Aussie Payday Cash Loans

Aussie Payday Cash Loans can help you out with finance when you credit rating isn't amazing.

Aussie Payday Cash has a different approach to other payday loan companies. They stress the value of fast short term loans as fixes for urgent financial uses. They also place a lot of emphasis on speed of loans, referring to ‘approval in seconds.’ This claim refers to Aussie Payday Cash stated approvals time frame.

In the short term cash market, this dynamic gets a lot of traction. Payday loans are typically targeted to people who need cash in a hurry, and Aussie Payday Cash is geared to deliver. The information provided for borrowers is clear, unambiguous and effectively structured for easy use by borrowers.

Comparison of Loans

Whilst we don't compare loans from Aussie Payday Cash Payday Loans directly, use the tables below to see how they compare against other short term loans

Updated October 15th, 2019
Name Product Maximum Loan Amount Term of Loan Turnaround time Arrears Fee Costs Fortnightly Repayment (for $1500 Loan)
62 days to 9 months
1 hour - conditions apply
10% of loan amount + 2% of loan amount each month
Finder Exclusive: 50% discount on the establishment fee (now 10% of the loan amount) and monthly fee (now 2% of the loan amount)
A loan up to $2,000 with terms up to 62 days to 9 months. Centrelink cannot be your primary source of income.
9-12 weeks
30 minutes - conditions apply
20% of loan amount + 4% of loan amount each month
A small loan up to $2,000 that you repay over 9-12 weeks. Loans approved and funded in as little as 30 minutes. Centrelink must not be your primary income
Up to 2 years
3 hours - conditions apply
Apply for up to $2,000 and be able to access your approved loan as a convenient line of credit.
22 - 52 weeks
Same day - conditions apply
Up to $2,000 - 20% establishment fee + 4% monthly.

Above $2,000 - $400 + from 8.7% to 48% APR
Borrow from $1,000 to $5,000 with same-day funding and no early repayment fees.
6-12 months
Same day - conditions apply
20% of loan amount establishment fee + 4% of loan amount monthly.
Credit24 offers this loan up to $2,000 and gives you 12 months to repay.
3-12 months
1 business day
Establishment fee from 10% of loan amount + monthly fee from 2%
A small loan between $500 and $2,000 that can be funded in 24 hours.
3 to 12 months
1 business day
10% of loan amount + 2% of loan amount each month
A small loan up to $2,000 from a lender backed by NAB. Transparent eligibility criteria and competitive costs.

Compare up to 4 providers

Types of loans from Aussie Payday Cash

Aussie Payday Cash loans are purely cash loans of up to $500. The company does not lend directly, but sources lenders for borrowers. Aussie Payday Cash offers loans for any purpose. These cash loans are potentially useful financial problem solvers, and can be used to ward of budget-wrecking expenses, troublesome bills and similar domestic issues.

Aussie Payday Cash promotes its loans honestly, focusing on obviously useful and legitimate reasons for borrowing. The range of uses also applies to other situations, like needing money at short notice for things like long distance travel, special occasions, car repairs, or basics like rent and groceries.

For those worried by money problems and looking for short term loans, the clear spelling out of options provided Aussie Payday Cash helps the borrower understand the value of the loan. It’s also a good and simple introduction to the fundamental idea of payday loans, providing cash need it.

Features and benefits of an Aussie Payday Cash loan

The Aussie Payday Cash loans emphasise speed and convenience. They back this up with what they claim to be Australia’s fastest payday loans. The approval process is very quick, with no paperwork required. This is a practical approach which is appropriate for those seeking emergency cash in a hurry, delivering exactly what borrowers need.

No credit checks. Aussie Payday Cash have dispensed entirely with credit checks. This means that they focus purely on the borrower’s ability to pay in their current circumstances, not past history. Their no credit checks policy also ties in with their stated minimal paperwork approach to lending.

Fast funding. Funds can be deposited in 24 hours. This fast funding is also geared to their stated loan purpose, providing emergency loans for those who need cash quickly. Funds are electronically deposited into a nominated bank account.

Cost and terms of loans are very clear. Aussie Payday Cash provides a clear picture of rates and costs of their loans on their ‘Rates’ web page. The full cost of loans from $100 up to $2000 is shown on a chart. This isn’t an interest rate as such. It’s a straight charge per $100 of loan at a set rate. Aussie Payday Cash Loan terms range from 16-47 days and payments are made on a regular basis over the term of the loan.

How to apply for a loan from Aussie Payday Cash

To apply for a loan, click ‘Go to Site’ on any page of the website. You’ll be directed to an online form which requires basic information regarding borrower details. Provide all the information requested and nominate the amount of money required. Aussie Payday Cash will respond to your request.

Important points related to the Aussie Payday Cash disclaimer on loan applications, please note.

  • Aussie Payday Cash does not guarantee a loan will be made.
  • Lenders may wish to confirm borrower details, as stated by the Aussie Payday Cash privacy policy information.


Aussie Payday Cash doesn’t specifically exclude any applicants from eligibility for a loan in the information provided. The income sources cited in the application form include self-employed people and those who are unemployed or receiving Centrelink benefits.

Aussie Payday Cash provides clear information about all costs to borrowers and terms of loans. Using the rates charts on their website, borrowers will have no difficulty at all calculating the cost of loans. Aussie Payday Cash provides all the required information in terms of compliance with responsible lending practices.

These fast loans are a good mix of practical options and clear financial solutions, properly presented as short term ways of overcoming financial problems. It should also be noted that the extended loans, designed for periods of up to 47 days over six weeks, obviously allow for a fast loan to be repaid in full easily with less initial outlay than the common 14 day repayment terms offered by other lenders.The overall loan process is well described, well documented, and leaves no question unanswered.

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2 Responses

  1. Default Gravatar
    FrancisAugust 21, 2016

    I have 4 short term loans, now its hard to try keep up with payments. I am up to date but would like to get 5000 to pay them out but now can cause keep getting rejected as have to many short term loans. Is there any one who will lend me 5000 to pay them out. I have bad credit rating.

    • Avatarfinder Customer Care
      ElizabethAugust 22, 2016Staff

      Hi Francis,

      If you have had more than two payday loans in the last 90 days or are using a new loan to repay a payday loan, lenders have to take extra steps in your application to ensure you will be able to manage your repayments. This is a requirement of ASIC.

      As you’ve made multiple applications these will be listed on your credit file and you may be a red flag to lenders. You may want to get in touch with the free financial counselling service on 1800 007 007 or consider some of the alternative loan options on this page.

      I hope this helps,


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