Orange Credit Union Low Rate Mastercard

Information verified correct on December 9th, 2016

Take advantage for a low interest rate of 0% p.a. on balance transfers for 9 months and 55 interest-free days.

Important Information

The Orange Credit Union Low Rate Mastercard is no longer available for new applications as this credit card is no longer available to new customers. The credit card cannot be applied for, however, the information on this page has been kept for the benefit of existing customers and for those who are interested.

If you would like to compare other options for low rate credit cards, click here.

Orange Credit Union’s Low Rate MasterCard provides balance transfers at competitive interest rate of for 9 months.

This card is currently available with a discounted annual fee of $49. Additional features like a generous maximum credit limit, 55 interest-free days, purchase cover insurance and guaranteed pricing scheme make this credit card a beneficial option. This card has a minimum income criteria of $25,000 p.a.

Orange Credit Union Low Rate MasterCard review

This card can be useful for applicants who would like to minimise interest they're currently paying on other cards. By using the balance transfer feature and the low interest rate of 0% p.a. or 9 months, applicants can get breathing space from the high interest rates on some other cards. They can use this time to eliminate the debt or lower it to a manageable level. This card also provides 55 interest-free days which should keep the interest charges to a minimum.

Benefits of Orange Credit Union Low Rate MasterCard

  • Low interest rate on balance transfers. By using the balance transfer feature, applicants can take advantage of the low interest rate of 0% p.a. for 9 months.
  • Low annual fee. Low annual fees helps to rein in the maintenance costs. Currently the card is available at a discounted annual fee of $49.
  • Interest-free days. The interest costs can be further reduced by using 55 interest-free days provided on the card.

Orange Credit Union Low Rate MasterCard features

This card has some features which add to its appeal. They are:

  • Generous maximum credit limit. The card has a maximum credit limit of $15,000 at the initial point of approval. Over time this limit can be further increased.
  • Purchase cover insurance. This insurance provides cover against any theft, loss or accidental damage over a wide range of personal goods purchased anywhere in the world.
  • Guaranteed pricing scheme. This is a useful feature in today’s market where different prices are quoted for the same product. It protects the consumer in case they purchase an item which is available at an alternative place at a lower price.
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How to apply for a Orange Credit Union Low Rate MasterCard

If this card suits your requirement you can apply online. Before applying ensure that you meet the following requirements:

Application criteria

  • You must be at least 18 years of age.
  • You need to be a permanent resident or citizen of Australia.
  • You must have a minimum income of $25,000 per year.

Required documents

If you are an eligible applicant, you will need to fill out the forms with the following information:

  • Personal details. This includes providing your name, driver’s license, date of birth and other details.
  • Employment details. Information regarding employment status, employer details, and so on need to be provided.
  • Address and contact details. Mobile phone, address, and residential status are required.
  • Monthly income and expenses. These include the income and expenses details about the applicant.

This card can be an appropriate option for applicants looking for competitive features and an balance transfer option at low interest rates. As some other cards provider similar features, you should compare your options before making a decision.

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2 Responses to Orange Credit Union Low Rate Mastercard

  1. Default Gravatar
    shane | November 23, 2015

    i had my house broken into they cleaned my place out from my cutlery to my underwear even took the last of my toilet paper, and they found my car keys and stole my car also and at that time my insurance had lapsed so i wasn’t covered i would like to get a few house furniture because my place looks as if no one lives there its a bit depressing so please will you help me out getting normality back in my life PLEASE

    • Staff
      Jonathan | November 23, 2015

      Hi Shane, thanks for your inquiry!

      For purchases you can compare 0% Purchase credit cards which allow you to make purchases with no interest repayments for a promotional period.

      Cheers,

      Jonathan

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