Nimble $5,000 to $25,000 Personal Loans

Rates from 8.99% p.a. with a Nimble Personal Loan up to $25,000.

Nimble's unsecured personal loans are available for people who may be looking to consolidate their debts, are facing an unexpected expense or a financial emergency, or are just looking to finance a large purchase.

Loans are available from $5,000 to $25,000 and can be repaid over up to 4 years.

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From 8.99% (fixed)

Interest Rate (p.a.)

10.31%

Comparison Rate (p.a.)

$5,000

Min Loan Amount

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Details

Product NameNimble Personal Loan
Interest Rate (p.a.)
From 8.99% (fixed)
Comparison Rate (p.a.)10.31%
Interest Rate TypeFixed
Min Loan Amount$5,000
Max. Loan Amount$25,000
Loan SecurityUnsecured

Please note: Nimble Visa prepaid card is no longer available.

How does a Nimble Personal Loan work?

Nimble Personal Loans are available upwards of $5,000 and up to $25,000. To apply, simply click "Go to site" and submit an application. Eligible borrowers could receive funding once confirmed within just 60 minutes (if confirmed before 4:30pm AEST on business days).

Successful applicants will be issued with a personalised rate according to their financial viability. Available loan repayment terms are from a minimum of 6 months and up to 4 years and repayments will be debited directly from your nominated bank account.

Features of the Nimble Personal Loan

Customers can expect the following from a Nimble Personal Loan:

  • Personalised rate. Rates are personalised according to an applicant's creditworthiness as determined by Nimble.
  • 8.99% p.a.29.99% p.a. Interest rates vary from 8.99% p.a.29.99% p.a. Comparison rates are from 10.31% p.a.31.49% p.a.
  • Fixed rate. Rates on these loans are fixed, so they won't change over the life of the loan.
  • Unsecured. There is no need to provide asset security with this type of loan.
  • 6- to 48-month loan term. Loans can be repaid over a minimum of 6 months and up to a maximum of 4 years.
  • $5,000 to $25,000 available. Previously loans were only available up to $5,000, Nimble now also offer loans upwards of $5,000 and up to $25,000.
  • 60-minute funding. Once approved, customers can expect the funds in their account in just one hour. Conditions apply.
  • No monthly account-keeping fees. There are no monthly account-keeping fees with this loan.
  • Easy repayments. Customers can either organise a direct debit with Nimble to make their repayments, or they can pay by debit card over the phone. Please note that Nimble does not currently offer BPay.

Fees and charges

There are a number of fees and charges associated with this loan:

  • Establishment fee. An establishment fee of $195 applies to loan amounts between $5,000 and $10,000 while loans between $11,000 and $25,000 will have a $250 fee applied.
  • Late payment fee. If a customer's payment is not met within 5 days of the due date, they will be charged an additional $20. This fee will recur every 30 days until the payment is met in full.
  • Dishonour fee. If there are insufficient funds in a borrower's account to make a payment, they will incur a $20 charge.
  • Variation fee. If a borrower requests to vary their loan, for example they ask for an extension or to rearrange a repayment, they will incur a fee each time of $50.
  • Early repayment fee. If someone chooses to pay off their loan early, they will be required to pay $100.
  • Duplicate fee. If a customer requests documentation regarding their loan, thei will be charged $5 per document.

What to consider before submitting an application

Before applying for a loan with Nimble, it is important for that applicant to consider carefully how much they need and whether or not they can afford the repayments on their current budget. The interest rate, and therefore the cost of their repayments, will be assigned with this loan depending on their financial circumstances and will be determined by Nimble. If someone is unsure about their creditworthiness, they can check their credit score for free, prior to submitting an application.

What if I can't repay?

If an existing Nimble loan customer can't make repayments as a result of financial hardship, it is important that they contact Nimble's repayment team as soon as possible. If they're currently experiencing financial hardship, they can find information about other options for managing bills and debts by calling 1800 007 007 and speaking to a free and independent financial counsellor. Calls can be made from anywhere in Australia.

How to apply for a Nimble Personal Loan

To apply for a Nimble Personal Loan, simply click "Go to site" to submit an application through Nimble's website.

In order to qualify, applicants must be:

  • 18 years old or older
  • Currently employed
  • An Australian citizen or permanent resident

They will also need the following information to hand:

  • ID. They will need your Australian driver's licence number or Australian passport details.
  • Their bank login details. This is so Nimble can verify their expenses.
  • A mobile phone number. Nimble can then call applicants regarding their application.
  • Employment information. This helps customers to prove their current employment status.

Please note: Nimble's loan approval process requires a credit check, but it will also verify your expenses and your current financial situation, then will approve each loan application on a case-by-case basis. If you have bad credit, you may still be able to apply, but you will likely be charged a higher interest rate. Consider carefully if you know that there is a blemish on your credit record and whether you need a loan right now. Always compare personal loans carefully prior to submitting an application.

Compare other personal loans

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Symple Loans Personal Loan

From 5.75% (variable)
6.47%
$5,000
1 to 7 years
from 0% to 5% of the loan amount
$10
⭐Special Offer: Earn up to 50,000 Qantas Points with a personal loan from Symple.
Borrow up to $50,000 with interest rate from 5.75% p.a. to 25.99% p.a. and earn 1 Qantas Point for every $1 borrowed.
Plenti Personal Loan

From 5.43% (fixed)
5.43%
$2,001
3 to 7 years
$0 to $999
$0
You'll receive a fixed rate between 5.43% p.a. and 17.89% p.a. based on your risk profile
A flexible loan with amounts from $2,001 and terms starting from 3 years. Interest and comparison rates calculated for a loan term of 5 years.

⭐ Finder Exclusive: Eligible applicants with excellent credit will receive rates starting from 5.43% p.a. (comparison rate 5.43% p.a.). Offer ends 30 June 2021. T&Cs apply.

Citi Personal Loan Plus
8.90% (variable)
9.18%
$5,000
3 to 5 years
$199
$0
You'll receive a guaranteed rate of 8.90% p.a. with a comparison rate of 9.18% p.a. if you're approved. Note: This rate may vary during the loan term.
A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years. Note: Monthly account service fee will be waived for applications submitted before 30 September 2021. The interest rate doesn’t change based on your risk profile, so you know your rate before you apply.
Harmoney Unsecured Personal Loan

From 5.35% (fixed)
6.14%
$2,000
3 to 5 years
$575 ($275 for loans of below $5,000)
$0
You'll receive a fixed rate between 5.35% p.a. and 19.09% p.a. based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.
SocietyOne Unsecured Personal Loan

From 5.95% (fixed)
5.95%
$5,000
2 to 5 years
from $0 to $595
$0
You'll receive a fixed rate between 5.95% p.a. and 19.99% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

⭐ Finder Exclusive: Get a $200 cashback if your loan is approved by June 30 2021. T&Cs apply.
Alex Personal Loan

From 5.45% (fixed)
5.45%
$2,100
6 months to 5 years
$0 (Waived $295 establishment fee)
$0
You'll receive a fixed interest rate from 5.45% p.a. to 19.99% p.a. based on your risk profile
Borrow between $2,100 and $30,000 from 6 months to 5 years. Note: The $295 establishment fee will be waived for loan applications submitted by 30 June 2021.
NAB Personal Loan Unsecured Fixed

From 6.99% (fixed)
7.91%
$5,000
1 to 7 years
$150
$10
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
NOW Finance No Fee Unsecured Personal Loan

From 5.95% (fixed)
5.95%
$5,000
18 months to 7 years
No Establishment Fee
$0
You'll receive a fixed rate between 5.95% p.a. and 17.95% p.a. based on your risk profile
Borrow from $5,000 to $7,999 with loan terms between 18 months and 3 years or borrow $8,000 to $50,000 with loan terms between 18 months and 7 years.
OurMoneyMarket Personal Loan

From 6.29% (fixed)
6.54%
$2,001
1 to 7 years
1.5–6% of your total loan amount
$0
You'll receive a fixed rate from 6.29% p.a. to 20.99% p.a. based on your risk profile
A personalised loan from $2,001 to $75,000 that varies based on your credit history and financial situation.

⭐Special Offer: If your loan is approved before June 30th, you will get a discounted rate of 5.35% p.a. (comparison rate: 6.31% p.a.) for the first 12 months regardless of your credit score.
ANZ Fixed Rate Personal Loan
8.99% (fixed)
9.88%
$5,000
1 to 7 years
$150
$10
You'll receive a guaranteed rate of 8.99% p.a. with a comparison rate of 9.88% p.a. if you're approved.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.
Wisr Personal Loan

From 6.49% (fixed)
6.76%
$5,000
3 to 7 years
$195
$0
You'll receive a fixed rate between 6.49% p.a. and 20.95% p.a. based on your risk profile
A loan from $5,000 that charges no fees for extra or early repayments. Keep in mind security is required in some cases.

⭐Special Offer: Wisr's standard establishment fee $595 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
ANZ Variable Rate Personal Loan
10.50% (variable)
11.38%
$5,000
1 to 7 years
$150
$10
You'll receive a guaranteed rate of 10.50% p.a. with a comparison rate of 11.38% p.a. if you're approved. Note: This rate may vary during the loan term.
A flexible loan with amounts starting $5,000 that offers flexible repayments and a redraw facility.
Heritage Bank Fixed Personal Loan
7.99% (fixed)
8.62%
$5,000
1 to 7 years
$200
$5
Choose a fixed rate loan and receive a comparison rate of 8.62% p.a.
Fixed rate loans are available up to $100,000 on terms from 1 to 7 years.
MoneyMe Personal Loans

From 6.25% (fixed)
7.64%
$2,100
1 to 5 years
from $295 to $495
$10
You'll receive an interest rate between 6.25% p.a. and 19.95% p.a. based on your risk profile
Borrow up to $50,000 with no hidden fees or costs. Application process usually takes 5 minutes to complete and is done fully online.
Plenti Variable Rate Personal Loan

From 5.43% (variable)
5.43%
$2,001
1 to 3 years
$0 to $999
$0
You'll receive a variable rate from 5.43% p.a and 17.89% p.a. based on your risk profile
A flexible loan with amounts from $2,001 and terms starting from 12 months. Benefit from transparent costs and a rate estimate before you apply.

⭐ Finder Exclusive: Eligible applicants with excellent credit will receive rates starting from 5.43% p.a. (comparison rate 5.43% p.a.). Offer ends 30 June 2021. T&Cs apply.
Pepper Money No Fee Personal Loan

From 5.95% (fixed)
5.95%
$5,000
18 months to 7 years
$0
$0
You'll receive a fixed rate between 5.95% p.a. and 17.95% p.a. based on your risk profile
Borrow from $5,000 to $50,000 and use for a range of purposes. Pay no upfront, early repayment or ongoing fees.
NAB Personal Loan Unsecured Variable Rate

From 6.99% (variable)
7.91%
$5,000
1 to 7 years
$150
$10
You'll receive a variable rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
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Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 5.35% p.a. and based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.

Logo for ANZ Fixed Rate Personal Loan
ANZ Fixed Rate Personal Loan

You'll receive a fixed rate of 8.99% p.a.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

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