Nimble Visa Prepaid Card

The Nimble Visa Prepaid Card is a Visa Debit and can give you access to cash in 60 seconds.

There's a range of reloadable debit cards on the market, but if you're looking for one that allows you to borrow money on a short term basis with no monthly fees then you might want to consider adding the Nimble Visa Prepaid Card into your comparison.

Nimble has provided customers with access to small, short-term loans since 2005 and now they are giving you more ways to access and manage your money with a reloadable debit card. The Nimble Visa Prepaid Card can also be reloaded by yourself using your own money, or to be used as an account through which you can receive approved Nimble loans.

Please note: This card is only available to customers who apply and are approved for a Nimble personal loan.

nimble prepaid card

How does it work?

The Nimble Prepaid Visa Card is offered to Nimble customers after they have been approved for a Nimble loan. The card is offered free of charge (keep in mind some transaction fees apply). Primarily, the card is to be used as a debit option for customers who want to the ability to make purchases through Visa but without incurring traditional credit card fees or bank fees. The card can also to be used to automatically receive approved loan payments from Nimble. Nimble cardholders can receive funds within seconds if approved, which is a convenient option if you often find yourself strapped for cash.

The features of the card

Nimble is different from a lot of other payday loan providers because of their unique loan system. Not only do they offer easy and quick short term loans, but their Nimble Visa Prepaid Card gives you a fast and convenient way to control your finances. Here are some of the features of a Nimble Visa Prepaid Card:

  • Fast application and approval. Nimble has unique technology which can automatically approve personal loans within minutes and after your loan is approved you can ask for your complimentary Visa Prepaid Card.
  • Get access to funds quicker. Due to their automatic approval system, once approved you can receive your personal loan within one hour and your card will be delivered to you within 5-10 working days after you request it. Once you start using your card, any further loans will be transferred to your Visa within seconds of being approved.
  • Complimentary card. The Nimble Visa Prepaid Card is free when you take out a Nimble loan and become a Nimble member. Some transactions fees apply (see below).
  • Contact. One of the most important features of a short term loan provider is that they are easy to contact. Nimble answers 87% of calls within 20 seconds and 98% of emails in less than 30 minutes, so you can have peace of mind knowing they can easily be reached.
  • High balance. The card is reloadable and can hold a maximum balance of up to $25,000 at any one time.

How much does the card cost?

One of the main benefits of this card is the limited fees when compared to other reloadable debit cards. Take a look at the outline of fees associated with the Nimble Visa Prepaid Card.

You will pay:

  • Loan fees. A 20% of loan amount + 4% of loan amount each month applies to loans up to $2,000. For loans between $2,001 and $5,000, a $400 establishment fee applies as well as an annual rate of 47.62% p.a.
  • Card load fees. When you load money on your card through a bank you will be charged $1.99 per load or $2.79 per BPAY reload.
  • Foreign transaction fee. You will be charged 2.99% for every overseas transaction.

You won't pay:

  • Point of sale fees
  • Monthly fees
  • Replacement fees for lost cards
  • Online balance inquiry fees
  • Service desk fees
  • Fraud monitoring fees

Pros and cons of the Nimble Visa Prepaid Card


  • Convenience. You can have access to your money 24/7 and use the card to make purchases online using your own money.
  • Members Area. When you become a Nimble member you have access to the Members Area, which helps you understand your money better with graphs and built-in feedback.
  • Security. The card is protected by Visa's latest chip card technology.
  • Savings. The card is a great option if you are considering a debit card with no monthly fees and low transaction fees.


  • Restrictions when applying. You can only apply for a Nimble Visa Prepaid Card after you have been approved for a personal loan through Nimble.
  • May encourage more spending. Having immediate access to personal loans using the card may encourage you to take out more loans and this may be detrimental to your finances in the long term.

Want to apply for the card? Here's how

To apply for a Nimble Visa Prepaid Card you first need to apply for a Nimble loan. If you for approved for a loan simply request your card and it will be sent to you within five to 10 business days.

Once you have activated your Nimble Visa Prepaid Card you can receive loan payments directly onto your card within seconds of your loan being approved.

Frequently asked questions

Can I change to PIN assigned to my card?

No. Your PIN is allocated by the PIN mailer and cannot be changed.

What do I do when I receive my card?

When you receive your card you must sign the back of the card and memorise your PIN. To activate your card you must register as the cardholder via the website by following the prompts and upon registration, you card will be ready to use.

Can I make transactions that exceed the balance of my card?

Your card is a debit card, not a credit card and as such you will not be able to make purchases that exceed the amount in your account.

How quickly will I receive my money after I apply for a loan?

When applying for your first loan through Nimble you will be transferred your loan amount directly into your bank account within 60 minutes of approval if your loan is confirmed before 4:30pm on a banking day. If it's confirmed after this, you will receive it the following business day. Once you have a Nimble Visa Prepaid Card you can be transferred your money within seconds.

How long does it take to load money on to the card?

If you have your Nimble loan approved the money will be on your card within seconds of your loan being confirmed. If you choose to load via BPAY the money will be available within 3 business days depending on what time you made the transfer.

Was this content helpful to you? No  Yes

Related Posts

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Privacy & Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.

26 Responses

  1. Default Gravatar
    lewisOctober 14, 2016

    Hi there.
    Is it possible to activate my nimble card and withdraw cash while I’m still paying off a loan???(i have 2 more payments)

    • finder Customer Care
      ElizabethOctober 17, 2016Staff

      Hi Lewis,

      Your loan can only be funded and loaded onto the card when you apply. However, you can sign-in to the member’s area to have a prepaid card sent to you and load your funds onto the card yourself. The card should take five to seven days to be sent.

      Hope this helps,


  2. Default Gravatar
    JuaneMay 17, 2016

    Am i able to call up and pay the remaining amount over the phone?

    • finder Customer Care
      ElizabethMay 18, 2016Staff

      Hi Juane,

      You’re able to pay your loan out early but you won’t be able to pay over the phone. You can get in touch with Nimble directly (by phone or on the website) to find out about your early repayment options.

      Hope this helps,


  3. Default Gravatar
    HelenaJanuary 28, 2016

    I already have an existing small loan with two payments to go, do I qualify to get more money to my Visa account before the first loan is completely paid for? Thanks!

    • finder Customer Care
      ElizabethJanuary 28, 2016Staff

      Hi Helena,

      Unfortunately, you can only be approved for a Nimble loan once your existing loan has been repaid in full and the payment has been cleared. Once this happens you can login to the member’s area and apply for another loan.



  4. Default Gravatar
    GlenJanuary 2, 2016

    Can you deposit money into the card from other accounts to withdraw the money?

    • finder Customer Care
      ElizabethJanuary 4, 2016Staff

      Hi Glen,

      Yes, you can load your own money onto the card. Keep in mind load fees apply. When you load money on your card through a bank you will be charged $1.99 per load, or $2.79 per BPAY reload.



  5. Default Gravatar
    DeanSeptember 16, 2015

    If i use bpay to load my own money onto card how long before it shows up on card

    • finder Customer Care
      ElizabethSeptember 16, 2015Staff

      Hi Dean,

      Thanks for your question.

      BPAY load times differ depending on when you make the transfer, but usually the money will appear on the same business day if you make it within business hours. If not, it should appear the next business day.

      I hope this has helped.



  6. Default Gravatar
    kylaAugust 8, 2015

    Am I able to withdraw the cash as soon as its on my nimble card?

    • finder Customer Care
      ElizabethAugust 10, 2015Staff

      Hi Kyla,

      Thanks for your question.

      Yes, as soon as the funds are available you are able to withdraw them anywhere Visa is accepted.



  7. Default Gravatar
    SimiJuly 18, 2015

    Hi there iv got nimble debit card I’m just wondering what account do I select when I use the card?? Or at the ATM?? Cheers

    • finder Customer Care
      SallyJuly 20, 2015Staff

      Hi Simi,

      Thanks for your comment.

      You can select either ‘saving’ or ‘credit’ when using your card at an ATM or EFTPOS machine. As the card is a debit card, it will automatically deduct the funds available from your account.

      I hope this has helped.



  8. Default Gravatar
    brendonJune 2, 2015

    Good day I’m just asking as to why is nimble debiting my account because first of all I have never heard of it or applied for anything and when I phone my bank they can’t trace it

    • finder Customer Care
      ElizabethJune 3, 2015Staff

      Hi Brendon,

      You’ve come through to, as a financial comparison service we aren’t able to advise you on any personal account information. You need to get in contact with Nimble immediately to discuss this matter as it may be a fraudulent transaction. You may also want to get in contact with your bank to ask them to not allow any further direct debits from your account by Nimble.

      You can take a look at this page for more information on dealing with fraudulent transactions.



  9. Default Gravatar
    EmilyApril 22, 2015

    Can you get a loan deposited on to a different prepaid Visa card, one that I already have ? Without me having a bank account? I am employed and use prepaid card kind of like bank account.

    • finder Customer Care
      MattApril 22, 2015Staff

      Hi Emily,

      Thanks for your comment. The Nimble card is a unique product specific to their company.

      Nimble require an Australian bank account for application. If you are approved and the initial funds transferred, you would then be responsible for where you move that money.

      Hope this has helped!


  10. Default Gravatar
    alaskahMarch 16, 2015

    Can i transfer money from my nimble card to my personal bank account?

    • finder Customer Care
      ShirleyMarch 16, 2015Staff

      Hi Alaskah,

      Thanks for your question.

      If you apply for a Nimble loan and are approved, and request a Nimble VISA Prepaid Card, once you activate it you can transfer to other bank accounts.


Ask a question
Go to site