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Compare payday loans

We've filtered the table below to only show payday loans that meet your criteria.

Are you struggling financially?


If you're struggling financially and would like to speak to someone for free financial advice, information and assistance you can call the Financial Counsellors hotline on 1800 007 007 (open from 9:30am to 4pm, Monday to Friday). If you are suffering financial problems related to the coronavirus pandemic you may be eligible for additional support.

⚠️ Warning about Borrowing

payday-warningDo you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

1 - 20 of 95
Updated regularly
Name Product Maximum loan amount Term of Loan Turnaround time Arrears Fee Costs Fortnightly Repayment (for $5000 Loan)
Now Payday
Now Payday
$1,500
Next payday
24 hours
29.98
Apply for a fast-tracked loan now and get a cash Loan up to $1,500.
Sunshine Short Term Offer
Sunshine Short Term Offer
$2,000
9-12 weeks
30 minutes (conditions apply)
$30
20% of borrowed amount + 4% of borrowed amount each month
Apply online with Sunshine Loans and you could borrow up to $2,000 paid directly into your account. Family Business since 1999.
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More Info
Payday Mate Payday Loans
Payday Mate Payday Loans
$2,000
16 to 47 days
1 Business Day
$47
29.98
More Info
Munibox Fast Loans
Munibox Fast Loans
$2,000,000
3 to 12 months
24 hours
Varies upon the loan amount
A secured loan of $5,000 or more with no upfront fees or payments. Access to funds on the day you apply.
City Finance Small Cash Loans
City Finance Small Cash Loans
$2,000
12 weeks to 52 weeks
same day
Fair Go Finance Medium Personal Loan
Fair Go Finance Medium Personal Loan
$5,000
6 to 15 months
Within 24 hours
$35
Establishment fee of $400
$238.07
A larger loan up to $5,000 you can apply for even with bad credit. Fast turnaround within 1 business day. Note: You must earn more than $500 per week.
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Max Cash Loans
Max Cash Loans
$10,000
6-12 months
Next Business Day
Fees and charges will be set out and based on your credit score and worthiness.
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OK Money Medium Term Loan
OK Money Medium Term Loan
$4,600
24 Months
$30
More Info
Needy Money Medium Loan
Needy Money Medium Loan
$5,000
1 to 2 year(s)
1 hour - conditions apply*
Based on your credit history, employment and residential stability.
$263.18
Apply for up to $5,000 and have up to 2 years to repay.
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Swift Small Loans
Swift Small Loans
$4,500
10 - 52 Weeks
Within 60 minutes
$15
20% of the loan amount & 4% monthly service fee.
More Info
Nimble Medium Size Loan
Nimble Medium Size Loan
$25,000
62 days to 48 months
1 hour - conditions apply*
$15
Application fee of $400 + 47.62% p.a. for $2,050 to $5,000
A larger loan up to $25,000 you can apply for even with bad credit. Your loan can be funded within 1 hour.
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SRG Finance Cash Advance
SRG Finance Cash Advance
$1,200
62 days
2 hours
20% of borrowed amount + 4% of borrowed amount each month
Apply for a cash advance up to $1,200 and you can receive it on the same day. The loan is not offered to individuals who are on centrelink benefits.
More Info
Payday 24/7
Payday 24/7
$1,000
16, 22 or 32 days
Same Day if approved
$38.50
20% of borrowed amount + 4% of borrowed amount each month
You could borrow up to $1,000 without a credit check from Payday 24/7
Capfin Money Medium Amount Loan
Capfin Money Medium Amount Loan
$5,000
6 to 18 months
Overnight
$25
$400 establishment fee + 48% p.a.
$263.18
A convenient loan up to $5,000. Receive approved funds the next business day.
Payday Gold
Payday Gold
$1,500
up to 15 days
24 Hours
29.98
Get up to $1,500, quick approval, 100% online and Confidential and secure.
CashnGo Loans
CashnGo Loans
$2,000
2 - 6 months
30 mins - conditions apply
$6
20% of loan principal + 4% of principal amount p/m
More Info
Easy Financing Personal Loan up to $5,000
Easy Financing Personal Loan up to $5,000
$5,000
1 to 12 months
Same Day if approved
$35
$400 establishment fee + 4% of the principal amount monthly fee
If you earn $450 p/w you could borrow up to $5,000 online.
More Info
Cash Australia Small loan
Cash Australia Small loan
$2,000
30 days to 12 months
Within 24 hours
$29
20% establishment fee and 4% monthly fee.
More Info
Nimble Small Loan
Nimble Small Loan
$2,000
62 days to 9 months
1 hour - conditions apply
$15
20% of loan amount + 4% of loan amount each month
A loan up to $2,000 with terms up to 62 days to 9 months. Centrelink cannot be your primary source of income.
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More Info
Wallet Wizard Small Cash Loan
Wallet Wizard Small Cash Loan
$2,000
4-12 months
Next Business Day
$10
15% of the amount you borrow + 2% each month
More Info
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