NAB Low Fee Platinum Card – Exclusive Offer

Enjoy 0% p.a. interest on balance transfers for 25 months and pay no balance transfer fee with finder's exclusive NAB Low Fee Platinum offer.

Offer expired

The NAB Low Fee Platinum – Exclusive Offer is no longer available for new applications. However, we've kept the information online for the benefit of existing customers and for those who are interested. You can compare the current range of NAB credit cards here.

The NAB Low Fee Platinum card is designed to give you value through competitive rates, fees and platinum features. If you're a new customer, you can enjoy 0% p.a. interest on balance transfers for the first 25 months with no balance transfer fee when you apply through finder.com.au by and request a balance transfer at the time of your application.

Features and benefits of the NAB Low Fee Platinum Card

Here are the benefits you can get with the NAB Low Fee Platinum Card:

  • Exclusive long-term balance transfer offer. Save on interest charges with 0% p.a. on balance transfers for up to 25 months when you apply through finder.com.au by and request a balance transfer at the time of your application. At the end of the introductory period, any remaining balance from your transfer will attract the cash advance interest rate. Please note that minimum monthly repayments are still required. You can transfer up to 90% of your approved credit limit from Australian credit or store cards not issued by NAB. Please note that NAB may vary or end this offer at any time.
  • No balance transfer fee. While some balance transfer cards charge a one-time fee worth 2-3% of the debt you transfer, this offer does not have a balance transfer fee.
  • NAB Concierge Service. This 24/7 service, provided by Visa Worldwide, can help you with travel, lifestyle and entertainment services, including planning and booking tickets, making reservations at hotels and restaurants, and organising car and limousine rentals.
  • Complimentary insurance covers. When you use this card to pay for at least $500 of your overseas transport, accommodation and/or land tour costs, you'll receive comprehensive overseas travel insurance for you and eligible family members travelling with you, issued by QBE. The NAB Low Fee Platinum also offers complimentary interstate flight inconvenience insurance, transport accident insurance, domestic hotel burglary insurance, purchase protection insurance, extended warranty insurance and price protection insurance.
  • Visa benefits. With Visa Front Line Access, you can reserve pre-sale tickets for some of the biggest sporting events and concerts in Australia. If you need emergency assistance when travelling, you can contact Visa Global Customer Assistance Services. Verified by Visa also ensures that you have a safe online shopping experience.
  • Mobile payments. NAB credit cards are compatible with Google Pay through the NAB app and NAB Pay, so you can tap your Android phone against a contactless terminal for purchases under $100. You can also link your NAB credit card with Samsung Pay to make contactless payments using your qualifying Samsung device at the checkout. If you have an iPhone or any phone that isn't compatible with NAB Pay, you have the option to order a PayTag to stick to your phone.

Rates and fees for the NAB Low Fee Platinum Card

Here are the costs you need to look at when you compare the NAB Low Fee Platinum Card:

  • Annual fee. This card charges an annual fee of $90 p.a.
  • Purchase rate. This card has a standard variable interest rate of 19.74% p.a. for purchases.
  • Interest-free days. This card offers up to 44 days interest-free on purchases when you pay your balance in full by the due date on each statement. Please note that interest-free days do not apply when you carry a balance transfer debt.
  • Cash advance rate. If you use the NAB Low Fee Platinum Card to get cash out or for any other cash advance transaction, a variable interest rate of 21.74% p.a. will apply to the balance.
  • Currency conversion rate. Transactions made in foreign currencies will attract a fee worth 3% of the amount after it's converted to Australian dollars.
  • Additional cardholder. This card lets you request 1 additional cardholder at no extra cost. Note that additional cardholders must be at least 16 years of age and you'll still be responsible for managing the account.

If you're looking for a low-cost credit card with the ability to save money on interest from your existing debt, compare this NAB Low Fee Platinum Card offer to others so you can find a card that suits your needs.

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Note: The user comments below relate to a previous NAB promotional offer. You should confirm any information with the product or service provider and read the information they can provide.
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192 Responses

  1. Default Gravatar
    KrishnaDecember 16, 2018

    What is the maximum limit I can apply for?

    • finder Customer Care
      JhezDecember 18, 2018Staff

      Hello Krishna,

      Thank you for your comment.

      The maximum credit limit of the NAB Low Fee Platinum Card is not disclosed as this is set up or determined by the issuer based on your financial history and stability. You may check our credit limit calculator here for more details on about credit limit.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

  2. Default Gravatar
    HiranDecember 16, 2018

    I want to apply for this offer. First I need to become a member with Finder. None of the signup tabs is functioning.

    • finder Customer Care
      JhezDecember 19, 2018Staff

      Hello Hiran,

      Thank you for your comment.

      We sincerely apologize for the inconvenience. There are cases when you have to change the browsers you’re using to make it work or make sure you’re not using a work computer as there might be restrictions from your IT. Yes, you must become a finder member first to be qualified for the exclusive offer. Please be advised that as of today, the NAB Low Fee Platinum – Exclusive Offer is no longer available for new applications.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

  3. Default Gravatar
    AngeDecember 14, 2018

    Hi there,

    I am currently on a career break with the prospect of returning to work late January/early February 2019 but still receiving income via other sources. So I am technically not employed – can I still apply for this offer?

    • finder Customer Care
      JeniDecember 16, 2018Staff

      Hi Ange,

      Thank you for getting in touch with finder.

      Please note that credit card issuers set their own lending criteria. So long that you meet the eligibility criteria and you have financial resources to support your credit card application, you may submit your online application for this card. Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/T&Cs of the card before making a decision and consider whether the product is right for you.

      I also suggest that you contact NAB directly to know your chances of being approved.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  4. Default Gravatar
    December 14, 2018

    Will I be considered a new customer even if me & my friend has a NAB credit card & I am the secondary joint owner.

    • finder Customer Care
      JhezDecember 18, 2018Staff

      Hello Shashwat,

      Thank you for your comment.

      Yes, as long as you’re not the primary cardholder, you are considered a new customer.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

  5. Default Gravatar
    DavidDecember 13, 2018

    Can I transfer a current loan I’m trying to pay off or does it have to be from another credit card?

    • finder Customer Care
      JhezDecember 18, 2018Staff

      Hello David,

      Thank you for your comment.

      Yes, you can transfer a balance from non-NAB card to NAB. You can’t transfer a balance from one NAB account to another. You may refer to our page on which banks you can balance transfer to.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

  6. Default Gravatar
    BeauDecember 9, 2018

    If my score is only about 340 but I have no defaults or bad history how can I raise it ? And wat if I was unemployed but still afford to never miss a payment who or wat offers are there that I can get to allow me to raise my credit score?

  7. Default Gravatar
    MarkDecember 8, 2018

    Can I transfer the balance from more than one bank account/credit card that is with different institutions to a limited (24Months), no interest credit card?

    • finder Customer Care
      JhezDecember 13, 2018Staff

      Hello Mark,

      Thank you for your comment.

      Yes, you can consolidate your credit card balances from different providers and transfer it to the NAB Low Fee Platinum Card. This is for as long as the total balance will not exceed 90% of the approved credit limit of the new card.

      You may want to read our article about combining credit cards with a balance transfer.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

  8. Default Gravatar
    December 8, 2018

    I have applied for NAB credit card through your website and wish to apply for 25 months balance transfer at 0%. I have completed the application but not asked any option to do a balance transfer from new NAB card to my existing credit card. In fact, I was asked in the application if I wish to do a balance transfer from my existing credit card to new NAB card, which I didn’t select. How do I ensure I get 0% balance transfer benefit for 25 months?

    • finder Customer Care
      JhezDecember 13, 2018Staff

      Hello Ankit,

      Thank you for your comment.

      Generally, the balance transfer is the process of transferring your balance (debt) from your current credit card to the new one. As for the NAB Low Fee Platinum Card – Exclusive Offer, you get to enjoy the introductory offer of 0% p.a. interest on balance transfers for the first 25 months and with no balance transfer fee, if you apply through finder.com.au by 16 December 2018 and request a balance transfer at the time of your application.

      So this explains why you’re asked to transfer your balance from your existing credit card to the new NAB card. As long as you meet the conditions of the offer, you’re sure to get the benefit of it. You can go ahead and contact NAB if you want to continue with the application process.

      Please read our balance transfer guide to get ideas on how it work.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

  9. Default Gravatar
    December 1, 2018

    Does NAB usually contact employers on application? I don’t want my employer being bothered with calls.

    • finder Customer Care
      JohnDecember 6, 2018Staff

      Hi Dan,

      Thank you for reaching finder.

      Yes, NAB may contact your employer regrading your application with them to verify your status with your employer. You may need to contact NAB directly to confirm this. Hope this helps!

      Cheers,
      Reggie

  10. Default Gravatar
    November 28, 2018

    Is an aged pensioner eligible to apply who has records of regular payments to other credit card?

    • finder Customer Care
      CharisseNovember 29, 2018Staff

      Hi Janet,

      Thanks for reaching out to finder.

      Yes, you can apply for NAB Low Fee Platinum Card however, your application still needs to be reviewed and will be subject for approval.

      To take advantage of finder’s exclusive offer, simply click on “Go to NAB’s website” or “Go to site” button so you will be redirected to NAB’s website where you can proceed with your online application. Please note that as part of the application process, you will be asked for your financial information which includes your employment, income, expenses and assets. NAB may also ask you to submit a copy of your payslips or bank statements.

      Before applying, please read all relevant documents such as the terms and conditions to see if it best suits your needs.

      I hope this helps.

      Cheers,
      Charisse

Credit Cards Comparison

Rates last updated April 24th, 2019
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee Product Description
Citi Clear Platinum Credit Card
12.99% p.a.
0% p.a. for 14 months
$0 p.a. annual fee for the first year ($99 p.a. thereafter)
Offers a long-term balance transfer and $0 first year annual fee. Plus, insurance covers and Citibank Dining Program perks.
HSBC Platinum Credit Card
19.99% p.a.
0% p.a. for 22 months
$129 p.a.
0% p.a. for 22 months on balance transfers with no BT fee. Plus, a yearly annual fee refund when you spend $6,000 and 2 lounge passes per year.
Virgin Australia Velocity Flyer Card - Annual Fee Offer
20.74% p.a.
0% p.a. for 18 months
$50 p.a.
Earn 20,000 bonus Velocity Points and save with an ongoing $50 p.a. annual fee. Plus, receive a $129 Virgin Australia Gift Voucher each year.
Latitude Low Rate Mastercard
11.99% p.a.
$69 p.a.
Offers a competitively low interest rate and annual fee, plus up to 55 interest-free days on purchases.

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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