Pacific Mortgage Group Line of Credit Home Loan

Opening a line of credit home loan gives you full access to your funding needs, allowing you to purchase what you need for your home or investment when you need it.

With the Pacific Mortgage Group (PMG) Line of Credit Home Loan you can access the equity in your home to finance your lifestyle or other investments. Line of credit home loans are flexible and allow borrowers to borrow and repay funds when they wish. The PMG Line of Credit Home Loan offers a competitive rate, flexible access and a number of other features which help to reduce costs and increase accessibility.

Product no longer on the market

This product is no longer available. Information on this page is not up to date and may not reflect accurate product information. You can find PMG's current mortgage offers. here.

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Pros and Cons


  • No application fee,settlement fee and discharge fee
  • You can split your loan to keep personal and investment funds separate


  • Not available for investor
  • No offset account

About this loan

Features of the PMG Line of Credit Home Loan

  • Loan amount. Borrowers have the opportunity to secure up to $2 million, giving you the opportunity to use funds for expensive purchases such as property.
  • Loan-to-Value Ratio (LVR). For a metro loan of up to $1 million you can borrow up to 90% of the value of the property. For smaller loans up to $750,000, you're able to borrow up to 95% LVR.
  • Minimum deposit towards the property. To qualify for this line of credit, you should have at least 5% of the value of the property readily available.
  • Loan terms. You can opt to have this loan for a period of five to 30 years.
  • Repayments. You have the option of making principal and interest payments or interest-only. Borrowers may also choose if the repayments will be made weekly, fortnightly or monthly.
  • Repayment methods. You can have your repayments debited directly from your account or from your salary.
  • Redraw availability. One day after the start of the loan, you are entitled to redraw an unlimited amount of available funds at no cost.

How to apply

Home Loan Offers

Important Information*

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