|
|
|
From 10.69% (fixed)
|
11.58%
|
$5,000
|
1 to 7 years
|
$150
|
$10
|
|
You'll receive a fixed rate between 10.69% p.a. and 18.69% p.a. ( 11.58% p.a. to 19.53% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.
|
|
|
|
|
|
|
From 8.99% (variable)
|
9.67%
|
$5,000
|
3 to 5 years
|
$0 ($199 establishment fee waived)
|
$10
|
|
You'll receive a variable rate between 8.99% p.a. and 17.99% p.a. (9.67% p.a. to 18.6% p.a. comparison rate) based on your risk profile
A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years. Note: The establishment fee will be waived if you apply before 30 September 2019.
|
|
|
|
|
|
|
8.99% (fixed)
|
9.13%
|
$5,000
|
2 to 5 years
|
$100
|
$0
|
|
You'll receive a fixed rate of 8.99% p.a.
Benefit from no ongoing fees, no early repayment fees and flexible loan terms on amounts up to $30,000.
|
|
|
|
|
|
|
From 5.99% (variable)
|
7.55%
|
$5,000
|
1 to 7 years
|
from 2% to 5% of the loan amount
|
$10
|
|
You'll receive a personalised interest rate from 5.99% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
|
|
|
|
|
|
|
From 8.95% (fixed)
|
10.56%
|
$5,000
|
18 months to 7 years
|
$495 (Based on $10,000)
|
$13
|
|
You'll receive a fixed rate between 8.95% p.a. and 16.95% p.a. based on your risk profile
Apply for loans from $5,000 and get a dedicated loan manager. No security required.
|
|
|
|
|
|
|
9.89% (fixed)
|
10.14%
|
$5,000
|
1 to 7 years
|
$175
|
$0
|
|
You'll receive a fixed rate of 9.89% p.a.
An unsecured loan from $5,000 with flexible repayments and no monthly fee.
|
|
|
|
|
|
|
From 6.99% (fixed)
|
7.69%
|
$5,000
|
3 to 5 years
|
$500 (Upfront fee)
|
$0
|
|
You'll receive a fixed rate between 6.99% p.a. and 28.69% p.a. based on your risk profile.
Apply for a loan up to $70,000 and repay your loan over 3 or 5 years terms.
|
|
|
|
|
|
|
12.99% (fixed)
|
14.14%
|
$4,000
|
1 to 7 years
|
$250
|
$12
|
|
You'll receive a fixed rate of 12.99% p.a.
Benefit from the security of a fixed rate with the flexibility of additional repayments. Existing Westpac customers may qualify for discounts.
|
|
|
|
|
|
|
From 5.85% (variable)
|
7.84%
|
$2,001
|
6 months to 5 years
|
$299
|
$0
|
|
You'll receive a variable rate from 5.85% p.a. based on your risk profile
A flexible loan with amounts from $2,001 and terms starting from 6 months. Interest and comparison rates calculated for a loan term of 3 years.
|
|
|
|
|
|
|
From 13.99% (fixed)
|
15.19%
|
$3,000
|
1 to 7 years
|
$250 (Loans under $5000 - $140)
|
$13
|
|
You'll receive a fixed rate between 13.99% p.a. and 29.99% p.a. based on your risk profile
Apply for what you need from $3,000 and use it for a range of purposes. Flexible repayments options.
|
|
|
|
|
|
|
From 7.93% (fixed)
|
8.77%
|
$1,000
|
1 to 5 years
|
$500 (from $100 to $500)
|
$10
|
|
You'll receive a fixed rate between 7.93% p.a. and 18.87% p.a. based on your risk profile
An unsecured loan with a low minimum borrowing amount and flexible repayment options.
|
|
|
|
|
|
|
10.99% (fixed)
|
12.21%
|
$20,000
|
1 to 7 years
|
$250
|
$13
|
|
You'll receive a fixed rate of 10.99% p.a.
A secured or unsecured loan available to homeowners with a large minimum borrowing amount of $20,000. Benefit from flexible repayments and fast approval.
|
|
|
|
|
|
|
From 8.05% (fixed)
|
9.06%
|
$2,000
|
1 to 7 years
|
1.5–6% of your total loan amount
|
$0
|
|
You'll receive a fixed rate from 8.05% p.a. based on your risk profile
A personalised loan from $2,000 to $50,000 that varies based on your credit history and financial situation.
|
|
|
|
|
|
|
From 12.99% (variable)
|
16.42%
|
$3,000
|
1 to 7 years
|
$200
|
$10
|
|
You'll receive a variable rate of 12.99% p.a.
Apply for up to $50,000 and benefit from features such as fast approval, free online redraws and no penalties for early repayment.
|
|
|
|
|
|
|
11.89% (variable)
|
12.15%
|
$5,000
|
1 to 7 years
|
$175
|
$0
|
|
You'll receive a variable rate of 11.89% p.a.
Borrow from $5,000 with the option for flexible repayments and no monthly fees.
|
|
|
|
|
|
|
From 10.69% (variable)
|
11.58%
|
$5,000
|
1 to 7 years
|
$150
|
$10
|
|
You'll receive a variable rate between 10.69% p.a. and 18.69% p.a. ( 11.58% p.a. to 19.53% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes. Benefit from fee-free additional repayments and a redraw facility. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.
|
|
|
|
|
|
|
From 7.88% (variable)
|
8.72%
|
$1,000
|
1 to 7 years
|
$500 (from $100 to $500)
|
$10
|
|
You'll receive a variable rate between 7.88% p.a. and 18.82% p.a. based on your risk profile
An unsecured loan with flexible repayment options and a low minimum borrowing amount.
|
|
|
|
|
|
|
From 7.5% (fixed)
|
9.51%
|
$5,000
|
2 to 5 years
|
$3
|
$0
|
|
You'll receive a fixed rate between 7.5% p.a. and 19.99% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
|
|
|
|
Hi I’ve only been at my job for a little over 2 months it is full time. My credit isn’t the greatest but I need a small loan for an emergency situation. Can you help me? Also i don’t have a bank account yet but was planning on getting one in a couple days, can you still help me?
Hi April,
We’ve read your message, Thanks!
There are lenders who will allow you to get a personal loan even if you have just been employed.
Lenders look at a variety of criteria, which can include any of the following:
Age. You need to be over the age of 18 to be eligible.
Employment. There are a few factors that come into play with employment criteria. You may need to be employed full-time (although part-time and casual employees also have loan options) and you may need to earn a certain income to be eligible. You also may need to have held your current job for a minimum period of time. See below for more information.
Credit history. Traditional lenders such as banks and credit unions will normally require you to have good credit to be eligible. That is, no negative listings such as defaults, bankruptcies or multiple credit enquiries can be listed on your file. However, there are bad credit personal loans available.
Residency. You will usually need to be an Australian citizen or permanent resident to be eligible, but some lenders do consider temporary residents for personal loans.
Also, it would be a good idea to open a bank account as this will add to more documentation for the lender if needed.
Hope this clarifies.
Regards,
I just started a job this week and I just need a small loan to get through to next week. Would I be able to get a loan?
Hi Sam,
Thank you for your inquiry.
Absolutely! There are lenders on our table that allows no minimum tenure, which you could consider in applying for a short-term personal loan.
Please be reminded to check their eligibility requirements and loan terms prior applying. Use the calculator at the top of our comparison to get the actual figures, and you may click “Go to Site” green button to proceed of your chosen provider.
Hope this helps.
Cheers,
Jonathan
I’m 18 and have casual job for the next 3 weeks (barely make $100 a week) before I start a full time apprenticeship (between $400 and $500) a week. I’m looking for a personal loan so I can get a car for my new job. What are my options?
Hi Matt,
Thanks for visiting finder.
Majority of lenders require you to be in permanent/full-time employment in order to obtain finance. However, some lenders’ minimum criteria just requires you to earn a regular income or requires that you meet a minimum annual income.
The criteria for this and the personal loans available for casual employees that you can compare can be found on the link below:
https://www.finder.com.au/personal-loans-for-casual-employees
Hope this helps,
Joanne
I need a loan from 500 to 700. But I have only been employed for a short time with the company although I’ve been employed with them before. Is there any loan company that will approve me for a loan?
Hello Adam,
Thank you for your question.
We understand that you are concerned about your job tenure. We have listed on this page different lenders and their minimum time requirement on your present job. Casual workers are also being considered.
We recommend that you inform the lender of your choice that you have been employed on the same company in the past. You can refer to this page on how to maximize your chances of approval.
Hope this helps.
Cheers,
Jonathan