Which online stores accept BPay?
If you’re looking for a free and easy way to pay for items online, check out BPay.
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Paying for anything from your shopping trolley to your Internet bills can be done simply and easily through the online payment engine: BPay. What’s more, as a payer you can use it absolutely free. While the payment method is still in its initial stages for use at online stores (see below), it’s a godsend for anyone wishing to pay for services or their bills online. Here are the online stores and merchants that accept payments via BPay.
21 online stores that accept BPay
- DealsDirect (online department store)
- oo.com.au (online department store)
- RedBalloon (experience store)
- Topbuy(online department store)
- Tyroola (car tyre store)
- Audio Desk (design software)
- Foxtel (pay TV)
- Geckos Adventures (tour company)
- RSVP (dating service)
What is BPay?
BPay is an electronic bill payment system that enables payments to be made through a financial institution online, mobile or telephone banking facility to other organisations that are registered BPay billers. It’s an Australian system that was first introduced in 1997, and is equally owned by the Big Four banks. At the time of writing, BPay payments can be made through more than 150 Australian banks, credit unions and financial institutions, more than 45,000 businesses accept payments and each month $24 billion worth of bills and payments are made through BPay.
How does BPay work?
Organisations and businesses must first register as billers with BPay, after which they will be given an operating number unique to their business. This operating number will be displayed on bills or available on request for anyone wanting to make a payment to that organisation. If you wish to make a payment via BPay, simply visit your bank or financial institution’s online banking, mobile banking or telephone banking service. You should be given the option to pay via BPay, at which point you can enter the biller code (as mentioned above), the amount and any reference for yourself and the organisation you’re paying. If you have multiple accounts, you will also be asked to select which one you wish the money to be deducted from. Customers do not need to register for the service or pay a fee for it’s use.
Who generally accepts BPay?
BPay has over 45,000 registered organisations and businesses, so the list of participants is pretty expansive. In general though, BPay is designed to be a bill paying system, so any companies that typically provide monthly bills for their services, such as energy providers, phone companies, broadband providers, insurance companies, and others, should all be listed with BPay. You will also find lots of other retailers and stores that accept this form of payment.
Why don’t more online shops accept BPay as a payment method?
Some do, but the reason that it is not more widespread may be to do with an initial fee to register. New business that wish to set up a BPay account must pay a fee of $600. This is not much to a large energy provider or bank, but to a small storefront, or online business this can be a significant expense. Especially when other payment agents, such as PayPal have no initial fee.
How do you pay BPay with a credit card?
It should be as easy as selecting your credit card as the account you wish to pay from when entering your payment. However, all credit cards are different, and with some it may not be possible to use with BPay. Contact your credit card provider if you wish to setup BPay, and see if it is available to you.
Is there a BPay limit?
This will depend on your bank or the financial institution that you wish to pay the money out of. There may be limits depending on who you’re paying and their registration status, but these limits are usually set very high, so you shouldn’t usually have to worry about ever exceeding your limit. If you are intending to send large sums of money on a regular basis however, it may be worth discussing with your bank before you sign up.
What is the processing time for BPay?
Payments are usually received and acknowledged within the same business day. If you send your payment in the evening, or after your institutions close for business that day, then your payment will be sent the following day.
Pros and Cons of BPay
- Instant payments
- Available on mobile, online or telephone banking
- Hassle free
- Not all online stores or organisations are registered to accept BPay
- High initial charge for new businesses
More guides on Finder
Binance vs Coinbase: Which is best for you?
Binance and Coinbase are two titans of cryptocurrency – let's see how the two stack up and find out which suits your needs.
International money transfer services
Beat the banks, find the best exchange rates and avoid fees when you send money abroad from Australia.
Novo discount codes and coupons April 2021
Enjoy the latest in gorgeous women’s shoes when you shop at Novo. They have everything a girl could want.
Where to buy retro consoles online in Australia
Start building your retro console collection today by visiting these Australian online stores.
Square vs Stripe
Discover how Square and Stripe can help you process your business payments.
Square vs Shopify
We compare two of the leading merchant services on the market: Square and Shopify.
7 ways your SME can use its $1,200 digital rebate in Victoria
Take advantage of a new digital product or service for your Victoria-based SME – and let the government foot the bill.
Best Fitbit fitness trackers and smartwatches in Australia
Here are the top Fitbit devices you can get your hands on here in Australia.
Westpac Altitude Platinum Qantas – Existing customer offer
With bonus Qantas Points and a range of complimentary insurance covers, the Westpac Altitude Platinum - Qantas is worth considering if you want more frequent flyer points.
Square vs PayPal
Both Square and PayPal are popular choices, but which payment processor is best for your business needs?
Ask an Expert