NAB Classic Banking with Platinum Visa Debit Card

NAB Classic Banking with Platinum Visa Debit Card

Fee Free Deposit


Account Keeping Fee


With no international transaction fees and cashback on contactless purchases, this is far more than just a debit card.

  • $0 foreign transaction fee on international purchases
  • Complimentary travel insurance plus additional free cover
  • Receive up to $10 per month back on contactless purchases
  • Book travel and restaurants through NAB's 24/7 Concierge Service

Product details

The NAB Platinum Visa debit card isn’t your average everyday debit card. It’s packed with premium features, including no foreign currency transaction fees on overseas purchases and a cashback offer on your contactless purchases.

If you’re an existing NAB customer you can apply for this debit card within your mobile banking app when opening a NAB Classic Banking Account. If you’re not a NAB customer, you can order this debit card when opening a NAB Classic Banking Account. Read on to learn about all the features of this premium debit card.


This debit card is the first of its kind in Australia, packed with unique, premium features that go beyond your average debit card.

Product Name
NAB Classic Banking with Platinum Visa Debit Card
Monthly Account Fee
Debit Card Access
ATM Withdrawal Fee
Interest Rate p.a.
$10 monthly card fee. Unlimited free withdrawals at NAB ATMs, $0 foreign transaction fees.
Joint Application
Fee Free Deposit p.m.
Overseas ATM Withdrawal Fee
Overseas Eftpos Fee
Phone Banking
Internet Banking


$10 monthly card fee

You will need to pay a monthly fee of $10 to unlock the benefits of the card.

$0 international transaction fees

If you’re an avid traveller or love to shop online from overseas outlets, this debit card is for you. There’s no foreign currency fee on international purchases, saving you lots of money when using the card overseas.

$10 cash back offer

When you spend $1000 each month on contactless purchases with your NAB Platinum Visa debit card, you’ll get up to $10 cashback.

Linked Visa debit card

You can use the Visa debit card online or instore wherever Visa is accepted.

Apple Pay and NAB Pay available

Link this card to Apple Pay to make contactless tap and go purchases with your iPhone or Apple Watch without your debit card. For Android users, you can link this car to NAB Pay for Android within the NAB app (NAB Pay is not available for iPhone).

NAB Concierge Service

This card gives you access to the NAB Concierge Service; a travel and lifestyle service for NAB signature, platinum and premium cardholders. You can use the service to book flights and accommodation as well as organise medical or legal services while abroad. At home in Australia, you can book tickets for live shows, rent cars and book restaurants.

Complimentary insurance

You could be eligible to receive complimentary insurance when travelling, such as transport accident insurance and flight inconvenience insurance.

Mobile app available

Access your money on the go via the NAB mobile banking app. You can use the app to turn contactless payments off or on, lock your card temporarily and notify NAB of upcoming overseas travel plans.


  • Receive cashback on contactless purchases
  • Access to the NAB Concierge Service
  • $0 international transaction fees
  • Pay no withdrawal fee at 7,000+ ATMs
  • Apple Pay available, and NAB Pay for Android


  • $10 monthly account fee applies
  • Cashback offer is capped at $10 a month

How to apply

You can apply for the NAB Platinum Visa debit card online, in branch or over the phone.

Eligibility for the NAB Platinum Visa debit card

  • You must be over 18 years old.
  • You must be a permanent Australian resident.
  • You must have a NAB everyday banking account, such as the NAB Classic Banking account.
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8 Responses

  1. Default Gravatar
    PeterAugust 5, 2019


    I am travelling overseas and want a card that I can use for a few weeks that doesn’t charge foreign fees. I am a NAB customer, so was just going to apply for the platinum visa debit card, but only want it for my overseas purchases, as it has a monthly fee. Can I keep both cards and cancel one when once I have finished my travel?


    • Avatarfinder Customer Care
      JeniAugust 6, 2019Staff

      Hi Peter,

      Thank you for getting in touch with Finder.

      Kindly get in touch with NAB if you consider getting 2 Visa debit cards. You may also consider using travel money cards while on holiday overseas as they prevent in charging you foreign transaction fees like NAB’s Visa debit card. You may also learn your travel money guide of the country you’re traveling to by clicking the country at the left side of the travel money card’s page.

      I hope this helps.

      Thank you and have a wonderful day!


  2. Default Gravatar
    AndrewFebruary 12, 2019

    Is the Nab Platinum Visa Debit card linked to my current everyday account with Nab or do I need to open a new account?

    • Avatarfinder Customer Care
      JeniFebruary 14, 2019Staff

      Hi Andrew,

      Thank you for getting in touch with finder.

      Since you’re an existing NAB customer, this card must be linked to your existing everyday account. Kindly contact NAB directly on this matter or upgrade to the new debit card from your mobile banking app or through Internet banking.

      I hope this helps.

      Thank you and have a wonderful day!


  3. Default Gravatar
    DAVIDJuly 30, 2018

    If I dont want this card do I just cut it up

    • Avatarfinder Customer Care
      NikkiJuly 30, 2018Staff

      Hi David,

      Thanks for your message and for contacting finder.

      It’s understandable to want to cancel a card, cut it up and be done with. However, this doesn’t entirely cancel your card.

      Here is a page to guide you how to properly cancel your credit card in Australia.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.


  4. Default Gravatar
    AndrewMay 15, 2018


    I understand what no international transaction fees means, though you can please explain what the difference is when referring to Overseas Eftpos Fee 3% above?

    Thanks for providing such a great service, Finder is a fantastic website.

    • Avatarfinder Customer Care
      NikkiMay 15, 2018Staff

      Hi Andrew,

      Thanks for your message and for visiting finder – the leading comparison website & general information service built to give you advice in your buying decision needs. How are you doing today?

      An international transaction fee is generally a fee charged by a bank for international purchases made online or in-store when a customer uses a payment card.

      An EFTPOS or Electronic Fund Transfer at Point of Sale is a system used by business involving electronic funds transfers based on the use of payment cards, such as debit or credit cards, at payment terminals located at points of sale. An overseas EFTPOS fee is a fee charged by a store when a customer uses their payment cards in their EFTPOS.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.


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