees yourself
We’ve written about loans you can take out to pay for your legal fees.
-
Solar financing options for your home
The ultimate guide to finding solar panel finance to help you install a clean, renewable solar power system at home.
-
Can I get a personal loan?
We’ve written about what lenders look for when assessing your personal loan application.
-
Personal loans for pensioners
Are you looking for a loan but having trouble finding one you're eligible for because you're retired? This is the guide for you.
-
Personal Loans for Single Parents
Being a single parent shouldn't stop you from applying for credit. Find out how to maximise your chances of getting a personal loan today.
-
Compare renovation loans
We’ve written about how you can fund your dream renovation and renovation dos and don’ts.
-
Swimming Pool Finance
Swimming pools are a great way to spend your summer while increasing the value of your property. If you're looking to invest in a swimming pool, find out about your personal loan options here.
-
Wedding loans
If you’re worried about paying for your wedding, there are a number of wedding loans that you can consider. Compare features and fees today on wedding loans up to $100,000.
-
Unsecured personal loans in Australia
Compare unsecured personal loans from some of Australia's top lenders. Find the best deal on rates, fees and features in seconds.
-
Cheap personal loans in Australia September 2026
Find out exactly what you need to know when it comes to cheap personal loans, including working out if a loan is really competitive.