Earn More From Your Opal Spend

How to earn points, save on fuel and get cashback on the way to work.

Ask a bunch of Sydneysiders about the public transport system and you're likely to get similar responses, that is, there's not a whole lot of love for it. When the electronic ticketing system, Opal, was introduced, it was already ten years behind other global cities, and five years behind Australian cities such as Melbourne and Brisbane. However, the important thing is that the system is now in place. We're here to show you how to get the most from your Opal card.

Getting more out of what you put on your Opal card

How to earn more from your opal card

Option 1: Set up your Opal right

  1. Buy your card from the Opal website or through a vendor — make sure you don't link your credit or debit card when you do so
  2. Sign up for a Woolworths Rewards credit card OR an ING DIRECT Orange Everyday Account OR a Coles rewards credit card
  3. Enjoy your rewards points, cashback or fuel discounts
Rates last updated October 26th, 2016
Rewards Points per $ spent (AMEX) Rewards Points per $ spent (VISA/MC) Bonus Points Annual fee
Woolworths Money Everyday Platinum Credit Card
Receive a $50 eGift Card with a $0 annual fee for the first year if you apply by 31 January 2017. Also get 0% p.a. for 14 months on balance transfers and earn up to 3 rewards points per $1 spent.
0 1 $0 p.a. annual fee for the first year ($49 p.a. thereafter) More info
Rates last updated October 26th, 2016
Monthly Account Fee Debit Card Access ATM Withdrawal Fee Fee Free Deposit p.m. Details
ING DIRECT Orange Everyday Account
$75 cash bonus.
Get a competitive ongoing variable rate when linked with a Savings Maximiser.
Visa $0 $1,000 No monthly fees, and you can use any ATM in Australia for free when you deposit $1,000 each month e.g your salary. Open More
How does this work?
  • If you link the Woolworths Rewards Credit Card to your Opal card account, you'll earn rewards points each time you travel. You can earn 1 point per dollar spent for eligible purchases. When you use your card at Woolworths, which includes when you top up your Opal card balance, you can earn 2 points for each dollar you spend. Points never expire and there's no cap and you'll receive your rewards in the form of a shopping card every four months or even annually.
  • Coles rewards credit cards offer similar benefits, such as the ability to earn flybuys points when you top up your Opal. You can earn up to [site="www.creditcardfinder.com.au" field id="489" field="cc_product_rewards_point_per_dollar_visamc" decorator="CC_pointsPerDollarSpent"] flybuys points with the Coles Rewards Platinum MasterCard, and up to  flybuys points with the Coles Rewards MasterCard.
  • If you have an Everyday Rewards Card, which is free to sign up for, you'll receive 4c off petrol when you spend at Woolworths. Just take your Opal into Woolworths top up, remembering to show your Everyday Rewards card when you do. If you have your card linked to your Qantas Frequent Flyer account, you can also earn Qantas Points for your fare.

Option 2: Take the scenic route

Opal works on a system whereby you only pay for eight trips per week, with the remaining trips being half price. So if you work a standard nine-to-five, you'll only pay for your transport in full on Monday through Thursday. If you travel a fair distance to work, there is a way to hack this system. However, these were more beneficial when the system meant trips were free after eight completed rides.

A few things to know about your Opal card
  • You can register your card. If you ever lose it, it can be returned to you and save you having to get another one
  • You need to tap on and tap off to get the correct fare, otherwise you'll be charged for the full length of the trip
  • If you forget to tap off, get in touch with the Opal Customer Care team to ensure you don't get overcharged
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