Online Travel Insurance

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Online Travel Insurance provides low-cost, flexible travel insurance policies to cover local and international journeys. Travellers can obtain quotes, purchase policies and file claims online.

Having a good travel insurance policy in place is the best way to ensure peace of mind and financial security during your holiday. In the event of an emergency, you can count on prompt assistance and restitution thanks to your policy.

Online Travel Insurance discount codes and coupons

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At least one destination is required
Starting date is required
Add more travellers
Enter the age of each traveller between 0 and 99

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DID YOU KNOW

  • You can filter your results to customise your cover!
  • You can choose from Basic, Standard or Comprehensive Cover
LoadingNot long to go now …

DID YOU KNOW

  • You can filter your results to customise your cover!
  • You can choose from Basic, Standard or Comprehensive Cover

What policies are available from Online ?

Online’s travel insurance policies cover local and international journeys, with choices of single or multi-trip cover. The policy you choose depends on the nature of your journey, your destination and the number of people you’d like insured. Online offers the following policies:

Comprehensive

This policy is available as a single, duo or family plan and offers full cover for international travel. You benefit from the following:

  • Unlimited overseas medical assistance and hospitalisation expenses
  • Accidental death and disability
  • Unlimited cancellation fees and lost deposits
  • Hospital cash allowance
  • Loss of income
  • Additional expenses
  • Credit card fraud and replacement
  • Travellers cheques and travel documents
  • Theft of cash
  • Travel delays and alternative transport costs
  • Luggage, personal effects and travel documents
  • Personal liability up to $1million

Basic

This simple policy provides the essential cover for emergencies overseas, including:

  • Unlimited cover for medical assistance and hospitalisation
  • Personal liability up to $1million

Domestic

This plan is suited to travel around Australia. Claims for medical assistance or hospitalisation should be filed with your personal health insurance. Your benefits include:

  • Accidental death
  • Cancellation fees and lost deposits
  • Additional expenses
  • Travel delay expenses
  • Luggage and personal effects
  • Personal liability up to $1million

Multi-Trip

This comprehensive travel insurance plan covers an unlimited number of trips during a one-year period. You can choose a maximum journey period of 15, 30 or 45 days. You benefit from:

  • Unlimited overseas medical assistance and hospitalisation expenses
  • Accidental death and disability
  • Unlimited cancellation fees and lost deposits
  • Hospital cash allowance
  • Loss of income
  • Additional expenses
  • Credit card fraud and replacement
  • Travellers cheques and travel documents
  • Theft of cash
  • Travel delays and alternative transport costs
  • Luggage, personal effects and travel documents
  • Personal liability up to $1 million

Who is Online Underwritten By?

These policies are underwritten by Allianz Australia Insurance Limited. In an emergency, assistance will be provided by Allianz Global Assistance (AGA).

Pros and Cons of Online

Before committing to purchasing a policy, here are a few pros and cons to take into account.

Pros

  • Underwritten by Allianz Australia
  • Various cover options available
  • Snow, Bike and Adventure packs available for additional premium
  • Special deals for seniors and backpackers
  • Quotes available online
  • Option to buy policies online
  • Option to file claims online
  • 24/7 emergency assistance from AGA
  • Ability to claim online

Cons

  • Some pre-existing medical conditions not covered
  • Multi-trip policy not available to travellers aged 74 years and older
  • Additional premium applies for spouses and dependents covered on multi-trip option

How do I apply for Online travel insurance?

If you’re interested in one of these policies, here’s how to go about making a purchase.

  • Compare policies. The policy you choose has to suit the nature of your holiday.
  • Receive an online quote. You can get a quote online by entering your personal and travel details into the online calculator.
  • Read the PDS. Everything about the policies is detailed in the PDS. Read up on what’s covered and in which circumstances you can file a claim.
  • Check out any additional options available. You can add extra options to your policy, like cover for snow sports, adventure holidaying and bicycles.

How do I make a claim with Online?

If you need to file a claim, here’s what you need to do.

  • Give notice. Get in touch with Allianz as soon as possible and give notice about your incident.
  • Supply documentation. Besides the claims form, you will also be asked to submit police and medical reports, proof of ownership, itineraries and luggage tags.
  • Be cooperative. Be honest and forthright in your account of events and don’t offer to settle payment with third parties without first consulting your insurer.

Online F.A.Q

Here are a few questions and answers about Online Travel Insurance policies.

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