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MyCover is an online travel insurance agency providing various policies for local and international travel. Simply jump online to get a quick quote and buy your policy.
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After the store tab opens, come back to copy the codeWhat policies are available from MyCover?
Comprehensive
This policy covers you for:
- Unlimited medical assistance and hospitalisation
- Unlimited cancellation fees and lost deposits
- Additional expenses and hospital cash allowance
- Accidental death and permanent disability
- Loss of income
- Travel documents, credit cards and cheques
- Luggage and personal effects
- Travel delays and alternative transport expenses
- Personal liability
- Car hire excess
Australia Only
The MyCover domestic policy covers:
- Cancellation fees and lost deposits
- Additional expenses
- Accidental death
- Luggage and personal effects
- Travel delays
- Personal liability
- Car hire excess
Budget
This is MyCover’s essentials-only policy. It covers you for:
- Unlimited cover for medical assistance and hospitalisation
- Personal liability up to $5 million
Annual Frequent Traveller.
This policy insures you for an unlimited amount of trips during a 12-month period. It includes cover for:
- Unlimited medical assistance and hospitalisation
- Unlimited cancellation fees and lost deposits
- Additional expenses and hospital cash allowance
- Accidental death and permanent disability
- Loss of income
- Travel documents, credit cards and cheques
- Luggage and personal effects
- Travel delays and alternative transport expenses
- Personal liability
- Car hire excess
Pros and cons of MyCover
Pros
- Underwritten by Allianz Australia
- Various policies for local and international travel
- Online quotes
- Purchase your policy online
- 24/7 emergency support from Allianz Global Assistance
- Resume an interrupted trip
- Children and grandchildren covered free on the Annual plan
- Policy can be extended
Cons
- No option to claim online
- No cover available for travellers 81 years of age and over
How do I apply for MyCover travel insurance?
- Compare policy options. Your destination, travel companions and holiday activities will determine which plan best suits your needs.
- Get an online quote. Use the quote tool and compare it with other policies.
- Read the product disclosure statement (PDS). This document outlines the benefits you’ll receive under the terms of each policy.
- Check out the additional options. If you need additional cover for activities, special luggage or valuable items, be sure that your policy can be upgraded to include optional extras.
How do I make a claim with MyCover ?
- Get in touch. Let Allianz know as soon as possible to get the ball rolling. The longer you wait, the higher the chances of penalties being levied for deliberately delaying the process.
- Provide evidence. Along with a completed claims form, submit all documents required to process your claim, including statements from transport providers, police reports, medical reports, original receipts and proof of purchase.
- Be honest. Be as truthful and complete in your submissions and recounting of events. If you are found to be dishonest, your claim will be dismissed and your policy may be cancelled.
MyCover FAQs
Q. How does the “region” system work?
- A. Destinations are grouped into regions: Worldwide, Europe, Asia and Pacific. Each region represents a different price bracket.
Q. What are the age restrictions for MyCover policies?
- A. Travellers 80 years of age and under can apply for MyCover policies. Additional charges apply to travellers between 71 and 80 years of age.
Q. Do I qualify for cover if I work overseas?
- A. No. MyCover policies are designed to insure leisure travellers.
Q. Can I apply for cover if I’m already overseas?
- A. No. You must apply for travel insurance in Australia before you leave on your trip.
Q. What if I’m not happy about the way my claim was handled?
- A. You can lodge a complaint with MyCover’s Internal Dispute Resolution Committee. The Committee will respond within 15 business days of receiving your complaint.
Q. Who is MyCover underwritten by?
- A. MyCover’s travel insurance policies are underwritten by Allianz Australia Insurance Ltd. You will be assisted by Allianz Global Assistance in the case of an emergency.
Q.Can I cancel my policy if I’m not happy with it?
- A. You have a 14-day cooling-off period.
