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NAB Classic Banking with Platinum Visa Debit Card

Alison Banney
Alison Banney
Last updated:  

With no international transaction fees and cashback on contactless purchases, this is far more than just a debit card.

The NAB Platinum Visa debit card isn’t your average everyday debit card. It’s packed with premium features, including no foreign currency transaction fees on overseas purchases and a cashback offer on your contactless purchases.

If you’re an existing NAB customer you can apply for this debit card within your mobile banking app when opening a NAB Classic Banking Account. If you’re not a NAB customer, you can order this debit card when opening a NAB Classic Banking Account. Read on to learn about all the features of this premium debit card.

$10

Account keeping fee

$0

ATM withdrawal fee

$5

Overseas ATM withdrawal fee

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Details

Product NameNAB Classic Banking with Platinum Visa Debit Card
Monthly account fee$10
Card accessVisa
ATM Withdrawal Fee$0
Internatonal ATM Fee$5
International transaction fee0%
Monthly deposit required to waive account feeN/A

Expert review

Alison Banney

Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for over six years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

You can link a NAB Platinum Visa Debit Card with your NAB everyday transaction account to get a few extra benefits and perks, particularly for travel.

This debit card does come with a $10 monthly fee, but in exchange you’ll pay no international transaction fees on overseas purchases both in store and online. In comparison, the standard NAB Visa Debit Card charges a 3% international transaction fee on overseas purchases.

You’ll also earn 1% cashback on tap and go purchases, capped at $10 a month cashback. This means that if you make $1000 worth of tap and go transactions in the month, you’ll get $10 cashback. This type of cashback offer is really rare for a debit card.

NAB Platinum Visa Debit Card holders are also entitled to complimentary travel insurances, and get access to NAB’s Concierge Service for assistance booking flights, hotels or even restaurants.

Key features

$10 monthly card fee

You will need to pay a monthly fee of $10 to unlock the benefits of the card.

$0 international transaction fees

If you're an avid traveller or love to shop online from overseas outlets, this debit card is for you. There's no foreign currency fee on international purchases, saving you lots of money when using the card overseas.

How to apply

You can apply for the NAB Platinum Visa debit card online, in branch or over the phone.

Eligibility

  • You must be over 18 years old.
  • You must be a permanent Australian resident.

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8 Comments

  1. Default Gravatar
    Peter
    August 5, 2019

    Hi,

    I am travelling overseas and want a card that I can use for a few weeks that doesn’t charge foreign fees. I am a NAB customer, so was just going to apply for the platinum visa debit card, but only want it for my overseas purchases, as it has a monthly fee. Can I keep both cards and cancel one when once I have finished my travel?

    Thanks,
    Peter

    Reply
    • Avatarfinder Customer Care
      Jeni
      August 6, 2019

      Hi Peter,

      Thank you for getting in touch with Finder.

      Kindly get in touch with NAB if you consider getting 2 Visa debit cards. You may also consider using travel money cards while on holiday overseas as they prevent in charging you foreign transaction fees like NAB’s Visa debit card. You may also learn your travel money guide of the country you’re traveling to by clicking the country at the left side of the travel money card’s page.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

      Reply
  2. Default Gravatar
    Andrew
    February 12, 2019

    Is the Nab Platinum Visa Debit card linked to my current everyday account with Nab or do I need to open a new account?

    Reply
    • Avatarfinder Customer Care
      Jeni
      February 14, 2019

      Hi Andrew,

      Thank you for getting in touch with finder.

      Since you’re an existing NAB customer, this card must be linked to your existing everyday account. Kindly contact NAB directly on this matter or upgrade to the new debit card from your mobile banking app or through Internet banking.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

      Reply
  3. Default Gravatar
    DAVID
    July 30, 2018

    If I dont want this card do I just cut it up

    Reply
    • Default Gravatar
      Nikki
      July 30, 2018

      Hi David,

      Thanks for your message and for contacting finder.

      It’s understandable to want to cancel a card, cut it up and be done with. However, this doesn’t entirely cancel your card.

      Here is a page to guide you how to properly cancel your credit card in Australia.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.

      Cheers,
      Nikki

      Reply
  4. Default Gravatar
    Andrew
    May 15, 2018

    Hello,

    I understand what no international transaction fees means, though you can please explain what the difference is when referring to Overseas Eftpos Fee 3% above?

    Thanks for providing such a great service, Finder is a fantastic website.

    Reply
    • Default Gravatar
      Nikki
      May 15, 2018

      Hi Andrew,

      Thanks for your message and for visiting finder – the leading comparison website & general information service built to give you advice in your buying decision needs. How are you doing today?

      An international transaction fee is generally a fee charged by a bank for international purchases made online or in-store when a customer uses a payment card.

      An EFTPOS or Electronic Fund Transfer at Point of Sale is a system used by business involving electronic funds transfers based on the use of payment cards, such as debit or credit cards, at payment terminals located at points of sale. An overseas EFTPOS fee is a fee charged by a store when a customer uses their payment cards in their EFTPOS.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.

      Thanks,
      Nikki

      Reply
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