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With a diverse population of close to 1.5 million, the capital city of South Australia has a growing workforce made up mostly of health care and social assistance providers. It is this middle economic class of Adelaide that can benefit the most from the services that a payday lender provides.
Adelaide is a diverse community with migrants making up around 30% of the total population. This is a busy, centralised metropolitan area with close to 80% of the population of South Australia residing within its limits. This is not surprising for a city that has won numerous awards for being in the top ten of the world’s most liveable cities.
If you're struggling financially and would like to speak to someone for free financial advice, information and assistance you can call the Financial Counsellors hotline on 1800 007 007 (open from 9:30am to 4pm, Monday to Friday). If you are suffering financial problems related to the coronavirus pandemic you may be eligible for additional support. Find out more here: https://www.finder.com.au/coronavirus-financial-help
Do you really need a loan today?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
If you are in need of help in between pays you could apply online for a payday loan. These types of short term loans give an individual access to quick cash with few questions asked. There are no restrictions on what the money may be used for, and most lenders are able to approve the loan and deposit the cash into your account within one to three days.
Depending on the provider you use in Adelaide and your personal finances, you can potentially borrow up to $2,000. The terms for a payday loan in Adelaide are short with the expectation being that the funds are repaid within just a few weeks when your payday comes around.
Adelaide has a busy economy with a large portion of its working population employed in retail and in the health care industry. In addition close to half of all cars made in Australia are produced in Adelaide’s General Motors plant and 40% of the high tech devices exported from Australia originate in plants within this city.
You will find payday loan providers scattered throughout this busy city helping this work force when they have a need for quick cash before they receive their next paycheque.
A north east suburb of Adelaide, Golden Grove is home to a number of major retail outlets, specialty stores and banks. Here you will not only find a large population of retail workers, but faculty and staff of the areas major secondary schools.
Like Golden Grove, Mawson Lakes is a new outer suburb of Adelaide. It is home to Australia’s first technology park which currently houses close to a hundred various organisations and is a major contributor to the areas work force.
The coastal suburb of Brighton is a busy beach town which hosts the Brighton Jetty Classic every February. This has become one of the largest open water swimming events in South Australia.
North of the River Torrens is the suburb of North Adelaide. Here you will find a total of heritage listed pubs and hotels nestled in between up and coming modern shops and restaurants.
This is an upper class suburb located on the northern side of Adelaide. Here you will find some of South Australia’s most valuable properties, but no buildings that are non-residential other than one church meeting house.
This is also a primarily residential suburb located on the east side of Adelaide. Being one of the first suburbs of the city, you will find a number of grand and historic houses are scattered among the more modern ones.
Benefits
Drawbacks
Fees. What kinds of fees will I be expected to pay with this loan?
Repayments. Will I be making repayments or do I need to pay the loan back in full at one time?
Terms. How long do I have to pay the loan back?
Borrowing again. After I pay off a payday loan will I be able to borrow again in the future?
There are a large number of different businesses and industries in Adelaide that create a diverse work force. If an Adelaidean finds that they need cash quick they should first research all of their options carefully. Tools such as comparison tables and personal loan calculators can make it easy to see how much you are actually paying and which provider has the best rates and fees.
nmoni is an Australian lender that offers personal loans to both good and bad credit applicants. Find out more about nmoni's rates, fees and features.
Experts have encouraged those hunting for good value for their property dollar to look at Brisbane and Melbourne according to Finder. Only one in eight experts and economists say they would buy in Sydney.
Rates have never been lower, but you still need to do your homework to get a good deal.
Borrow up to $5,000 with 18 months to repay with a Capfin Money Medium Amount Loan.
Can you have more than one payday loan at a time? We take you through what you need to know before you submit your second application.
When you're a temporary resident in Australia, you want to see everything. This can be difficult without a car, but luckily there are some lenders that will consider car loans for people on a work or study visa. Find out how to apply here.
Want to learn about the payday loan legislation in Australia? Find out more here.
If you're looking for a small personal loan up to $10,000, this option from Fair Go Finance is one to consider. Borrow just as much as you need and have up to one year to repay it, and if you choose to borrow again you can benefit from Fair Go's mates rates and express service. Find out about applying with Fair Go Finance.
Quick and Easy Finance offers short-term loans for employed Australians. Find out if you’re eligible for a loan of up to $2,000.
Need to borrow up to $5,000? Consider the benefits of Quick and Easy Finance’s medium-sized loan.