
Get exclusive money-saving offers and guides
Straight to your inbox
The NAB Rewards Signature is suited to big spenders and earners who want flexible rewards through a credit card, with a high minimum credit limit of $15,000 and up to 3.75 points per $1 on eligible spending. The bonus points offer is split into two parts, giving you 100,000 bonus NAB Rewards Points when you spend $3,000 on everyday purchases in the first 60 days from approval – and another 40,000 bonus points when you keep the card for at least 12 months.
140,000
Bonus points
19.99% p.a.
Purchase rate
1.25
Reward points
Per $ spent
$295 p.a.
Annual fee
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Product Name | NAB Rewards Signature Card |
---|---|
Rewards program | NAB Rewards |
Balance transfer rate p.a. | 0% for 12 months with 3% balance transfer fee |
Balance transfer revert rate | Cash Advance Rate (21.74% p.a.) |
Balance transfer limit | 90% of available limit |
Purchase rate p.a. | 19.99% |
Annual fee | $295 |
Interest-free period | Up to 44 days on purchases |
Cash advance rate | 21.74% p.a. |
Min credit limit | $15,000 |
Max credit limit | $75,000 |
Card type | Visa |
Foreign currency conversion fee | 3% |
Available to temporary residents | Yes - Conditions apply |
---|---|
Joint application | Yes |
Rewards program | NAB Rewards |
---|---|
Bonus points | 140,000 |
Rewards points per $ spent | 1.25 |
Annual fee | $295 |
---|---|
Minimum monthly repayment | 2% of the closing balance or $25, whichever is greater |
Late payment fee | $15 |
Foreign currency conversion fee | 3% |
Cash advance fee | 2% or $2.50, whichever is greater |
Overseas ATM withdrawal fee | $5 |
Review by
Amy has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. She is also the editorial lead for Finder Green, covering sustainability across different industries. Her work has appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy also has a Bachelor of Arts in Journalism and Drama from Griffith University.