How to Earn Qantas Frequent Flyer Points with your OnePath Life Insurance Policy

Reap the benefits from OnePath and Qantas' Frequent Flyer Program partnership and earn one point per dollar you spend on your life insurance premiums*.

Did you know that paying life insurance can provide additional benefits such as frequent flyer points? OnePath and Qantas’ Frequent Flyer Program have teamed up to bring a whole new level of experience to life insurance and flying.

At first glance, the merging of the two might seem very unlikely. However, if you would notice, travelling and life insurance has become synonymous nowadays. Just buy a plane ticket to travel anywhere and a flotilla of insurance policies are included to cover you throughout your journey. So it is just a logical move for both industries, life insurance and airlines to create a program that would allow you to benefit hugely from it.

Are you eligible for Qantas Flyer Points?

In its drive to help its clients get the most from their insurance and travel experience, Qantas has teamed up its Flyer Program with OnePath Australia. By purchasing life insurance, you can earn points to your when you pay the premiums on your life insurance policy.

In order to qualify for this program and earn points, you must be:

  1. A member of the Qantas Frequent Flyer program
  2. The owner of an eligible OnePath insurance policy

What if you don't have a Qantas Frequent Flyer membership?

However, if you are not a member of the Qantas Frequent Flyer program, but hold an eligible insurance policy from OnePath, you can receive a complimentary membership to the said frequent flyer program.

How do I earn points?

All you have to do is pay for your premiums while holding both a membership and a OnePath policy.

How much points can I earn?

*Points, not including the bonus points, are capped at 20,000 every year for every policy. So if you have provided the correct details of your Qantas Frequent Flyer membership to OnePath, you can earn one point for every $1 of premium paid on eligible OnePath life insurance policies.

Which OnePath policies are eligible?

Eligible Insurance policies issued by OnePath are:

  • Term life insurance
  • Income protection insurance
  • Trauma insurance
  • Total and permanent disability insurance
  • Accidental insurance
  • ANZ branded life insurance policies

Which OnePath policies are excluded?

There are other insurance policies that are not included in this program:

  • Master Trust Insurance
  • ANZ Protection Plan
  • ANZ Group Accident Plan
  • Group Accident Protection Plan
  • ANZ Group Insurance Plan
  • Guaranteed Acceptance Plan

If you have multiple insurance policies, you can earn points from thos as well. What’s more, you earn a point each for all lives insured in your policy. This is done by rolling the multiple lives insured into one amount of points which will be credited to you.

Furthermore, you can also earn points from your policy which was set up under superannuation.

Other exclusions

It should be noted that points are not earned for premiums if:

  • OnePath does not have your correct Qantas Frequent Flyer membership details at the time of payment, and
  • Your eligible OnePath insurance policy has lapsed, cancelled, or breached the terms and conditions of the promotion.

How do you redeem and use my points?

If you have started paying your premiums under this promotion, and you want to monitor how many points you have accumulated, you can just log in to your Qantas Frequent Flyer account online to view your points.

The points that you earn are usually credited to your account after each statement period, which would be around eight weeks after paying your eligible OnePath insurance policy.

After you have accumulated the desired points you want, you can reward yourself by using those points from a variety of options you can find at the Qantas Frequent Flyer web site. These options range from award flights and shopping online to buying something at the Qantas Frequent Flyer online.

Maurice Thach

An insurance-savvy writer for who loves finding an answer to the question "Am I covered for ________?"

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