NRMA Travel Insurance Discount for Members

NRMA Travel Insurance Discount Codes and Coupons January 2018

NRMA Travel Insurance provides online travel insurance for single and multi-trip holidays. Whether you’re travelling locally or internationally, NRMA offers a selection of plans suited to your holiday plans.

NRMA Travel Insurance discount for members, promo codes and coupons

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Interested in other travel insurance discounts?


Get 10% off all Tick Travel Insurance policies

Want to save more on your Tick Travel Insurance policy? Simply enter this code to receive a 10% discount on your cover.


Save 10% on YouGo Travel Insurance

Get 10% off your YouGo travel insurance cover with this exclusive coupon code. Offer available for a limited time only!

Get 5% off travel insurance with Fast Cover

Get 5% off your travel insurance when you use this coupon code.

What policies are available from NRMA Travel Insurance ?

Depending on your destination, you can choose between basic and comprehensive international cover, domestic cover or multi-trip insurance for frequent travelling. All plans are available as single or doubles options.


Choose between the Super Plus, Super, Standard and Economy plans. All four offer the same basic benefits, with varying levels of cover and maximum pay-out amounts. Benefits include:

  • Overseas medical assistance (unlimited on Super Plus and Super plans)
  • Overseas dental expenses
  • Unlimited cancelled and rescheduled travel
  • Resuming overseas travel
  • Luggage and travel documents
  • Accidental death and disability
  • Liability
  • Car hire excess waiver

Australian Plan

This is a plan for domestic travel. Medical emergencies and claims will be handled by your personal health insurance provider. Private health insurance may not apply if you’re planning a cruise. This domestic plan’s benefits include:

  • Unlimited cancelled or rescheduled plans
  • Minor travel delays
  • Luggage and travel documents
  • Liability
  • Car hire excess waiver

Cancellation Plan

This single-benefit plan is available for travel in Australia, New Zealand and Norfolk Island. This policy is available as a single-person policy only and only covers costs associated with cancellation.

Pros and Cons of NRMA Travel Insurance


  • Underwritten by CGU Insurance Limited
  • Four international plans available
  • Cancellation plan available
  • Cover for ski and golf equipment
  • Additional cover for pre-existing medical conditions
  • 24/7 emergency assistance


  • Some pre-existing medical conditions not covered
  • Travellers aged 70 years and over not automatically covered

How do I make a claim with NRMA Travel Insurance?

  1. Submit the claims form. You can submit your claims form online or download it and post it.
  2. Submit documentation.You will usually be asked to submit documents to support your claim. This includes medical and dental reports, police reports, original receipts, photographs and operating manuals for electronic equipment.
  3. Be cooperative. The more complete your submission, the better the insurer is able to assess your claim.

NRMA Travel Insurance FAQ

  • I’m planning a cruise in Australian waters. Which policy should I buy?
    • Even though your cruise is in local waters, your private health insurance won’t cover you for medical and dental expenses. It’s best to buy an international policy to ensure complete cover in case of a medical or dental emergency. See our cruise cover page for more information.
  • Is pregnancy covered?
    • Your pregnancy is covered up to the 24th week as long as there are no complications and the conception was not medically assisted.
  • Can I buy extra cover for a pre-existing medical condition?
    • As long as you are an Australian citizen, you can add extra cover for a pre-existing medical condition for yourself or any person insured under your policy. You will need to be medically assessed or produce a medical certificate from your doctor.
  • Are my medical records kept private?
    • The insurer may need to collect, use and disclose your medical information when considering your application. You can choose whether or not to disclose everything, but this influence the insurer’s decision about whether or not to insure you.
  • Who underwrites NRMA Travel Insurance?
    • NRMA travel insurance is provided by CGU Insurance Limited.
  • Can I cancel my NRMA Travel insurance policy if I’m not happy with it?
    • You have a cooling-off period of 21 days to change your mind about whether or not you want to keep the policy. If cancelled within this period, you will receive a full refund.

Richard Laycock

Richard is the insurance editor at He is on a mission to make insurance easier to understand.

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2 Responses

  1. Default Gravatar
    DawnFebruary 26, 2017

    I am going on cruise stopping at noumea Suva Latona in Fiji for depart 24/12/2017 to 4/ 01 2018 what is cost

    • Staff
      ZubairFebruary 27, 2017Staff

      Hi Dawn,

      Thank you for your inquiry.

      You have contacted, we are a comparison and information service and not actually NRMA Travel Insurance. NRMA Travel Insurance is not currently one of the brands in our panel of travel insurers. If you would like to get cover from NRMA you will need to contact them directly.

      If you would like to compare cruise travel insurance quotes from the travel insurance brands in our panel, please head to our cruise travel insurance page.


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