October’s cheapest investment home loans

Adam Smith 4 October 2018 NEWS

small businessAmidst talk of a property downturn, some suburbs are still set to boom for investors.

If you're thinking about investing in property, choosing the right suburb is of paramount importance. While home prices have been tracking downwards, finder's Boom and Doom Property Index has identified the suburbs likely to see strong growth in the years ahead.

The Boom and Doom Property Index collates six key metrics using ABS and CoreLogic data to identify the suburbs set for price growth and those to avoid. It's an indispensable tool for potential investors.

Perhaps just as important as choosing the right property in the right suburb is choosing the right home loan. That's why we've searched the finder.com.au database to find October's cheapest investment loans. To ensure these loans would suit the average investor, we applied the following criteria:

  • All loans have a minimum loan amount of $250,000 or less and a maximum loan amount of $500,000 or higher.
  • All six mortgages have maximum loan to value ratios of 80%, requiring a 20% deposit.
  • We've also excluded lines of credit and construction loans.
  • All product information is correct as of 4 October 2018.

You can find our cheapest loans in the table below. To learn more about investing strategies, read our in-depth guide.

Compare October's cheapest investor loans

Rates last updated October 19th, 2018
$
Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
3.79%
3.82%
$0
$0 p.a.
80%
An essentials variable investor mortgage with a high borrowing amount so you can fund a large purchase.
3.84%
3.91%
$0
$0 p.a.
80%
Get instant online approval and flexible repayment options with this fixed rate mortgage for investing.
3.89%
4.24%
$0
$0 p.a.
80%
Fix your rate and minimise repayments for 2 years with this interest-only investor mortgage.
3.93%
3.94%
$0
$0 p.a.
80%
This investment loan keeps fees low, has a sharp interest rate and comes with a 100% offset account.
3.95%
5.55%
$0
$395 p.a.
95%
Fund your property portfolio with a low deposit package loan from ANZ. Bundle your loan with credit card and bank account for discounts.
3.99%
5.35%
$600
$0 p.a.
90%
Competitive rates for fixed for 3 years with redraw facility.
3.99%
3.99%
$0
$0 p.a.
80%
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.

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*Our cheapest investment home loans round-up is a monthly article that features the cheapest loans in finder.com.au's database. The rates and other information in this page are correct at the time of publication and are subject to change. There may be cheaper loans on the market than the ones listed here. The home loans in the table above were taken from finder.com.au's database on 4 October 2018.

Want to compare more options? Check out all our investment property home loans

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