People’s Choice Credit Union Online Saver Account

Watch your savings grow with bonus interest paid just for being a good saver.

The Online Saver Account from People’s Choice Credit Union provides its members with an opportunity to boost their savings with bonus interest. With easy to meet criteria you can earn interest at a competitive rate and reach your savings goals quickly. The Online Saver also provides easy accessibility so that you can better manage your account and your finances.

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0.45% p.a.

Maximum variable rate


Base interest rate

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Product NamePeople's Choice Credit Union Online Saver Account
Maximum Variable Rate0.45% p.a.
Standard Variable Rate0.05%
Monthly Account Fee$0
Minimum Opening Deposit$0
Minimum Age13

Key features

Monthly administration fee

There are no monthly charges to you with this online savings account.

Bonus rate

The bonus rate is added to the base interest every month that you make no withdrawals from the account. Any electronic payments from the account are considered a withdrawal and will make you ineligible to receive bonus interest for that month.

Interest calculation

The interest is calculated on the daily balance and paid into the account once a month, giving you a chance to earn even more with compound interest.

Payroll credit

You can set up a free payroll split to be credited directly to your Online Saver Account from your salary.

How to apply


You will be asked to pay a $2 fee for your share of the credit union when applying. Other eligibility requirements you will need to meet in order to qualify for the Online Saver Account include:

  • Minimum age. People's Choice members aged 13 and over can apply for this account.
  • Residency requirements. Australian permanent and temporary residents are eligible provided that they have a residential address in Australia.

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