Myer Card Review

Earn bonus MYER one shopping credits, receive exclusive MYER one offers, and get up to 55 interest-free days on in-store purchases with the Myer Card.

Myer Card No Longer Available for Applications

As of 7 June 2017, the Myer Card is no longer available for new applications. However, this information has been kept for historical purposes.

The Myer Card is a store card that you can use to make purchases at this iconic department store. Myer cardholders get automatic membership to MYER one, making you privy to a range of exclusive offers and giving you VIP invites to different events. When you use this store card to shop you earn MYER one shopping credits that you can redeem through MYER one Reward Cards. Using this card in the right way gives you the ability to get up to 55 interest-free days on purchases, supporting your spending even further.

Product NameMyer Card
Rewards ProgramMyer One
Purchase rate (p.a.)23.49% p.a.
Annual fee$39 p.a.
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 55 days on purchases
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$500
Minimum Income$15,000
Card TypeVisa
Late Payment Fee$20
Available To Temporary ResidentsNo
Minimum Income$15,000
Minimum Age18 years of age
Available to Temporary ResidentsNo
Credit Rating Requirement
Credit rating requirement is provided only as a guide. Understanding your credit file helps you make more informed decisions in regards to your finances. Learn more about what this means here.
Good
Min Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$500
Annual Fee$39 p.a.
Late Payment Fee$20
Rewards ProgramMyer One
Rewards Points per $ (VISA/MC)3
Points Expiry24 months

Myer Card review

People who like shopping at Myer can find benefits from the Myer Card. This card charges a reasonable annual fee and offers interest-free terms on Myer purchases as well as bonus MYER one shopping credits. You can get as many as 55 interest-free days on purchases by paying the account’s closing balance in full before the due date on each statement.

Benefits of the Myer Card

  • Shopping credits. If you’re not an existing MYER one member, you get free enrolment to the program. When you use this card to make purchases at Myer, you get  bonus shopping credit for every dollar you spend. This means you earn three shopping credits for every dollar you spend, as long as you present your MYER one Card and MYER card together when you shop.
  • More MYER one benefits. Membership to this rewards programs brings with it a range of exclusive offers for MYER one members, VIP invitations to various special events, and a free copy of Emporium magazine with any in-store purchase.
  • Interest-free offers. From time to time, Myer cardholders can take advantage of special interest-free promotions, which range from 3 months to as many as 48 months.

Myer Card features

  • Annual fee. The Myer Card attracts a nominal annual fee of $39 that you have to pay every year for as long as you keep using the card.
  • Interest-free days. If you pay the account’s closing balance in full before the statement due date, you can get up to 55 interest-free days on purchases.
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4 Responses

  1. Default Gravatar
    MorganJune 18, 2017

    When you are a guarantor for someone who is applying for a loan, will they be able to collect information about your Myers store card, for example will they be able to find out if you have a Myers store card if they do a credit report? I need to know if that is something I need to add onto the forms as liabilities.

    • Staff
      JonathanJune 20, 2017Staff

      Hi Morgan!

      Credit cards are considered line of credit extended to you by the bank, much like a personal loan. If your lender or the bank advised you to declare them, then this must be included.

      If you need further clarification, you may talk to your lender.

      Hope this helps.

      Cheers,
      Jonathan

  2. Default Gravatar
    MargritMarch 28, 2017

    I have been a Myer one customer for many years and have purchased goods and petrol on this card but have not received a gift benefit on this card for a long time. I would like to know why this is?
    Thank you Margrit

    • Staff
      HaroldMarch 28, 2017Staff

      Hi Margrit,

      Thank you for your question.

      finder.com.au is an Australian comparison website and as such is not affiliated directly with any provider. You can contact the MYER one Customer Service Team on 13 67 17 to enquire about any potential missing gift vouchers.

      I hope this information has helped.

      Cheers,
      Harold

Credit Cards Comparison

Rates last updated August 21st, 2017
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St.George Vertigo Visa
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Receive up to 55 days interest-free on purchases and the ability to make contactless payments with Visa payWave technology.
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
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Apply by 31 October 2017 to receive a long-term, no fee balance transfer and a $129 Virgin Australia Gift Voucher each year.
St.George Vertigo Platinum
12.74% p.a.
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Offers complimentary travel insurance, complimentary purchase insurance and access to a 24/7 personal concierge service.

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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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