Learn the ins and outs of property ownership in New South Wales (NSW)
If you own property or are looking to buy property in NSW, it’s worth knowing how property ownership works, where you can access relevant information, the role of authorities such as Land and Property Information (LPI), and what to do in the event that you need to change ownership structure of your land (plus the costs involved).
NSW property and land ownership
Property ownership records are governed by LPI under the Torrens title system. The Torrens title system gives landowners validation and security of property ownership in NSW.
The most common way to access property title information is online. LPI provides easy online access to many of the land title records of NSW through the LPI Online Shop.
Otherwise, you can request information over the client services counter at LPI Queens Square, Sydney.Back to top
Changing property ownership
If you’d like to add your partner’s name to the title or transfer property ownership, you should notify your lender before you begin the process.
To add someone’s name to the property title, you will need to obtain a transfer form from the LPI website under "Land title dealing forms". To complete the transfer form correctly, make sure:
- You record your partner’s name as transferee part (H)
- You choose the form of tenancy (H) either joint tenants or tenants in common
- You sign as the transferor
- Both of you sign as the transferees
Next, complete and lodge a Notice of Sale (NOS) form which you can access from the LPI Online Shop. Once you’ve done this, access your original Certificate of Title (currently held by you or your lender) and any mortgage documents prepared by your lender.
Your lender can lodge the documents and the Certificate of Title on your behalf once you’ve completed the Transfer Form and had it approved by the State Office of Revenue (OSR).
For more tips about how to fill out the property transfer form, check out our article here.Back to top
How to change the name of an owner on the certificate of title (if they are remaining on the title)?
If you have changed your name since you were recorded on the land title, you can apply to LPI to have your new name reflected on the property title.
You’ll need to submit:
- Change of Name form 10CN. This form can be accessed from the LPI website.
- Notice of Sale (NOS) or Transfer of land form. Both of these forms can be accessed from the LPI website.
- Certificate of title. The current version of the Certificate of Title will need to be lodged with your Change of Name and Notice of Sale (NOS) forms. If your property is mortgaged, you’ll need to contact your lender and ask them to provide your Certificate of Title at LPI to formally register your name change.
- Identification/Evidence. You’ll need to supply two forms of ID evidence, such as an Australian birth certificate or a current Australian driver’s licence. To view the full evidence list, visit the LPI website. The evidence required may vary slightly depending on the reason for the name change. For instance, if you changed your name due to marriage, you’ll need to attach a copy of the Marriage Certificate which is issued by the Registry of Births. If you changed your name due to divorce, you will need to state this in part 3 of the statutory declaration on the Change of Name 10CN form.
If you’d like to transfer an interest or a share of your land to another person, such as a family member or friend, you need to lodge a Transfer form 01T and a Notice of Sale or Transfer of Land form.
You’ll need to submit the following to LPI:
- Transfer form 01T (approved by the Office of State Revenue) or a Transfer Severing Joint Tenancy form 01TJ
- Notice of Sale or Transfer of Land (NOS) form
- Original Certificate of Title for the relevant property
- Statutory declaration
- Lodgement fee
The transfer forms can be accessed online through the LPI website or from the client services counter at the LPI Sydney office.
For more information about how to change property ownership and the costs involved, visit the LPI website or check out our guide.Back to top
The below is a summary of some of the main fees charged for NSW land title registration services:
|Service type||Example services||Cost|
|Dealings and related documents||$109.50 (per service)|
|General register of deeds||$105.50 (per service)|
|Plans and related documents||$109.50 (per service)|
For more details about the LPI service costs, please visit the LPI website.Back to top
Prefer to speak to someone about your stamp duty exemptions?