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OK Money offers a variety of loans and has served over 95,000 customers since it began operations. This business has 18 stores in Queensland, Northern Territory, and New South Wales, and while you can apply for an OK Money loan by visiting any of its stores, you can also apply online.
The different loans OK Money offers include Short Term Loans, Medium Amount Loans, Settlement Loans and Business Loans. The one that suits you best will depend on your particular needs, and you can apply for one even if you’re unemployed or have bad credit history.
Whilst we don't compare this loan directly, here are some other loans that are similar.
OK Money provides loans to suit different requirements and given below are details of its offerings:
OK Money aims to keep its fee structure simple and easy to understand, and the fees you have to pay depend on the loan you take. While you have to pay some of these fees, you can avoid some others.
Short Term Loans
Medium Amount Loans
Business Loans
OK Money operates with an Australian Credit License and practises responsible lending. With over 15 years of experience, OK Money boasts an increasing number of repeat customers, and much of OK Money’s existing staff has worked with them for over five years.
OK Money gives you a clear indication of the fees and charges you might have to pay during the course of the loan. It aims to build long-term relationships with their customers by providing high levels of personalised customer service.
You can apply for an OK Money loan online, over the phone, or in-store. The following criteria will need to be met in order for you to be eligible:
Completing the application requires that you provide a host of information, which includes the following.
Getting a secured or unsecured OK Money loan can be a good idea, given that it does not attract any early payment fees, but since you can find this feature in other loans, make sure you compare a few before submitting an application.
Can I apply for an OK Money loan if I’m unemployed?
You can apply for an OK Money Short Term Loan if you’re unemployed, provided you receive income through Government benefits.
Can I apply if I live in a remote community?
Yes, you're able to apply online and over the phone.
How long does it take to get an OK Money loan?
If you apply outside business hours, you'll have to wait for the next business day for the process to begin. For new customers, the process takes around an hour, and for existing customers the process takes around 30 minutes.
Do I have to visit an OK Money store to sign application forms?
No, you don’t. OK Money sends the required documents to you via email, which you can sign using a secure e-signing process on your PC, tablet, or smartphone.
Does OK Money only provide loans?
OK Money also provides a cheque cashing service, through which you can expect instant cash for a third-party cheque. For this, you have to visit an OK Money store.
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Need some quick help! Big contract offered! need to pay Visa cost, thn it’s repaid + more!
Hi David,
Thank you for reaching out to finder.
If you are looking to apply with OK Money loan, You can apply online, over the phone, or in-store. The following criteria will need to be met in order for you to be eligible:
You are over 18 years of age
You are a permanent resident of Australia
You have a steady source of income (this can be from Centrelink)
You may also check on other lenders that are featured on the table to see what suits you. Hope this helps!
Cheers,
Reggie
what if my income goes into someone else’s account an I still eligible for a loan to my account if I’m full time and paid well
Hi Alex,
Thanks for getting in touch with finder. I hope all is well with you. :)
You may still want to give it a try. OK Money Loan approves clients who have a stable source of income and have the ability to show the details of their income. If you are able to meet the requirements of the lender, then you would be approved.
What you can do is review the criteria, details of the loan product, and its conditions, then contact the lender directly to discuss your loan options and eligibility.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
Hi I need a quick easy cash loan. Please I need help. I have severe tooth ache need a denture too.
Hi Paula,
Thanks for your inquiry.
There are a number of options for you if you need fast and easy loans. You may refer to the pages below to compare your options.
Cash Loans
Instant cash loans
Quick loans
These pages have a comparison table you can use to see which lender suits you. You can click the name of the lender or the “More info” link to be redirected to our review page and learn more about the lender’s loan offer, rates, and requirements as well as the pros and cons of using their loan service. When you are ready, you may then click on the “Go to site” button and you will be redirected to the lender’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
Hope this information helps
Cheers,
Arnold
Im a full time employee so can I apply for a loan?
Hi Bonita,
Thanks for your question.
With OK Money, you may apply for a loan as long as you meet the other eligibility criteria which include your age (must be at least 18 years old) and residency (must be a resident of Australia).
You may also compare your other personal loans options using our comparison table.
Please click the name of the lender or the “More info” link to be redirected to our review page and learn more about the lender’s loan offer, rates, and requirements as well as the pros and cons of using their loan service. When you are ready, you may then click on the “Go to site” button and you will be redirected to the lender’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
Cheers,
Anndy
Hi I’m in need of a $10,000 loan. Is it possible for me to get that much being on Centrelink payments but actively looking for work? Can you please give me a list of institutions that may allow it?
Thanks and Cheers,
Michelle
Hello Michelle,
Thank you for your inquiry.
You may be eligible for a loan if you receive Centrelink payments as part or even all of your income. These loans would generally come from short-term lenders, banks, and credit unions. Government and community financial assistance schemes are also available. You compare and check out your loan options if you receive Centrelink. You should be able to check which lenders do by checking the table found on the page.
You can click the name of the lender to be redirected to our review page and learn more about the lender’s loan offer, rates, and requirements as well as the pros and cons of using their loan service. When you are ready, you may then click on the “Go to site” button if available and you will be redirected to the lender’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
Hope this helps.
Cheers,
Jonathan
Hi im Reginald Tipiloura I really need loan to pay for my friends wedding
Hello Reginald,
Thank you for reaching out to Finder.
It is so thoughtful of you to help pay for your friend’s wedding.
As you are on the OK Money Loans page, you may also want to compare similar payday loans, or compare personal loans from a range of brands.
The pages also feature a comparison table which you can use to review details side by side.
From there, hopefully, you would be able to make an informed decision on who you would opt for. When you are ready, you may then click on the “Go to site” button and you will be redirected to the lender’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
Cheers,
Gru
Hi I’m looking to borrow 3000 dollars over 3-5 years and I receive a pension, can you help?
Hello Kylee,
Thank you for your inquiry.
Please check our list of pensioner loan providers who may accept your pension as an income.
Please be reminded to review their requirements and the fine print, as this varies per lender.
Hope this helps.
Cheers,
Jonathan
I need a loan, but no one will lend me money. Who can lend me money?
Hi Ronald,
Thanks for your inquiry.
We do have a list of payday loans, which might be something that would help you. You may compare your options from there and you can make use of the payday loan interest rate slider calculator, too, to have a better idea of how much your loan would cost.
I hope this helps.
Cheers,
Rench
Will you be considered if you have steady employment and had entered a part 9 debt agreement June 2016?
Kind Regards
Jack
Hi Jack,
Thank you for your inquiry.
With OK Money, you can apply even if you have a bad credit history, although it would be best to get in touch with them directly to confirm if having a part 9 agreement will be considered. In the meantime, if you want to check your other options aside from OK Money, you may consider bankrupt loans and get in touch with a lender to discuss your eligibility for a loan.
Hope this helps.
Cheers,
May
i need cash by tomorrow what must i do now
Hi Theri,
Thanks for reaching out.
If you want to apply for a loan from OK Money and you think you are eligible, please head over to their website. In the meantime, you may also review the criteria and contact the lenders listed in the table above for your other options. You can click on the ‘Go to site’ button to head over to the lender’s official page.
Hope this helps.
Cheers,
May