If you're planning on visiting Australia from overseas, 1Cover Visitors to Australia Travel Insurance might be for you.
If you are travelling without travel insurance, or without enough cover, it is not too late to seek some added protection once your journey has begun.
1Cover offers Visitors to Australia Travel Insurance for:
- Travellers who are not an Australian resident
- Travellers who are visiting Australia on a temporary basis
- Purchase of the policy within 14 days of your arrival in Australia
- Travellers who are not entitled to Medicare benefits
- Travellers who are under of 74 years old, including any dependents on a single or family policy
Receive a quote for 1Cover's Visitors to Australia Travel Insurance
Who underwrites 1Cover Travel Insurance?
1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. 1Cover Travel Insurance is underwritten by certain underwriters at Lloyd's of London.
What's included in the policy?
Travelling to Australia is a unique experience for those visiting from around the world and while we are a friendly an accommodating country, common travel delays and emergencies can still occur. This is why the 1Cover Visitors to Australia Travel Insurance policy provides cover for:
- Emergency medical assistance: While you are travelling in Australia you can be covered for 24 hour emergency medical assistance including ambulance cover, medical evacuations, funeral arrangements, messages to you family and hospital guarantees. You will also be entitled to a benefit for emergency medical and hospital expenses such as medical, hospital, surgical, nursing or emergency dental treatment.
- Additional accommodation and travel expenses: Unexpected circumstances on your trip to Australia can mean your travel plans are delayed or adjusted and 1Cover provides a benefit to cover the cost of these changes. For example, your Visitors to Australia Travel Insurance includes cover for additional accommodation and travel expenses which are incurred because you are unable to travel due to an illness or injury. Additional travel expenses are also covered if your travelling companion or a relative dies unexpectedly or is disabled due to an injury which requires their hospitalisation. Additional travel and accommodation expenses are also covered if your travelling companion is unable to continue with your planned journey because of illness or injury.
- Cash allowance for hospitalisation: You will receive a cash allowance of $50 per day if you are hospitalised for more than 48 hours continuously during your trip to Australia.
- Accidental death cover: 1Cover will pay a benefit to your family if you pass away within 12 months as the result of an accident sustained during your journey to Australia.
- Personal effects lost or stolen: If your luggage or personal effects are stolen or damaged while travelling in Australia, 1Cover will provide a benefit for the replacement of, luggage, spectacles, personal computers and cameras.
- The costs of cancellations: Cancellations of your travel plans is not only disappointing, it can be expensive too if you have pre paid or paid deposits. Therefore, 1Cover will reimburse you for cancellation fees and lost deposits if your travel arrangements are affected by circumstances outside of your control such as illness, injury, strikes, collisions, retrenchment or natural disasters.
- Personal liability cover: If a claim for bodily injuries or damage to another person’s property is made against you, 1Cover can provide cover for your legal expenses.
- Rental vehicle insurance excess: 1Cover will pay the excess on your rental vehicle insurance if the car is stolen, crashed or damaged.
What's not covered?
While the 1Cover Visitors to Australia Travel Insurance policy can provide you with protection and peace of mind as you travel around Australia, it is important to remember the exclusions and understand what you’re not covered for. For example, you are not able to secure cover for:
- Reciprocal health agreement: If you are entitled to be covered under a reciprocal health agreement between the Australian Government and your government, you are not able to be covered under this policy.
- Purchase time: To be eligible for cover under this policy, the insurance must be purchased within 14 days of arriving in Australia.
- Waiting period: Your cover begins from the time your policy is issued, however, there is a seven day waiting period for all illness and injury claims. Therefore, you will not be covered for claims associated with medical expenses, cancellation or journey disruption, additional expenses, emergency companion cover or hospital cash allowance.
- Pre-existing medical conditions: You are not able to purchase cover for pre existing medical conditions.
- Your journey to Australia: You are covered during your journey around Australia from the time you take out the policy, to the time you arrive at an immigration counter for your departure home. If your entitlement to Medicare benefits or your visa status changes during your journey you may no longer be eligible for cover under this policy.