Finder makes money from featured partners, but editorial opinions are our own.

As schoolies season approaches, time to get insured


Reduce your Gold Coast risk by planning in advance.

Schoolies was not a really big thing back in the stone age when I went to high school, and the thought of someone heading to Bali to blow off steam would have seemed like some bizarre luxury fantasy. Now it's commonplace, and all those dirt-cheap fares must help.

There are some obvious steps in planning a schoolies trip: sorting flights, persuading all your mates to come, working out how many of you can cram into suitable accommodation, and detailed swimsuit research. Travel insurance is less obvious, but just as important.

According to figures from online insurance provider InsureandGo, fully 90% of 17- and 18-year olds purchasing policies for trips are solo travellers. While some of them may be planning trips with friends and booking insurance individually, many are also likely to be on the road without knowing anyone. In that scenario, travel insurance seems even more essential.

For an overseas trip, insurance is often something we'll book automatically. It's less of a habit if you're taking a domestic jaunt. However, even for a schoolies trip just to the Gold Coast, Lorne or Victor Harbour, travel insurance is definitely a sensible option. For many teenagers, it's likely to be their first extended trip away from home without family. If there's a health incident or a cancellation drama, having coverage will make the experience a lot less stressful.

Our guide to insurance for schoolies travellers covers all the nuances. The crucial one? If alcohol is a factor in your claim, then it won't get paid. So enjoy yourself, but don't go to extremes.

Angus Kidman's Findings column looks at new developments and research that help you save money, make wise decisions and enjoy your life more. It appears Monday through Friday on

Latest news headlines

Picture: ChameleonsEye /

Ask a Question

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site