NAB Low Fee Platinum Card – Exclusive Offer

No longer offered in the market

The NAB Low Fee Platinum – Exclusive Offer is no longer available for new applications. However, we've kept the information online for the benefit of existing customers and for those who are interested.

You can compare the current range of NAB credit cards here.

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0% p.a.

Balance transfer rate

for 25 months

19.74% p.a.

Purchase rate

$90 p.a.

Annual fee

44 days

Interest free period

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Product NameNAB Low Fee Platinum Card - DISCONTINUED
Balance transfer rate p.a.0% for 25 months
Balance transfer revert rateCash Advance Rate (21.74% p.a.)
Balance transfer limit90% of available limit
Purchase rate p.a.19.74%
Annual fee$90
Interest-free periodUp to 44 days on purchases
Cash advance rate21.74% p.a.
Min credit limit$6,000
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsYes - Conditions apply
Joint applicationNo


  • Enjoy 0% p.a. interest on balance transfers for the first 25 months (with no balance transfer fee) when you apply through
  • This card comes with 7 complimentary insurances including overseas travel insurance.
  • You can request for an additional cardholder at no extra cost.


  • Offers only up to 44 days interest-free, compared to other cards that offer up to 55
Bonus pointsN/A
Annual fee$90
Minimum monthly repayment2% of the closing balance or $25, whichever is greater
Late payment fee$15
Foreign currency conversion fee3%
Cash advance fee2% or $2.50, whichever is greater
Overseas cash advance fee2% or $2.50, whichever is greater
Overseas ATM withdrawal fee$5
Additional cardholder fee$0
Number of additional cardholders1

How to apply

It takes around 15 minutes to apply for the NAB Low Fee Platinum online, and you could get a response within 60 seconds of submitting your completed application. To get started, make sure you meet the following eligibility criteria and have all the details and documents you'll need ready. Then, just click the "Go to site" button and you'll be taken to a secure application page.

Eligibility criteria

  • How old are you? You must be at least 18 years of age to apply for this card.
  • What is your Australian residency status? You can apply for this card if you are an Australian citizen, permanent resident or temporary resident. If you are not a citizen or permanent resident, you will need to provide the last overseas address you lived in, along with other details of your residency status in Australia.

Card benefits

  • Exclusive long-term balance transfer offer. Save on interest charges with 0% p.a. on balance transfers for up to 25 months when you apply through by and request a balance transfer at the time of your application. At the end of the introductory period, any remaining balance from your transfer will attract the cash advance interest rate. Please note that minimum monthly repayments are still required. You can transfer up to 90% of your approved credit limit from Australian credit or store cards not issued by NAB. Please note that NAB may vary or end this offer at any time.
  • No balance transfer fee. While some balance transfer cards charge a one-time fee worth 2-3% of the debt you transfer, this offer does not have a balance transfer fee.

Rates & fees

  • Annual fee. This card charges an annual fee of $90 p.a.
  • Purchase rate. This card has a standard variable interest rate of 19.74% p.a. for purchases.
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Note: The user comments below relate to a previous NAB promotional offer. You should confirm any information with the product or service provider and read the information they can provide.

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  1. Default Gravatar
    May 15, 2019

    What is the age limit for complimentary travel insurance?

    • Avatarfinder Customer Care
      May 16, 2019

      Hello George,

      Thank you for your comment.

      Upon checking, you should be 90 years or under before you take off to be eligible for the complimentary travel insurance of NAB Low Fee Platinum Card.


  2. Default Gravatar
    December 16, 2018

    What is the maximum limit I can apply for?

    • Avatarfinder Customer Care
      December 18, 2018

      Hello Krishna,

      Thank you for your comment.

      The maximum credit limit of the NAB Low Fee Platinum Card is not disclosed as this is set up or determined by the issuer based on your financial history and stability. You may check our credit limit calculator for more details on about credit limit.

      Should you wish to have real-time answers to your questions, try our chatbox on the lower right corner of our page.


  3. Default Gravatar
    December 16, 2018

    I want to apply for this offer. First I need to become a member with Finder. None of the signup tabs is functioning.

    • Avatarfinder Customer Care
      December 19, 2018

      Hello Hiran,

      Thank you for your comment.

      We sincerely apologize for the inconvenience. There are cases when you have to change the browsers you’re using to make it work or make sure you’re not using a work computer as there might be restrictions from your IT. Yes, you must become a finder member first to be qualified for the exclusive offer. Please be advised that as of today, the NAB Low Fee Platinum – Exclusive Offer is no longer available for new applications.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.


  4. Default Gravatar
    December 14, 2018

    Hi there,

    I am currently on a career break with the prospect of returning to work late January/early February 2019 but still receiving income via other sources. So I am technically not employed – can I still apply for this offer?

    • Avatarfinder Customer Care
      December 16, 2018

      Hi Ange,

      Thank you for getting in touch with finder.

      Please note that credit card issuers set their own lending criteria. So long that you meet the eligibility criteria and you have financial resources to support your credit card application, you may submit your online application for this card. Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/T&Cs of the card before making a decision and consider whether the product is right for you.

      I also suggest that you contact NAB directly to know your chances of being approved.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!


  5. Default Gravatar
    December 14, 2018

    Will I be considered a new customer even if me & my friend has a NAB credit card & I am the secondary joint owner.

    • Avatarfinder Customer Care
      December 18, 2018

      Hello Shashwat,

      Thank you for your comment.

      Yes, as long as you’re not the primary cardholder, you are considered a new customer.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.


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