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NBCU New Car Loan

A competitive car loan to finance a new car or motorbike.

  • Please note that Northern Beaches Credit Union (NBCU) and Community First Credit Union (CFCU) have merged.
This is a secured variable rate car loan that can help you finance a new car or a new registrable motorbike. You can apply for a loan from $10,000 and have up to 7 years to repay.
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$295

Application Fee

From 5.34% (variable)

Interest Rate (p.a.)

6.1%

Comparison Rate (p.a.)

$60,000

Max Loan Amount

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Details

Product NameNorthern Beaches CU New Car Loan
Interest Rate (p.a.)From 5.34% (variable)
Comparison Rate (p.a.)6.1%
Interest Rate TypeVariable
Min Loan Amount$10,000
Max Loan Amount$60,000
  • Please note that Northern Beaches Credit Union (NBCU) and Community First Credit Union (CFCU) have merged.

Main points to consider with the NBCU New Car Loan

This loan is a secured variable rate car loan that is available for brand new cars or brand new registrable motorbikes. A $5 monthly fee applies and the loan comes with a variable rate of 5.34% p.a.

You're able to make extra repayments on this loan and also redraw any extra repayments you make.

Features of the NBCU New Car Loan

The following are some of the features that are included with this loan:

  • Secured loan. This is a secured loan, which means that the vehicle you purchase (a brand new car or motorbike) will be used as security for the loan.
  • Long loan terms. You can apply for a loan term between 1 year and 7 years.
  • Borrow a varied range. You can apply for a minimum of $10,000 up to a maximum of $60,000.
  • Able to make extra repayments without penalty. If you come into some extra cash, you can put it towards your car loan without being charged for it.
  • Redraw facility available. You can redraw the extra repayments that you make on your car loan without penalty, and you can access the cash when you need it.
  • Flexible repayment options. You can make weekly, fortnightly or monthly payments to tailor your repayments to your income schedule.
  • Fast approval. You can apply online and get an instant response.

Fees and charges

  • A monthly fee of $5 applies.

How to apply for the NBCU New Car Loan

To discover whether you can apply for this loan, click on "Go to Site" and ensure you meet the following:

  • Be over the age of 18
  • Have a regular income
  • Are not bankrupt
  • Be an Australian citizen or a permanent resident of Australia
  • Have no defaults on any loans, credit cards, interest-free finance or store cards in the last five years
  • Have been in your current job longer than six months

You will also need to supply the following documents and information:

  • Your personal details. This includes your current and previous addresses, a working phone number and a working email.
  • Details of your income. This includes details of your employment, your current assets and liabilities as well as information on any of your assets. This can include a home, car or any savings.

If you're in the market for a new car, consider NBCU's new car loan. Make sure you consider all of your car loan options before making a final decision.

Compare car loan providers

1 - 11 of 11
$
Name Product Mobile details underline Interest Rate (p.a.) Comp. Rate (p.a.) Rate Type Application Fee Monthly Fee Monthly Repayment
IMB New Car Loan Fixed, 1 - 7 Years, $2,000 - $75,000
IMB New Car Loan
1 - 7 Years, $2,000 - $75,000
4.88%
5.23%
Fixed
$275.12
$0
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
loans.com.au - New - Prime Special (Variable) Variable, 3 - 5 Years, $5,000 - $100,000
loans.com.au - New - Prime Special (Variable)
3 - 5 Years, $5,000 - $100,000
3.74%
4.28%
Variable
$400
$0
You'll receive a variable rate of 3.74% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees.

Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
NRMA New Car Loan Fixed, 1 - 7 Years, $5,000 - $130,000
NRMA New Car Loan
1 - 7 Years, $5,000 - $130,000
5.99%
6.68%
Fixed
$499
$0
You'll receive a fixed rate from 5.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
Stratton Finance New Car Loan Fixed, 1 - 7 Years, $10,000 - $300,000
Stratton Finance New Car Loan
1 - 7 Years, $10,000 - $300,000
4.44%
to 18%
5.76%
to 19.61%
Fixed
$482
$8.90
You'll receive a fixed rate from 4.44% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
OurMoneyMarket Car Loan Fixed, 1 - 7 Years, $2,001 - $75,000
OurMoneyMarket Car Loan
1 - 7 Years, $2,001 - $75,000
5.85%
to 14.99%
6.47%
to 21.14%
Fixed
1.5% - 6%
min. $250
$0
You'll receive a fixed interest rate from 5.85% p.a. to p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
RACV New Car Loans Fixed, 1 - 7 Years, $5,000 - $150,000
RACV New Car Loans
1 - 7 Years, $5,000 - $150,000
5.99%
6.68%
Fixed
$499
$0
You'll receive a fixed rate from 5.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
NRMA Used Car Loan Fixed, 1 - 7 Years, $5,000 - $130,000
NRMA Used Car Loan
1 - 7 Years, $5,000 - $130,000
6.99%
7.68%
Fixed
$499
$0
You'll receive a fixed rate from 6.99% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
loans.com.au - New - Prime Special (Fixed) Fixed, 3 - 5 Years, $5,000 - $100,000
loans.com.au - New - Prime Special (Fixed)
3 - 5 Years, $5,000 - $100,000
5.09%
5.64%
Fixed
$400
$0
You'll receive a fixed rate of 5.09% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
loans.com.au - Used Car Loan (6+ years) Variable, 3 - 5 Years, $5,000 - $100,000
loans.com.au - Used Car Loan (6+ years)
3 - 5 Years, $5,000 - $100,000
5.04%
5.59%
Variable
$400
$0
You'll get a variable rate of 5.04% p.a.
Borrow up to $100,000 for a used car for 6+ years, with no monthly fee.

Special offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. Terms and conditions apply.
loans.com.au - Used Car Loan (8+ years) Variable, 3 - 5 Years, $5,000 - $50,000
loans.com.au - Used Car Loan (8+ years)
3 - 5 Years, $5,000 - $50,000
8.94%
9.51%
Variable
$400
$0
You'll get a variable rate of 8.94% p.a.
Borrow up to $50,000 for a used car for 8+ years, with no monthly fee.

Special offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. Terms and conditions apply.
Stratton Finance Used Car Loan Fixed, 1 - 7 Years, $10,000 - $300,000
Stratton Finance Used Car Loan
1 - 7 Years, $10,000 - $300,000
4.99%
to 18%
6.41%
to 19.61%
Fixed
$482
$8.90
You'll receive a fixed rate loan from 4.99% p.a. with a comparison rate of 6.41% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
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Compare up to 4 providers

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 5.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 5.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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