Loans Payday Loans

If you’re looking some quick cash to help take you through to your next pay cheque, then you may want to consider Loans Payday.

Loans Payday have access to a range of lenders that provide competitive short term loans. These loans should be repaid within 42 to 47 days, making them an ideal way to make ends meet before your next paycheque.

Your first loan from Loans Payday will be interest free, with a fixed $2 fee. This means if you borrow $400, you can successfully pay back the loan with $402 within the designated time period.

If you experience financial pressures before you next paycheque, a personal loan from Loans Payday may provide a suitable solution. From birthday gifts to urgent bills, there are no restrictions on the way you can spend your cash advance.

Comparison of Other Payday Loans

Whilst we don't directly compare Loans Payday Loans , compare other short term loans offering similar features

Rates last updated May 24th, 2018
Name Product Max. Loan Amount Term of Loan Turnaround Time Costs Fortnightly Repayment $1,500 Product Description
Sunshine Short Term Loans
9-15 weeks
30 Minutes - conditions apply
20% of loan amount + 4% of loan amount each month
Apply online with Sunshine Loans and you could borrow up to $2,000 paid directly into your account. Note: Centrelink must not be your primary source of income.
Credit24 Short Term Loan
6-12 months
Same day
20% of loan amount establishment fee + 4% of loan amount monthly.
A loan with a quick turnaround time and generous loan term. To be eligible, Centrelink must not be 50% or more of your income.
Wallet Wizard Smart Loan (Up to 2K)
Up to 2 years
24 hours
47.8% APR
Apply for up to $2,000 as a convenient line of credit.
Nimble Short Term Loan
62 days to 1 year
1 hour - conditions apply*
20% of loan amount + 4% of loan amount each month
Apply for up to $2,000 and have 62 days to 1 year to repay. Note: Centrelink must not be your primary source of income.
Ferratum Cash Loans
up to 6 months
Same Day if approved
20% of borrowed amount + 4% of borrowed amount each month
Ferratum lets you apply for up to $1,900 without a credit check.

Compare up to 4 providers

Types of personal loans from Loans Payday

  • Instant cash advance. A cash advance from Loans Payday can potentially be in your account 60 minutes after your application has been approved. Your credentials will be reviewed, and if you are a successful candidate you will receive funds instantly. Applications for an instant cash advance can be made online. The application requires basic details of employment, citizenship and age, and does not take into account a bad credit history. First time borrowers will be entitled to $600 on their first transaction with the lender. After that, your amount will increase. Returning customers can be eligible to up to $2,000.
  • Payday loans. With low interest rates, payday loans are in ideal way to make ends meet before your next paycheque, and allow you to repay the amount with little or no out of pocket expenses. First time borrowers have the option of choosing an interest free loan, and paying a fee of $2 for their entire loan, provided it is paid back on time.

Features and benefits of a Loans Payday loan

  • Access to instant cash. Applying for a loan from a bank or credit union can take weeks to complete. The processing time of a loan from Loans Payday can be less than a day. Once a borrower's application has been reviewed and approved, cash will be sent.
  • Repayments. Finance from Loans Payday feature competitive fixed interest rates, or no interest at all. New customers have the option of choosing a loan with zero interest. Instead, a $2 fee is charged for the entire term of the loan. Some cash advances from Loans Payday are also available with a rate of $0.01 fixed interest.
  • No credit-checks. Poor credit history will not be taken into account when applying for a loan from Loans Payday. With the exception of bankruptcy, Loans Payday will only consider your current financial situation.
  • Flexible repayment terms. With a variety of loans available from a number of lenders, finance from Loans Payday can be paid back between 42-47 days. This will ensure you can pay back your loan on receiving your next scheduled paycheque.

How to apply for a personal loan from Loans Payday

The application process for a loan from Loans Payday can be completed online. Successful applicants will be employed either full or part time, would have been working for three months, and currently earn a minimum of $350 per week after tax.

Generally, bad credit history will not affect your loan application. As long as the provider is satisfied your current financial situation enables you to repay your loan in a timely fashion, you will be granted a cash advance.

If successful, your application will be matched with a loan from an affiliated company. If it’s your first loan from Loans Payday, you will be granted a cash advance of up to $600. Once the loan has been repaid, you may to continue to apply for higher loans. Applicants can receive up to $2,000 with this provider.

If unexpected car repairs or bills arise before your next paycheque, a personal loan from Payday Loans can be an ideal solution. The application process for this lender is 100% online, and can be completed at any time of the day. Once your credentials have been reviewed and approved, you will potentially have access to cash within 60 minutes.

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