Payday AU

Information verified correct on December 11th, 2016

Be connected to lenders across Australia for a quick short-term loan of up to $1,000.

Payday AU is the trading name of PDB UK Limited - a global company with expertise in short-term financial solutions. Payday AU is fully registered and regulated by the Australian Credit and Investments Ombudsman Limited and is fully authorised to act as a credit representative for selected Australian lenders. Established in 2008, PDB UK Limited is now an established global company operating in Australia, Canada, the UK and the USA.

Payday AU works with a large panel of cash loan lenders, and so is able to offer you a fast, straightforward way to get fast cash loans. It is free to apply with the firm, and you won't be charged any extra fees.

The firm’s infrastructure is supported by established cash lenders in Australia, providing a service to help people with their fast cash needs.

Comparison of Other Payday Loans

Whilst we don't directly compare Payday AU, compare other short term loans offering similar features

Rates last updated December 11th, 2016
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Types of personal loans from Payday AU

Payday AU is concerned with helping salaried employees obtain short-term cash advances from established lenders. This sort of credit is typically for the purpose of tackling emergency bills. You can apply for any amount between $100 and $1,000.

For these quick personal loans, you pay a standard establishment fee and a credit fee. No hidden or further administrative costs apply. Non-payment may affect your credit score. Some lenders may pursue borrowers by legal means in the event of repeated non-payment and this varies between lenders.


Features and benefits of a Payday AU personal loan

  • Low amounts. It is possible to borrow between $100 and $1,000. The exact amount you can borrow will depend on your circumstances and your lender.
  • Fast processing. The loan could be in your account on the same day you apply, although times vary between lenders. You will need to complete your application with the lenders, although usually this can all be done online.
  • Loan renewal. If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal or extension could be automatic and further interest and/or charges may be added to your account.
  • Credit check. A credit check is just one of the issues the firms lenders will consider when assessing eligibility for a personal cash loan. This is because a small amount credit contract is a short-term loan and does not attract the same attention as a long-term loan.

How to apply for a personal loan from Payday AU

To qualify, you'll need to be 18 or over and in paid permanent employment. You will also need to be an Australian resident. In addition, you will need an Australian bank account for the loan to be paid into, as well as bank account statements so that the lenders can verify your identity and perform credit and affordability checks. The lender will need access to your bank account statements for the last 90 days for this purpose.

You will be asked to provide your name and address, your date of birth, your contact telephone numbers and email, your work and pay details, and your bank account details.

To apply, simply complete the online application form and you will be forwarded to the lender to finalise your application.

When you apply for a short-term loan through Payday AU, the firms system searches
hundreds of loan providers who match your specified criteria. Your application is then forwarded to companies that can help. You will then be contacted by providers notifying you that your application has been approved. If you choose to accept their terms and conditions and they will transfer the loan amount to your bank account.

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