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Upon approval, you can get access to funds in less than an hour, and you can use proceeds from this loan to help you cover any small needs. Whether you need car repairs done or you just need a bit of extra cash to see you through to your next payday, an unsecured loan might be the financing solution you need.
$2,000
Maximum loan amount
Within an hour
Turnaround time
16 days - 1 year(s)
Term of loan
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Product Name | Needy Money Small Loans |
---|---|
Minimum loan amount | $100 |
Maximum loan amount | $2,000 |
Loan term | 16 days - 1 year(s) |
Turnaround time | Within an hour |
Costs | 20% of amount borrowed establishment fee) & 4% of principal amount per month. |
Requirements | You must be an 18+ Australian resident with an income. |
Available to Centrelink Borrowers? | No |
Whilst we don't compare Needy Money loans directly, use the table below to see how does it compare to others.
Applicants start by completing an online application. Once someone submits their application and all required documents, they can expect an email confirming the application’s submission. If you apply during business hours, a Needy Money representative processes your application within an hour and gets in touch with you soon after to notify you of the outcome.
Needy Money will then generate and email a contract to you, which you have to accept in order to move forward. Taking into account varied needs of its customers, Needy Money gives you the option to receive your funds via electronic transfer or cheque, and even over the counter.The contract specifies all the terms and conditions associated with the loan and you have to make repayments as per a pre-decided payment schedule.
Needy Money Quick Small Loans come with a number of features, and here’s what to expect.
Quick Small Loans that Needy Money provides attract various fees and charges, and you can view these as part of the contract provided upon approval of your loan application.
Make sure you take some time to go through all associated fees and charges carefully to avoid surprises later. If you feel that the fees and charges are too costly you have the option of not accepting the contract. If you don’t accept the contract you are not liable to make any payments.
Applying for a Needy Money Quick Small Loan is easy and you can do so online. Make sure you meet the required eligibility criteria as listed below.
Completing the application requires that you part with different types of information, which include the following.