NAB Qantas Rewards Card

No longer offered in the market

The NAB Qantas Rewards credit card is no longer available for new applications. However, we’ve kept the information online for the benefit of existing customers and for those who are interested.
You can compare the current range of NAB credit cards here.

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0% p.a.

Balance transfer rate

for 6 months with 2% balance transfer fee

19.99% p.a.

Purchase rate

0.5

Reward points

Per $ spent

$95 p.a.

Annual fee

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Details

Product NameNAB Qantas Rewards Card - DISCONTINUED
Rewards programQantas Frequent Flyer
Balance transfer rate0% p.a. for 6 months with 2% balance transfer fee
Balance transfer revert rateCash Advance Rate (21.74% p.a.)
Balance transfer limit90% of available limit
Purchase rate19.99% p.a.
Annual fee$95
Interest-free periodUp to 44 days on purchases
Cash advance rate21.74% p.a.
Min credit limit$500
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsYes - Conditions apply
Joint applicationNo

Pros

  • Enjoy a balance transfer rate of 0% p.a. for the first 6 months.
  • The NAB Qantas Rewards Card offers complimentary purchase protection insurance and complimentary Qantas Frequent Flyer membership.
  • An additional cardholder can be added for $0.

Cons

  • There are only up to 44 days interest-free on purchases with this card, as opposed to other credit cards that offer up to 55 interest-free days.
  • A one-off 2% balance transfer fee applies.
Rewards programQantas Frequent Flyer
Bonus pointsN/A
Rewards points per $ spent0.5
Rewards points cap3,000
Annual fee$95
Late payment fee$15
Foreign currency conversion fee3%
Cash advance fee2% or $2.50, whichever is greater
Overseas cash advance fee2% or $2.50, whichever is greater
Overseas ATM withdrawal fee$5
Additional cardholder fee$0
Number of additional cardholders1

How to apply

You can apply for the NAB Qantas Rewards card in 25 minutes and receive a response in 60 seconds. To complete the application, make sure you meet the eligibility criteria and have the necessary information on hand.

Eligibility criteria

  • Age. You need to be at least 18 years old to apply.
  • Residency. You can apply if you're an Australian citizen or permanent resident. If you are not a citizen or permanent resident, you will need to have an acceptable visa. Many visas are acceptable but the following are not: Visitor Visa (exception, a Special Category Visa - NZ Citizen is acceptable), Working Holiday, Student, Exchange/gap year, Transit/short stay/seasonal, and Bridging.

Card benefits

  • Complimentary insurance. You can spend with peace of mind thanks to purchase protection insurance. The cover protects you if personal items bought with the card are lost, stolen or accidentally damaged within 90 days of the date of purchase. Make sure to check out the insurance policy document before you make a claim.
  • Complimentary Frequent Flyer membership. If you're not already a member of the Qantas Frequent Flyer program, NAB will waive the membership fee when you sign up and are approved for the NAB Qantas Rewards Card. That's a saving of $99.50.

Rates & fees

  • Annual fee. This card charges a $95 p.a. annual fee.
  • Purchase interest rate. Your purchases will collect the 19.99% p.a. purchase interest rate.

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43 Comments

    Default Gravatar
    brian
    May 1, 2017

    Are there any bonus Qantas Points for signing up?

    Default Gravatar
    Deb
    July 26, 2016

    When do my points that show on my Credit Card statement show up on my Qantas Rewards statement ? Are they transferred automatically ?

      Avatarfinder Customer Care
      May
      July 28, 2016

      Hi Deb,

      Thanks for your question.

      Your Qantas points will be credited to your Qantas frequent flyer account if you have this linked to your NAB credit card. Your points are calculated on net purchases at the end of a statement period. So if you want to check your points earned, you may need to login to your Qantas FF account.

      Cheers,
      May

    Default Gravatar
    Emma
    June 5, 2016

    How do I know if my purchase will be considered an eligible purchase? Can you tell me what are not eligible purchases? Thanks

      Avatarfinder Customer Care
      Ysa
      June 6, 2016

      Hi Emma,

      Thanks for your inquiry.

      An eligible purchase is an everyday purchase and exclude transactions such as:
      – cash advances
      – bills paid over the counter at a bank, financial institution or post office
      – purchases of travellers cheques
      – transactions for gambling or gaming purposes
      – when the card is used as a debit card to access linked accounts
      – transactions which NAB has decided to be wholly or partly for a business or investment purpose
      – transactions where you use your card account to make payment to the Australian Taxation Office (ATO)
      – fees and charges (including government fees and charges)
      – interest charges
      – transactions which are disputed, fraudulent or involve abuse of your credit card account
      – payments and purchases which are refunded or reimbursed.

      Anything other than these are considered as everyday purchases.

      I hope this has helped.

      Cheers,
      Ysa

    Default Gravatar
    Dominic
    May 22, 2016

    Hi,

    I am currently on a 457 visa which does not expire for almost 4 years.

    I have a good credit history here in Australia and more than meet the income requirements.

    Would I be eligible for this card?

    Thanks

      Avatarfinder Customer Care
      May
      May 23, 2016

      Hi Dominic,

      Thanks for your question.

      Unfortunately, only Australian residents can apply for this NAB Qantas Rewards Card. You may try our page that lists credit cards for temporary residents. You may contact a credit card issuer featured on that page and verify which among their products are available for non-residents.

      I hope this helps.

      Cheers,
      May

    Default Gravatar
    Chris
    February 5, 2016

    Can you swap a NAB Visa Flyby Card account, to a NAB Qantas Reward Card.

      Avatarfinder Customer Care
      Jonathan
      February 5, 2016

      Hi Chris, thanks for your inquiry!

      You can change NAB cards by contacting the customer service team on 13 22 65 Mon-Fri 8am – 7pm, Sat-Sun 9am – 6pm (AEST/AEDT).

      Cheers,

      Jonathan

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