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GetPaidToday Payday Loan

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If you're looking for a small short term loan, then you may want to get help from GetPaidToday.

$2,000

Maximum loan amount

Same Day

Turnaround time

$396

Fortnightly repayment
for $1,500 loan

1 - 12 months

Term of loan

We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .

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⚠️ Warning about Borrowing

payday-warningDo you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

Who is GetPaidToday?

GetPaidToday is a loan broking company which connects a large network of lenders with prospective borrowers who are looking for payday loans. As a loan broker they provide customer service and expertise in the field of payday loans and work towards finding loans that suit their clients' needs.

Comparison of Payday Loans

Whilst we don't directly compare GetPaidToday Payday Loan, compare other short term loans here

Data indicated here is updated regularly
Name Product Maximum loan amount Term of Loan Turnaround time Arrears Fee Costs Fortnightly Repayment (for $1500 Loan)
Sunshine Short Term Loans
$2,000
9-14 weeks
30 minutes - conditions apply
$35
20% of loan amount + 4% of loan amount each month
$396
A small loan up to $2,000 that you repay over 9-14 weeks. Loans approved and funded in as little as 30 minutes.
Nimble Short Term Loan
$2,000
62 days to 9 months
1 hour - conditions apply
$15
20% of loan amount + 4% of loan amount each month
$372
A loan up to $2,000 with terms up to 62 days to 9 months. Centrelink cannot be your primary source of income.
Safe Financial Small Loan
$5,000
22 - 52 weeks
Same day - conditions apply
$35
Up to $2,000 - 20% establishment fee + 4% monthly.

Above $2,000 - $400 + from 8.7% to 48% APR
$396
Borrow from $1,000 to $5,000 with same-day funding and no early repayment fees.
Fair Go Finance Small Loan
$2,000
3-12 months
1 business day
$35
Establishment fee 20% of loan amount + monthly fee 4%
$354
A small loan between $500 and $2,000 that can be funded in 24 hours.
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Compare up to 4 providers

GetPaidToday is a trading name for Pingtree PTY LTD who are a UK-based company specialising in financial services. Pingtree have established a large network of payday loan providers in Australia, including My Payday, Place Easy Payday and Perfect Payday.

Types of GetPaidToday Payday Loan

GetPaidToday works with a range of lenders who are able to provide clients with a variety of loan options. Based on your application they will assess your financial needs and situation and find a lender who will be able to offer you a loan. GetPaidToday loans may be an option to consider if you need funds for the following:

  • Home repairs. If your property is damaged but you don't have the money to fix it before payday.
  • Emergency expenses. If you have an unexpected medical emergency or something happens and you need access to quick cash.
  • Car repairs. If your car is involved in an accident or breaks down and you need money to get it fixed.
  • Bills. If you receive a bill that is higher than you expected or forgot to make payments for a purchase.

Features of a GetPaidToday loan

Applicants looking for a convenient loan service that connects you to lenders, GetPaidToday may be able to help. Take a look at their features:

  • Variety of lenders. GetPaidToday gives applicants access to a wide variety of lenders and payday loans.
  • Fixed interest and fees. GetPaidToday has a fixed loan structure so you know how much you will have to pay when you sign your contract.
  • Loan term and amount. GetPaidToday offers loan terms of between 30 and 365 days, and loan amounts of between $100 to $2,000.
  • Security. All online loan applications are 100% safe and secure, and if you have problems you can contact the loan broker directly.

Fees and charges

GetPaidToday isn't a lender, so you won't pay any fees for their services. The fees you will be charged are set by the lender you eventually agree to take a loan out with.

However, because payday loans are capped by ASIC (Australian Securities and Investments Commission) borrowers can expect to pay a 20% establishment fee and 4% in monthly fees for most loans through GetPaidToday.

Eligibility

The eligibility criteria differs between lenders and the loan you are offered will be based on the personal information your provide. Here are some basic criteria which you'll need to meet. You'll need to:

  • Be aged 18 years or over
  • Be a resident of Australia
  • Have an active bank account
  • Have a regular source of income deposited into your bank account ie. not be paid in cash
  • Provide correct personal and contact information

How to apply

To apply for a loan with GetPaidToday, simply follow the secure link on this page to their online application form. The application form requires you to submit your personal information in order to verify your identity to the lenders. It will take a few minutes for GetPaidToday to find a suitable lender and then approve your application. You can then electronically sign the loan agreement and receive the loan amount.

Things to be aware of

GetPaidToday is a loan broker and not an actual lender. You need to check the fees and terms and conditions associated with the loan on the lender's site. Once you sign a loan contract you will be dealing with the actual lender and not GetPaidToday.

FAQ

The following are frequently asked questions regarding payday loans from GetPaidToday:

Can I apply if I have bad credit?

Some of the lenders that are part of GetPaidToday's network lend to people with bad credit. If you have a poor credit rating you can still apply and see if there are any available lenders.

Will I be charged to use GetPaidToday's loan service?

No. GetPaidToday is a free loan service.

How do I make repayments?

The details of your repayments will be outlined in your contract. The amount you owe will usually be debited from your nominated bank account on an agreed date, although this can differ between providers.

What if I cannot repay my loan?

If you cannot pay your loan you should contact your lender, not GetPaidToday. Before agreeing to the loan terms be sure to check the fees you will be charged if you cannot make your repayments.

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