Natloans Car Loans Review and Rates | finder.com.au

Natloans Car Loans

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Offering competitive rates and an easy online application process, Natloans is a finance broker to consider if you’re in the market for a car loan.

Natloans is a financial broker providing clients with tailored loan solutions based on their individual financial needs. Based in Melbourne, Natloans offers ordinary Australians access to reputable lenders, as well as the financial expertise to secure and manage loans. Natloans’ portfolio also includes loan products for personal and commercial purchases and a range of insurance products.

$375

Application Fee

From 4.49% (fixed)

Interest Rate (p.a.)

5.63%

Comparison Rate (p.a.)

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Details

Product NameNatloans Car Loans
Interest Rate (p.a.)From 4.49% (fixed)
Comparison Rate (p.a.)5.63%
Interest Rate TypeFixed
Min Loan Amount$5,000

How does borrowing from Natloans Car Loans work?

If you're interested in applying for a car loan, Natloans does the heavy lifting for you by comparing providers, interest rates and repayment terms. Depending on the loan type, you can borrow as little as $5,000 and make repayments over a period of up to 7 years. However, the onus is on you to determine what repayments and fees you can afford.

What car loans are available?

You can choose from the following car loan types:

  • Novated lease. This is where your employer essentially leases a car for you and then deducts repayments from your pre-tax salary. Novated leases from Natloans come with fixed interest rates and the choice of weekly, fortnightly or monthly repayments.
  • Secured car loan. Enjoy a competitive rate when you use your new vehicle as security for the loan. Competitive rates from 4.49% p.a. are available.
  • Unsecured car loan. If you don't want to use your vehicle as a guarantee you can consider an unsecured loan from Natloans. This implies more risk for the lender, so you'll pay a higher interest rate, but terms are available up to 7 years.
  • Second Chance car loans. If you have negative marks on your credit file you can consider a Second Chance Car Loan. You can apply for new or used car finance and both secured and unsecured loans are available.

Once you've selected your product, you can apply for a quick quote and then submit an application online.

Features and benefits of borrowing from Natloans

Here are some of the features to consider if you're looking for a car loan from Natloans:

  • Expertise and assistance. Natloans compares car loan products offered by reputable Australian lenders, so you can benefit from expertise as well as assistance when you apply for one of its loans.
  • Easy application process. You'll have access to free loan and budget calculators online, as well as a quick quote function to help them choose the right loan type. After you decide on a loan type, you can submit your application online.
  • Quick approval. Natloans can guarantee pre-approval within 30 seconds of submitting the loan application, irrespective of the amount.
  • Bad credit options available. Customers with bad credit histories can be approved for a Second Chance Car Loans.
  • Flexible terms. Car loans can be repaid over a period of between 1 year and 7 years, with the option of making additional repayments so you can decrease the outstanding balance. Deposits are optional.
  • Fixed rates and payments. The car loan's interest rate and repayments are fixed for the entire loan period.
  • Choice of repayment options. You can repay your car loan weekly, fortnightly or monthly. Repayments can also be made in advance without penalty.
  • Insurance. Besides lenders,Natloans also has relationships with Australian insurance providers and can also provide comprehensive car insurance at competitive rates.

What other products does Natloans offer?

Natloans also offers the following financial products:

  • Home loans. Natloans offers a variety of home loan products for first-time buyers and experienced investors, as well as solutions for customers with credit problems. Products include complete home loan packages, loans for construction, fixed or variable-rate loan products and a line of credit.
  • Business loans. Natloans offers business loans for purchasing commercial property, equipment, transport and technology, which can be tailored according to the kind of finance your business needs.
  • Insurance. Natloans also provides loan insurance to guarantee your financial commitments. Insurance products provide cover for cars, bikes and jet skis.

How to apply for a car loan from Natloans

The Natloans application process is easy and fully online. To get started click "Go to Site". You will be asked to provide the following:

  • Proof of address
  • A valid driver's licence
  • Rental receipts
  • Proof of earnings
  • A letter from your employer

Natloans offers competitive car finance, but remember to consider your own financial needs when deciding if the loan is affordable and if it's right for you.

Compare car loan providers

Data updated regularly
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Loans.com.au - New and Dealer Used Car Loan
From 4.67% (fixed)
5.22%
$5,000
3 to 5 years
$400
$0
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
Plenti Car Loan
From 4.89% (fixed)
5.44%
$2,000
3 to 7 years
from $249 to $799
$0
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
IMB New Car Loan
4.99% (fixed)
5.34%
$2,000
1 to 7 years
$275.12 ($250 Application fee + $25.12 PPS registration fee)
$0
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
NRMA New Car Loan
From 4.99% (fixed)
5.69%
$5,000
1 to 7 years
$499
$0
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
Credit Concierge Car Loan
From 3.85% (fixed)
4.91%
$10,000
1 to 7 years
$350
$8.50
You'll receive a fixed rate of 3.85% p.a. with a comparison rate of 4.91% p.a.
Get access to over 20 providers to fund a new or used car.

Wisr Secured Car Loan
From 4.74% (fixed)
5.01%
$5,000
3 to 7 years
$195 (Includes PPSR registration fee)
$0
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

NAB Personal Loan Unsecured Fixed
From 6.99% (fixed)
7.91%
$5,000
1 to 7 years
$150
$10
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% (13.56% comparison rate) or less. See Comparison rate warning in (i) above.
OurMoneyMarket Car Loan
From 5.35% (fixed)
5.65%
$2,001
1 to 7 years
$250
$0
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
MoneyForJam Car Loan
From 3.25% (fixed)
5.82%
$5,000
1 to 7 years
From $1 to $990
$25
You'll receive a fixed rate from 3.25% p.a. based on your risk profile
Borrow between $5,000 and $120,000 with loan terms up to 7 years to finance a new or used car. Get access to more than 40 providers.
CUA Secured Fixed Car Loan
6.79% (fixed)
7.16%
$5,000
1 to 7 years
$265 ($175 Establishment Fee + $90 Security Administration Fee)
$0
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
Latitude Personal Loan (Secured)
From 5.99% (fixed)
7.26%
$3,000
1 to 7 years
Loans under $5000 - $140
$13
You'll receive a fixed rate between 5.99% p.a. and 21.99% p.a. based on your risk profile
Lock in a competitive fixed rate when you offer security. Loan can be used for any purpose and repayments are flexible. You can check your interest rate before applying with no impact to your credit score.
Stratton Finance New Car Loan
From 4.05% (fixed)
5.63%
$10,000
3 to 7 years
$700
$8.25
You'll receive a fixed rate from 4.05% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
SocietyOne Car Loan
From 6.99% (fixed)
6.99%
$5,000
2 to 5 years
from 0% to 5% of the total loan amount
$0
You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
RACV New Car Loans
From 4.99% (fixed)
5.69%
$5,000
1 to 7 years
$499
$0
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
People's Choice CU Discounted Personal Loan (Car Loan)
From 4.65% (fixed)
4.99%
$20,000
1 to 10 years
$250
$0
Borrow over $20,000 and secure with a new or used car less than 2 years (manufacture year 2018).
Pre-approval, no monthly fees and fixed rate for 5 years.
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Compare up to 4 providers

Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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4 Comments

    Default Gravatar
    Glen
    October 11, 2016

    If you already have a car loan can you refinance it for a lower interest rate.

      Avatarfinder Customer Care
      Elizabeth
      October 12, 2016

      Hi Glen,

      Natloans does have a loan refinancing option. When you click “Go to Site” above you can enquire with them directly.

      Hope this helps,

      Elizabeth

    Default Gravatar
    Tina
    August 18, 2016

    How do i get link for centrelink

      Avatarfinder Customer Care
      Elizabeth
      August 19, 2016

      Hi Tina,

      If you’re looking for a loan available to those receiving Centrelink payments you can consider your Centrelink loan options.

      I hope this helps,

      Elizabeth

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